Millennial

Household Budget: On the Same Page Aligning Needs, Wants & Wishes October 31, 2018 4:00 AM   |  

Creating a family budget can seem like a daunting task, but it may surprise you how a family budget can bring you together and give the family a shared sense of purpose.

5 min read  |  Creating a Budget
Traditional and Roth IRAs for Kids: It’s Never Too Early September 28, 2018 4:00 AM   |  

It's never too early to teach your kids about finances and help them start saving for their own retirement.

5 min read  |  IRA & 401k Plans
Getting Married? How to Plan Your Financial Future Together September 12, 2018 4:00 AM   |  

Whether you’re getting married for the first time or remarrying, it’s important to get your financial future in order first.

3 min read  |  Household Finances
Are Money Market Funds Right for You? What You Need to Know September 12, 2018 4:00 AM   |  

Money market funds typically invest in higher-yield, short-term debt securities. Are they right for you? Learn more here.

5 min read  |  ETFs & Mutual Funds
Buying a House: Tips for Turning the American Dream into a Reality September 7, 2018 4:00 AM   |  

Thinking about buying a house rather than renting? Here are some things to consider.

5 min read  |  Savings Goals
70% of Millennials Call Themselves Savers. Six Ways You Can Too August 16, 2018 4:35 AM   |  

Like generations before them, millennials want to be financially secure. Learn six saving and investing strategies that can help you pursue your goals.

4 min read  |  Savings Goals
Pet Food Stocks: Pet Care Is Big Business, and Millennials Are Buying In August 13, 2018 4:00 AM   |  

Is your pet a member of your family? Learn how our love of animals makes for big business.

5 min read  |  Stocks & Stock Sectors
Money Smart: What Is a Brokerage Account? August 7, 2018 4:00 AM   |  

Many individuals aren’t sure how to start investing in stocks, bonds, and other securities. A brokerage account is one way to start building a diversified portfolio.

3 min read  |  Investing Basics
Spend or Save Your Bonus? Consider Doing Both July 12, 2018 4:00 AM   |  

Many people save their bonus check, while others spend it on something they want. Find out how you could do both.

4 min read  |  Household Finances
Fly Solo or Financial Pro: Is an Investment Advisor Right For You? June 20, 2018 4:00 AM   |  

Some investors like to self-direct their portfolios, but for others, working with a professional money manager might make more sense. Which is for you?

5 min read  |  Managed Portfolios
Money Smart: Tips for Managing Expenses and Debt June 15, 2018 4:00 AM   |  

Many young investors aren’t sure how to start investing and may be surprised to learn it actually begins by managing expenses and paying off loans. Discover why.

5 min read  |  Household Finances
Focus on Women's Finance: 5 Practices of Financially Smart Women June 13, 2018 4:00 AM   |  

Taking control of your own finances or the finances of the family often falls to the most financially fit female. Let's gear up girlfriend!

5 min read  |  Household Finances
First Time Home Buyer? 2017 Real Estate Tax Law Changes June 12, 2018 4:00 AM   |  

Thinking of buying a home but don't know what to expect from the changes to the tax code standard deduction? See how tax codes can impact purchasing your new home.

5 min read  |  Income Tax
College Loan Basics: Private Student Loans, Savings & More June 8, 2018 4:00 AM   |  

The cost of college is high and it's been climbing steadily. Many students rely on loans to help them through. Looking for a student loan? Here are some alternatives.

5 min read  |  Household Finances
Graduate Life Hacks for Paying Off College Debt May 21, 2018 5:00 AM   |  

College graduation can be an exciting time, but paying for college debt and the newfound independence can be financially and emotionally overwhelming.

5 min read  |  Creating a Budget
Exchange-Traded Funds: Tips to Help Narrow Down Your Choices April 10, 2018 12:00 AM   |  

Investing in exchange-traded funds (ETFs) can provide exposure to a wide variety of markets, sectors, and asset classes. Get tips to help you find ETFs that match your goals and investment style.

3 min read  |  ETFs & Mutual Funds
What’s for Dinner? Online Grocery Shopping and Grocerants March 30, 2018 12:00 AM   |  

Online grocery shopping is changing the super market. See how grocery stores, online retailers, and millennial shoppers are transforming the online grocery store.

3 min read  |  Stocks & Stock Sectors
Taxpayer, Know Thy Deductions: Tax Deductible Basics and Tips March 16, 2018 12:00 AM   |  

Learn what a tax deduction is, what items may be tax-deductible, and more tax basics you can use to potentially reduce your taxes.

