About Miranda Marquit

Miranda has been covering investing and finance as a freelance journalist for more than a decade. She's contributed to Marketwatch, NPR's Morning Edition, APM's Marketplace, Forbes, and numerous other online and offline publications. In addition to writing about money and markets, Miranda is an avid podcaster with a show about investing. She's also covered science, religion, and technology, in addition to finances. Miranda grew up in Idaho and loves travel and the outdoors. She holds a master's degree in magazine, newspaper, and online journalism from Syracuse University.

Get ’s perspective

Retiring Early? 5 Key Points about the Rule of 55 March 12, 2024 12:32 PM   |  

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here’s what you need to know.

3 min read  |  Plan Distributions
How Does a 401(k) Work? Frequently Asked Questions February 22, 2024 12:21 PM   |  

Have 401(k) questions? Get answers to the most FAQs to demystify this common type of retirement plan. Explore contributions, taxes, withdrawals, and penalties.

5 min read  |  IRA & 401k Plans
Understanding 457(b) vs. 403(b) Retirement Plans January 4, 2024 1:52 PM   |  

Learn about the differences between 457(b) vs. 403(b) and how you might be eligible for this retirement account if you work for public service or the government.

5 min read  |  Retirement Planning
How to Take In-Kind Distributions from Your Traditional IRA October 25, 2023 1:13 PM   |  

Stuck with an RMD? You don’t have to take it in cash. Here’s what you need to know about in-kind distributions from your IRA to your brokerage account.

5 min read  |  Plan Distributions
How Inflation Drives Social Security Cost-of-Living (COLA) Movements—and Ways to Plan October 19, 2023 1:06 PM   |  

The cost-of-living adjustment (COLA) for those on Social Security might be the highest it’s been in more than two decades due to recent inflation. Here’s what you need to know.

3 min read  |  Social Security
What to Know About Catch-Up Contributions September 13, 2023 11:59 AM   |  

SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k)—but not until 2026.

5 min read  |  Retirement Strategies
What Is a CD Account, and How Does It Work? May 18, 2023 10:17 AM   |  

What is a CD account? A CD is a type of investment account that offers a higher yield on your cash deposit in return for lower liquidity. Learn more here.

5 min read  |  Bonds & Fixed Income
Can You Take Money Out of a Roth IRA? Withdrawal Rules to Know April 19, 2023 12:58 PM   |  

The Roth Individual Retirement Account (IRA) is a popular tax-advantaged retirement account. Here’s what to know about Roth IRA early withdrawal rules.

5 min read  |  IRA & 401k Plans
Near-Identical Cousin? 403(b) Plans & Tax Implications Explained April 19, 2023 12:48 PM   |  

What's the difference between a 401(k) and a 403(b)? Find out when the 403(b) might work for you.

5 min read  |  IRA & 401k Plans
Learning About Learning Costs: Making Sense of Education Expense Tax Deductions and Credits April 19, 2023 12:05 PM   |  

If you have kids, you already know that education can be expensive. But your dear Uncle Sam has offered up a number of tax deductions and tax credits to help you.

3 min read  |  College Savings Plans

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