Viraj Desai
Senior Manager, Portfolio Construction, TD Ameritrade

Get Viraj's perspective

Portfolio Rebalancing & Overdiversification: Can There Be Too Much of a Good Thing? November 21, 2019 10:30 AM   |  

Diversification has been touted by financial pros as a means of spreading out your risk. But can you be overdiversified? Here’s what you should know about overdiversification and rebalancing.

5 min read  |  Portfolio Strategy
As You Wind Down the Road: Market Volatility, Risk, and Your Retirement Portfolio October 18, 2019 10:15 AM   |  

All investments experience market volatility, which is why retirement portfolio strategies should focus on allocating assets across investments of different risk levels.

3 min read  |  Retirement Planning
Weathering Earnings and Managing “Idiosyncratic” Risk October 11, 2019 10:15 AM   |  

When companies report quarterly earnings, the stakes can be high. A single earnings miss can dent an investment portfolio that’s concentrated. Here are a few ideas for managing idiosyncratic risk.

5 min read  |  Portfolio Strategy
Best Financial Advice Tips You May or May Not Have Gotten as a Kid September 20, 2019 10:15 AM   |  

Financial literacy can be most effective when it starts early. Parents who know how to budget, save, and practice good financial habits should pass those habits down to their children. Here are some financial advice tips to consider.

5 min read  |  Household Finances
Reaching for Yield: “Vanilla” Investments Can Be Risky, So Know What to Watch August 27, 2019 11:35 AM   |  

In these times of stock market volatility, many investors are looking for yield in fixed income and dividend stocks. However, there’s risk in these investments, too, so know what you’re getting into.

5 min read  |  Portfolio Strategy
International Diversification: Reducing Geopolitical Volatility August 5, 2019 10:53 AM   |  

Investing can involve volatility both in the markets and within your portfolio. In the long term, portfolios with more diversification can potentially overcome these short term losses.

5 min read  |  Portfolio Strategy
Required Investor Reading: What to Look for in a Prospectus July 26, 2019 10:15 AM   |  

When your broker or financial advisor recommends that you read an investment or fund prospectus, it’s for a good reason. A prospectus can offer clues to help you assess an investment’s risks.

5 min read  |  Fundamental Analysis
Stocks, Bonds, and Multi-Asset: Exploring Three Styles of Income Investing July 12, 2019 11:54 AM   |  

New to income investing? Learn about three approaches: dividends from equity holdings, interest from bonds and fixed-income securities, and income from a multi-asset portfolio. Each comes with its own potential benefits and risks.

5 min read  |  Bonds & Fixed Income
Is a Portfolio Focused on U.S. Assets Right for You? July 1, 2019 10:15 AM   |  

Many investors prefer a globally diverse strategy, but some find that a portfolio focused on U.S. stocks and assets is better for their situation. Consider your time horizon and risk tolerance as well as your long-term goals to determine which might be right for you.

5 min read  |  Portfolio Strategy
Socially Conscious Investing and Companies’ Internal Carbon Prices April 23, 2019 4:00 AM   |  

Looking to invest in a greener future? Learn how companies’ internal carbon prices plus data transparency can help with socially conscious investing.

5 min read  |  Investment Guidance
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