5 min read  |  Income Tax
On the Tax Return Starting Block? Here's How to File Your Taxes March 15, 2018 8:00 PM   |  

It's tax season. If this is your first year, you have a lot to learn about how to file your taxes. Learn tips, tricks, and how-to at TD Ameritrade.

3 min read  |  Income Tax
Hey Millennials: Should Market Drops Be Something to Fear? February 13, 2018 11:00 PM   |  

Markets go up, the markets go down, but historically the stock market has trended up. For young investors who may have never seen a sizable market drop, recent volatility may provide a valuable lesson.

4 min read  |  Market Insights
Your Financial Plan—A Roadmap for Life's Ups and Downs February 7, 2018 7:00 PM   |  

Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.

4 min read  |  Savings Goals
That 401(k) Plan Might Be Costly: New Tool Shines Light on Fees January 29, 2018 11:00 PM   |  

Many investors don’t know what fees they’re paying for their retirement accounts. TD Ameritrade now offers a tool that helps investors compare costs.

3 min read  |  IRA & 401k Plans
Trade with Your Head, Not Your Heart: Develop a Trading Checklist January 22, 2018 7:00 PM   |  

Create a trading checklist. Why? Because you don't want inner emotions that might not have anything to do with investing get the best of you.

5 min read  |  Trading Psychology
Versatility, Flexibility: The Continuing Allure of Listed Options January 18, 2018 11:00 PM   |  

Options trading volume has been resilient despite the continued low-volatility environment. Those new to options can get started with these basic strategies.

4 min read  |  Option Trading Basics
Thinking About a Career Change? Here Are Some Things to Consider December 21, 2017 11:00 PM   |  

Is a career change in your future? Learn more about how to change careers and things to consider as you make a career shift.

3 min read  |  Household Finances
5 Financial Steps to Take When You're Flying Solo December 20, 2017 11:00 PM   |  

Learn how to develop good financial habits, which can have a positive psychological impact and can potentially help you save and invest wisely for the future.

3 min read  |  Household Finances
How to Save Money: Six Tips to Help Stash Your Cash December 10, 2017 11:00 PM   |  

How to save money: it's something we all want to do. Follow these money saving tips to help you pursue your financial goals.

3 min read  |  Creating a Budget
Financial Planning to Meet Your Life Goals November 30, 2017 11:00 PM   |  

Having a financial plan can get you on track for life’s big events.

2 min read  |  Savings Goals
Single and Middle Aged? Is It Time to Check Your Retirement Plan? November 15, 2017 11:00 PM   |  

A recent survey shows that many middle-aged and older single people are less well situated for retirement than their married counterparts. Here are ideas.

4 min read  |  Savings Goals
Start Retirement Planning While Time Is on Your Side November 7, 2017 11:00 PM   |  

Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.

5 min read  |  Retirement Planning
Green Bonds: Growing Market of 'Socially Responsible' Investments November 6, 2017 11:00 PM   |  

Learn about the risks and potential benefits of "socially responsible" fixed income investing, or what some call "green bonds."

3 min read  |  Bonds & Fixed Income
Unconventional Wisdom: Challenging Some Personal Finance Adages October 20, 2017 12:00 AM   |  

Personal finance choices are not one-size-fits-all. Your situation might differ from the conventional wisdom.

4 min read  |  Creating a Budget
Debt: A Zombie of a Problem October 20, 2017 12:00 AM   |  

The cost of debt with the physiological dangers and associated psychological shame weighs heavily among many Americans. Learn to create good debit habits.

3 min read  |  Household Finances
Millennials Borrowing and Lending from the Bank of Mom and Dad October 9, 2017 12:00 AM   |  

Plenty of parents are helping their adult children financially, but there seems to be a generational disconnect about the extent of that help.

2 min read  |  Household Finances
Forget Wall Street. Trust Yourself: Use Your Trading Tools October 1, 2017 11:00 PM   |  

Are you effectively investing your money? Millennials are among the smartest investors, but not all of them follow this important process.

8 min read  |  Option Trading Basics
Pumpkin or Pecan Pie: What State Do Your Investments Call Home? September 29, 2017 12:00 AM   |  

Your choice of pecan pie over sweet potato might indicate what state your investments call “home.”

3 min read  |  Investing Basics
College Days: Meet Your Future Employer, Gain Financial Literacy September 15, 2017 12:00 AM   |  

Use college time to meet prospective employers and learn investing.

