If you're thinking of borrowing from your 401(k) to fund a large purchase like a home, consider the 401(k) loan rules, pros, and cons carefully. This article can help.
Think retirement is predictable? Actually, many retirees find their needs, wants, and wishes can change over time. It’s best to be prepared financially.
Parents can be the best role models for kids when it comes to saving and spending money. Here are five lessons parents can use to teach their kids about money.
If you’ve been divorced for at least two years, you can collect from a spouse’s Social Security benefits as early as age 62, so long as you stay single.
Growth stocks and growth mutual funds can fit into investment portfolios of people planning to retire in the coming few years, retirement experts say.
As you progress through your retirement investing journey, consider altering your asset allocation by age as your time horizon, investment goals, and risk tolerance change.
If your retirement plans are short on cash or long on time, consider a part-time job to ease the transition and delay the withdrawals from your nest egg.
Thinking of cashing out your 401(k)? Learn about the implications and get informed about the alternative choices like a roll over to an IRA before withdrawing your 401(k).
Leverage the Social Security retirement age chart if you are not yet full retirement age to know when you should start drawing benefits.
Investing in exchange-traded funds (ETFs) can provide exposure to a wide variety of markets, sectors, and asset classes. Get tips to help you find ETFs that match your goals and investment style.
How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.
Ready for retirement planning? Here are nine categories to help you start budgeting for retirement.
It's never too early to teach kids about IRAs and finances to help them start saving for their own retirement.
If you have children or young dependents, you may be eligible to claim the child tax credit for 2021 and reduce your tax bill or increase your refund.
The financial independence/retire (FIRE) early movement was popular years ago, but has COVID-19 derailed it? Here's a post-pandemic look at the FIRE movement.
Looking for a few rules to help you plan your long-term investing? Here are five guidelines to help you keep your long-term portfolio aligned with your objectives.
If a big expense is staring you down, here are some important things to keep in mind when deciding how to invest for that shorter-term goal.
Avoiding debt and paying down debt are key components of long-term goal planning. But some types of debt are necessary, whereas others are bad for your financial wellness.
Just got your first real job? Consider adopting financial habits such as building an emergency fund and starting on your retirement nest egg.
Single adults can take steps to work toward a better financial future, even without a partner to help with money matters. Learn about these 5 budget and personal finance tips for singles.
Trying to figure out what to do with bonus money? You don’t have to decide whether to save or spend. Here’s how to meet several goals at once.
How much of an emergency fund should you have for living in retirement? Build up a liquid emergency fund that can cover your household’s unexpected cash needs.
Social Security is expected to see a shortfall in coming decades. Here’s what you need to know about protecting your golden years.
How to save money: It's something we all want to do. Follow these money saving tips to help you pursue your financial goals.
The “financial independence, retire early” (FIRE) movement was all the rage in 2018 and 2019, but the COVID-19 pandemic has changed the way we think about a lot of things. Has the upheaval in 2020 changed the desire to FIRE? And how might retirement plans be affected by the current situation?
There are some big differences between traveling abroad versus retiring abroad. If you’re thinking about changing your country of domicile when you retire, remember to consider taxes, foreign exchange, health care, and some other things.
A key component of a sustainable financial plan is making goals SMART—specific, measurable, attainable, relevant, and time-based.
Markets—and the economy in general—tend to run in cycles, and each phase tends to favor certain sectors. Learn how sector investing can help investors seek specific objectives.
Financial fraud is a $1 billion industry and often targets the elderly. Here are some ways to provide fraud protection and prevention to your aging parents.
Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.
Whatever generation you belong to, surviving economic hardship takes patience and a willingness to embrace change.
Want to travel in retirement? Why not consider #vanlife? Learn about the benefits and potential costs of life on the road to help you decide if it’s a lifestyle worth pursuing.
Parents don't have to be intimidated by the growing costs of higher education. Here are some tips for tackling the task of saving for college.
Estate planning is a task that we tend to avoid, but it needs our focus. This checklist can help ensure you don’t miss any key steps.
