About Miranda Marquit

Miranda has been covering investing and finance as a freelance journalist for more than a decade. She's contributed to Marketwatch, NPR's Morning Edition, APM's Marketplace, Forbes, and numerous other online and offline publications. In addition to writing about money and markets, Miranda is an avid podcaster with a show about investing. She's also covered science, religion, and technology, in addition to finances. Miranda grew up in Idaho and loves travel and the outdoors. She holds a master's degree in magazine, newspaper, and online journalism from Syracuse University.

Get ’s perspective

Over the Roth IRA Income Limit? Considering a "Backdoor" Roth IRA? December 28, 2022 11:18 AM   |  

Wish you could contribute to a Roth IRA, but you're above the income limit? Consider using a backdoor Roth IRA to make it happen.

5 min read  |  IRA & 401k Plans
How Inflation Drives Social Security Cost-of-Living (COLA) Movements—and Ways to Plan October 27, 2022 11:45 AM   |  

The cost-of-living adjustment (COLA) for those on Social Security might be the highest it’s been in more than two decades due to recent inflation. Here’s what you need to know.

3 min read  |  Social Security
How Does a 401(k) Work? 8 Frequently Asked 401(k) Questions October 20, 2022 12:27 PM   |  

Have 401(k) questions? We’ve got answers to the most frequently asked 401(k) questions to demystify the most common type of retirement plan. Explore contributions, taxes, withdrawals, and penalties for your 401(k) plan.

5 min read  |  IRA & 401k Plans
Ready for Roth? Why Now May Be the Time to Do a Roth Conversion August 29, 2022 2:39 PM   |  

With the stretch IRA gone thanks to the SECURE Act, it might be time to revisit your estate plan. If you have money in a traditional IRA, you might consider a Roth IRA conversion.

5 min read  |  IRA & 401k Plans
Retiring Early? 5 Things to Know About the Rule of 55 and Your 401(k) July 14, 2022 11:32 AM   |  

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here’s what you need to know.

3 min read  |  Plan Distributions
The Job Market’s Looking Up for Teens—Are Their Money Management Skills Ready for That First Paycheck? June 21, 2022 11:21 AM   |  

The job market is looking up for teens. Learn some money management tips your teen can use for bank accounts, investing, and getting started on retirement.

2 min read  |  Household Finances
How to Take In-Kind Distributions from Your Traditional IRA June 9, 2022 12:06 PM   |  

Stuck with an RMD? You don’t have to take it in cash. Here’s what you need to know about in-kind distributions from your IRA to your brokerage account.

5 min read  |  Plan Distributions
Understanding 457(b) vs. 403(b) Retirement Plans February 22, 2022 11:47 AM   |  

If you work for a public service organization or government, you might be eligible for a special kind of retirement savings account. Here’s what you need to know about the 457(b) vs. 403(b) retirement plans.

5 min read  |  Retirement Planning
Taking Social Security Early: Why (and When) It May Make Sense August 25, 2021 10:15 AM   |  

It seems like a no-brainer to delay taking Social Security, but it might work better to claim your benefits early. Here are five reasons it may make sense.

4 min read  |  Social Security
Is the FIRE Still Burning? Financial Independence/Retire Early Movement, Late-Pandemic Edition August 9, 2021 10:15 AM   |  

The financial independence/retire (FIRE) early movement was popular years ago, but has COVID-19 derailed it? Here's a post-pandemic look at the FIRE movement.

4 min read  |  Retirement Planning
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