2 min read  |  Creating a Budget
Does Where You Live Influence Your Portfolio? A New Quiz Reveals Results September 4, 2017 12:00 AM   |  

State of Investing quiz helps answer if you invest in what you know and provides insights into how your personal preferences impact your investing decisions

2 min read  |  Stocks & Stock Sectors
New College Grads to Freshman: Avoid These 5 Money Mistakes September 4, 2017 12:00 AM   |  

Recent college grads shared their take on financial expectations versus reality, as well as money mistakes they made they don’t want new freshman to make.

5 min read  |  Creating a Budget
Beginner’s Guide: Understanding the Basics of Fixed Income Investing August 17, 2017 12:00 AM   |  

Fixed income can be a vital part of a young investor’s portfolio, helping provide risk management through diversification.

5 min read  |  Bonds & Fixed Income
Is College Education Worth Student Loans, Debt? Survey Says Yes August 11, 2017 12:00 AM   |  

Is a college degree worth the cash? Although the cost of higher education continues to rise, it’s often seen as a solid investment.

3 min read  |  College Savings Plans
Splurge on a Dream Wedding ... or Pay Down Debt and Buy a House? August 4, 2017 12:00 AM   |  

Is it worth having a big wedding when that money might be better directed elsewhere? For some, yes; others might want to think about it.

3 min read  |  Savings Goals
Decided to Stop Renting and Buy a House? Time to Start Saving July 14, 2017 12:00 AM   |  

Learn how to save for a house—and how to keep your cash safe while you’re building that down payment.

2 min read  |  Savings Goals
Secrets of Millennial Millionaires: Pointers to Build Wealth Early, Often July 10, 2017 12:00 AM   |  

Learn how starting early, setting goals and sticking to them can help you build wealth, at a young age, and for the long-term.

4 min read  |  Savings Goals
Building Better Credit: Borrowing Wisely to Get Good Debt June 30, 2017 12:00 AM   |  

Learn one way to establish healthy credit when you're young using good debt.

2 min read  |  Household Finances
Socially Conscious? Ideas On How to Scout Possible Investments June 19, 2017 12:00 AM   |  

It’s getting easier than ever for socially conscious investors to monitor companies for their environmental, human rights, and other initiatives.

4 min read  |  Portfolio Strategy
Survey Says: Financial Tips I Wish I Knew When I Graduated College June 1, 2017 12:00 AM   |  

Millennials offer financial tips to young money: Survey says saving starts early.

2 min read  |  Creating a Budget
Thinking about Cashing Out Your 401(k)? You Might Have Better Options May 16, 2017 8:00 PM   |  

Today’s workers are expected to change jobs a number of times. Understand the implications of cashing out your 401k and get informed about the alternatives av

5 min read  |  IRA & 401k Plans
Simple Ways to Save: Take Baby Steps; Keep Cash Out of Reach May 3, 2017 12:00 AM   |  

When it comes to saving for retirement, effective doesn’t need to mean difficult. Here are some simple ways to save.

3 min read  |  Savings Goals
Here’s What It Costs to Raise a Child and How You Might Cover It May 1, 2017 12:00 AM   |  

Kids are costly, but the family budget doesn’t have to tank to pay for them if you prepare properly.

3 min read  |  Household Finances
Who’s Footing the College Bill? Millennial Parents and Grandparents April 24, 2017 12:00 AM   |  

Millennial parents are vowing to cover the costs of their children’s educations, often at the expense of retirement and home ownership.

3 min read  |  College Savings Plans
Earth Day: Sustainable Investing for a Different Type of Asset Protection April 20, 2017 12:00 AM   |  

Sustainable investing is more popular than ever as we celebrate Earth Day 2017. What can investors do to put more “green” into their portfolios?

5 min read  |  Portfolio Strategy
Strategies and Seasonality in Sector Investing April 12, 2017 12:00 AM   |  

Sector investing can help align investments to specific objectives. For investors with many years before retirement, focus on traditional growth sectors.

8 min read  |  Stocks & Stock Sectors
Social Security's Projected Shortfall: An Age-by-Age Guide for Planning March 30, 2017 12:00 AM   |  

The Social Security trust fund is projected to become insolvent by 2035. Future retirees may need to plan for a lower payout schedule.

5 min read  |  Retirement Planning
Baby Boomers Helping Their Millennial Adult Children Raise Kids March 17, 2017 12:00 AM   |  

How millennial parents are raising kids with help from both parents, or other support networks.

