Viraj Desai
Senior Manager, Portfolio Construction, TD Ameritrade Investment Management, LLC

Get Viraj’s perspective

CPI, PCE … What About the YPI? Assessing Your Personal Inflation Rate March 8, 2021 1:42 PM   |  

Consumer Price Index (CPI) doesn’t tell the whole story. What’s your personal inflation rate? How can you use it to assess your long-term goals?

5 min read  |  Budgeting & Saving
Are We There Yet? Portfolio Diversification and Cryptocurrency March 5, 2021 10:15 AM   |  

Some financial professionals suggest including alternative investments—those that fall outside the world of stocks, bonds, and cash—as part of a diversified portfolio. Should investors consider cryptocurrencies as part of the alternatives choice set?

5 min read  |  Trading Basics
What’s a Black Swan Event? How to Spot and Prepare for this Outlier “Animal” February 11, 2021 10:30 AM   |  

Learn about “black swan” events and how you can attempt to protect yourself and your portfolio from adverse shocks.

4 min read  |  Portfolio Strategy
Inaugurating a New Era for Your Portfolio January 20, 2021 3:30 PM   |  

Now that the elections are settled, some new certainty can help guide investment choices. Contemplate long-term fundamentals and portfolio diversification.

5 min read  |  Stocks & Stock Sectors
File These Under “Forms that Matter”: Basics of the 10-K, 10-Q, & Other SEC-Required Filings January 19, 2021 10:30 AM   |  

Public companies are required to periodically disclose the state of their business in forms such as the 10-K and 10-Q. These forms can help investors make more informed decisions.

5 min read  |  Investment Guidance
What Does the Post-COVID-19 Investing World Look Like? January 13, 2021 10:30 AM   |  

2020 was a challenging year for investors. But 2021 might be a challenge as well—for different reasons. Here’s a look at the opportunities and risks.

5 min read  |  Portfolio Strategy
2021 New Year’s Financial Resolutions for Your Portfolio December 22, 2020 10:53 AM   |  

Start the new year off right by making resolutions for your portfolio. Consider evaluating your portfolio regularly, trimming off unwanted assets or liabilities, learning new investing skills, saving regularly, and planning early.

3 min read  |  Savings Goals
Seeking Higher Yield in a Low Interest Rate Environment? Here Are 6 Ideas November 18, 2020 10:30 AM   |  

Interest rates have been low for quite some time, and if Federal Reserve projections hold true, they’ll continue to be low for a while. How might you get a yield bump in such an environment? Here are a few ideas—but remember the risks.

5 min read  |  Portfolio Strategy
Building Your Stock Portfolio? Don't Overlook Mid-Caps October 30, 2020 9:58 AM   |  

Discover what constitutes a mid-cap stock, and learn about investing in mid-cap stocks.

5 min read  |  Stocks & Stock Sectors
It’s All Relative: Basics of Asset Allocation Valuations September 18, 2020 10:30 AM   |  

Asset allocation is a basic discipline for diversifying your portfolio, especially if you have a long-term investing strategy. Relative valuations are important.

5 min read  |  Portfolio Strategy
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