3 min read  |  Household Finances
Job-Hopping? Don’t Skip These Retirement Ideas February 23, 2017 11:00 PM   |  

Switching jobs and looking to save for retirement? Figuring out how much to save, avoiding high fees, and using tools and calculators can help remove the gues

4 min read  |  IRA & 401k Plans
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
Starting Out Young: The Value of Investing in Yourself February 1, 2017 11:00 PM   |  

Learn about the value of investing for early savers.

6 min read  |  Portfolio Strategy
Essential Portfolios: Automated Low-Cost Investing Solution January 29, 2017 11:00 PM   |  

The automated investing solution from TD Ameritrade Investment Management assigns a confidence score to help long-term investors see if they can reach goals.

4 min read  |  Managed Portfolios
Expecting the Unexpected: How to Create an Emergency Fund January 9, 2017 11:00 PM   |  

An emergency fund can help you get ahead of these unpredictable life circumstances and cover the costs, without having to borrow or dip into your savings.

3 min read  |  Creating a Budget
5 Things to Get Ready for Tax Time January 5, 2017 11:00 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are five tips to help.

2 min read  |  Income Tax
Find Money in Your Paycheck: Are You Saving and Investing Enough? December 28, 2016 11:00 PM   |  

Could you be saving and investing more of your paycheck? An annual financial check-up could tell you.

4 min read  |  Savings Goals
You've Set Your Financial Goals. Now What? December 20, 2016 11:00 PM   |  

Start the New Year off right with a saving plan: Consider automatic savings and working your credit cards to your benefit.

3 min read  |  Savings Goals
Financial Planning 101: How to Deal With Debt As a Young Investor December 20, 2016 11:00 PM   |  

What is good debt and bad debt, and how can investors practice good habits with credit cards and find ways to pay down debt?

4 min read  |  Creating a Budget
The Choice Is (Un)clear: Financing Big Buys vs. Paying Cash December 20, 2016 11:00 PM   |  

When making a big-ticket purchase, if you have the cash, you should use cash, right? Not necessarily.

2 min read  |  Household Finances
Rising Interest Rates: How a Hike Cycle Might Affect Your Finances December 18, 2016 11:00 PM   |  

Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.

4 min read  |  Household Finances
New Year's Resolution: Create a Financial Plan to Meet Your Goals December 15, 2016 11:00 PM   |  

Get your New Year started off right with a savings plan. Here’s how to organize your financial goals.

3 min read  |  Savings Goals
Good or Bad: What Type Of Debt Is On Your Balance Sheet? December 7, 2016 11:00 PM   |  

Many financial planners advocate being 100% debt-free by retirement, but some types of debt are better than others. Learn to separate good debt from bad.

4 min read  |  Household Finances
Financial Planning 101: Emergency Funds (Pay Yourself First) December 7, 2016 11:00 PM   |  

An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to investment strategy.

4 min read  |  Creating a Budget
Financial Planning 101: Paying Yourself First and Other Budgeting Tips November 29, 2016 11:00 PM   |  

Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.

5 min read  |  Savings Goals
Retirement: Talk to Kids About Money; Millennials Are Listening November 2, 2016 12:00 AM   |  

According to the TD Ameritrade Millennials and Money Survey, 72% of millennials have started saving for retirement. How does your family stack up?

4 min read  |  Household Finances
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
Think Small: A New Strategy For Financial Goal Setting July 14, 2016 12:00 AM   |  

3 min read  |  Savings Goals
Wanna Invest in the Environment, Society, and Great Governance? June 9, 2016 12:01 AM   |  

Socially responsible investing is maturing, growing in assets, and moving into new territory. Find out where investing based on values is heading next.

2 min read  |  Portfolio Strategy
Invest in Values (and Value)? Social Responsibility is Trending April 27, 2016 12:01 AM   |  

You might assume green initiatives are the core of socially responsible investing, but there’s a long list of factors that go into evaluating a company’s ethi

4 min read  |  Portfolio Strategy
I Just Doubled My Account, Now What? A Case for Utility April 12, 2016 4:00 AM   |  

Is twice the cash twice the fun? Not if you take utility into account. Get some perspective on how much benefit you’ll get from the next dollar.

2 min read  |  Option Trading Basics
Healthy Check-Ups Extend to Retirement Portfolio February 29, 2016 5:58 AM   |  

3 min read  |  Portfolio Management
Dropping Out of College and Other Big-Buck Blunders February 11, 2016 7:00 PM   |  

Need a do-over button on money decisions? A survey finds that dropping out of college, pricey weddings, and, yes, offspring are among the big-buck blunders.

3 min read  |  Household Finances
Student Loan Payment Plans That Keep Your Investing on Track January 5, 2016 7:00 PM   |  

Consider these steps to help with your student loan payments and invest in the rest of your life, too.

4 min read  |  Household Finances
Closing the Gaps: Workforce Gender Equality December 20, 2015 8:00 PM   |  

2 min read  |  Household Finances
Sudden Budget Windfall? Some Dos and Don'ts to Consider November 24, 2015 7:00 PM   |  

Find yourself with a one-time cash injection or a monthly boost to your budget? Learn spending, saving, and investing dos and don’ts that come with your sudde

4 min read  |  Creating a Budget
Saving and Investing Challenges for the Sandwich Generation (X) November 3, 2015 7:00 PM   |  

A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem

4 min read  |  Retirement Planning
Starting Behind the Curve: Millennials and Money November 3, 2015 7:00 PM   |  

5 min read  |  Savings Goals
Rollovers: Bring an Old 401(K) Back to Life November 3, 2015 3:00 AM   |  

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

3 min read  |  IRA & 401k Plans
More Millennials Want to Buy Their First Homes; Just Not Alone September 10, 2015 11:32 AM   |  

After camping out at Mom and Dad’s for several years, millennials are finally starting to think about buying their own homes.

3 min read  |  Savings Goals
First Job? Develop Solid Saving and Spending Habits Now August 18, 2015 8:00 PM   |  

Just got your first “real” job? Set two financial priorities: build an emergency fund pronto, and then start to line that retirement nest egg right away.

3 min read  |  Savings Goals
College ROI: Is Higher Education Worth the Tuition and Debt? August 12, 2015 8:00 PM   |  

Calculating college ROI? Explore ways to reduce the risk that a huge student loan debt burden may gobble up your starting salary.

7 min read  |  College Savings Plans
Forget Coffee: High-End Teas are the Hottest Millennial Trend August 6, 2015 8:00 PM   |  

Tea is hot, and that’s good news for consumers and investors looking for a new beverage to tempt their taste buds.

3 min read  |  Stocks & Stock Sectors
Theme Investing: Should You Think Like the Millennials? June 28, 2015 8:00 PM   |  

Weigh the opportunities and risks of thematic investing, which targets demographics like the big spending of the 92-million-strong millennials.

4 min read  |  Stocks & Stock Sectors
Summer Jobs and Money Smarts: Teaching Teens about Finances May 26, 2015 8:00 PM   |  

Use your teen’s summer job wages as a teaching tool for money basics like saving, budgeting, and even investing.

3 min read  |  Household Finances
Renewing (and Re-evaluating) Your Financial Vows May 20, 2015 4:00 AM   |  

Have you been married awhile? If so, find out what to consider when evaluating the short- and long-term financial goals you set earlier in your marriage.

2 min read  |  Household Finances
Teach Kids How Money Grows: Everyday Economics May 19, 2015 8:00 PM   |  

Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation

3 min read  |  Household Finances
Pink Slips and Hospital Trips: Got Enough Emergency Savings? May 12, 2015 8:00 PM   |  

Do you have enough money for emergencies like a year of unemployment? Consider income, expenses—including rent vs. mortgage and one car or two—and more.

4 min read  |  Creating a Budget
Forget the Rules—Make Your Own Financial Marriage April 29, 2015 5:00 AM   |  

Today’s couples have the freedom to choose how they approach marriage and money. Find ideas for determining how much to join and how much to keep separate.

2 min read  |  Household Finances
Three Questions to Ask Yourself Before Buying a New Car February 25, 2015 4:00 AM   |  

Consumers should carefully consider several questions before buying a new car, including how much they can afford.

2 min read  |  Savings Goals
Hey, Boss… Will 2015 Be the Year You Finally Get a Raise? February 11, 2015 4:00 AM   |  

As the U.S. economy improves and the labor market tightens, American workers face stronger prospects for a salary increase this year.

2 min read  |  Household Finances
Four Big Mistakes That Will Devastate Your Finances June 14, 2012 10:29 PM   |  

The Motley Fool details four big mistakes that could devastate your finances.

3 min read  |  Portfolio Strategy
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