Do you perform an annual financial checkup? Just as annual medical checkups are an integral part of your health and well-being, it's also important to do a periodic assessment of your finances. During times of uncertainty it can be even more important.
Even if you got a late start on saving for retirement, there are ways to catch up on contributions to your 401(k) or IRA to have better chances of a successful life after work.
Millennials lead the way in first-time homebuyer stats and appear ready to move forward with this important milestone. But a few roadblocks still exist.
As you approach the end of your career, it’s important to understand retirement tax strategies. Here are five things to keep an eye on.
Women are making up a bigger part of the workforce and the economy. Here’s how you can make the most of your financial power as a woman.
When planning for retirement, many people consider moving to states with low income taxes. But there are many other variables to consider, including the total tax burden and overall cost of living, when deciding whether to take the plunge and switch states.
Ready to start investing, but worried about debt? Here’s how to invest even if you still have debt on the books.
Retirement tax planning can help prevent taxes from chewing up retirement savings. Consider these retirement tax planning strategies, including required minimum distributions, to help protect your retirement income.
Learn tips for retirement tax planning.
Many retirees are surprised to learn that, above a certain income threshold, Social Security can be subject to taxation. Here are strategies to consider.
According to a recent survey conducted on behalf of TD Ameritrade, a majority of Americans over age 40 plan to keep working after their retirement age. Perhaps it’s time to get a fun side hustle.
The new year is approaching quickly, but there’s still time to take steps to improve your financial picture before the ball drops in Times Square.
Learn how starting early, setting goals, and sticking to them can help you build wealth—at a young age and for the long term.
An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to your investment strategy.
Whether you’re getting married for the first time or remarrying, it’s important to get your financial future in order first.
Financial advisors can do more than help you establish a portfolio. You can turn to a professional for help with a number of financial challenges in life.
How can you make the best financial decisions when you're suddenly single? Read this guide to managing your finances in the transition.
College graduation can be an exciting time, but paying for college debt and the newfound independence can be financially and emotionally overwhelming.
Temporarily protect your retirement against volatility risk. Here are some retirement- planning strategies.
Taking control of your own finances or the finances of the family often falls to the most financially fit female. Let's gear up girlfriend!
Having children can be costly, but the family budget can be flexible to pay for them if you plan ahead.
A second marriage often comes with strings attached, some of them financial. Learn how to approach money issues as you prepare to create a new family.
Do you want to own a second home as an investment or vacation property? Learn why it’s important to look before you leap.
Lifespans are increasing, potentially making fixed-income investments essential for retirees and near-retirees who need to generate reliable income.
Unexpected events can get in the way as you prepare for and enter retirement. Here are some tips on how to try and mitigate their potential impact.
Nearing retirement and getting ready for tax season? Here are some things to think about as the new year begins.
Now is the time to have a money check-in and set financial goals. Meet with a consultant who can help you set investment goals for the coming year.
Learn how to make a budget to manage your expenses while saving for your goals to help set up a solid future.
Retirement planning is no small task. As life spans increase, you may have to add caring for your aging parents to your own list of retirement concerns.
If you’re considering starting a small business, here are a few key points to keep in mind.
Learn how new tax laws might impact your income, retirement and education savings plans, as well as your family's financial well-being.
Creating a family budget can seem like a daunting task, but it may surprise you how a family budget can bring you together and give the family a shared sense of purpose.
ETFs may be used to produce a stream of income, and offer potential benefits of portfolio diversification.
Learn about the benefits and challenges of multigenerational household finances and get details about household financial management.
As technology becomes more and more integral to our everyday lives, it’s also becoming a more prominent feature in retirement. Learn some of the apps that are improving seniors' lives.
Learn the potential benefits and pitfalls of reverse mortgages, including what to look for and what to avoid.
Money market funds typically invest in higher-yield, short-term debt securities. Are they right for you? Learn more here.
Thinking about buying a house rather than renting? Here are some things to consider.
Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you prepare?
Like generations before them, millennials want to be financially secure. Learn six saving and investing strategies that can help you pursue your goals.
Explore how to know when taking early retirement makes sense, and some of the things you should consider before retiring.
Some investors like to self-direct their portfolios, but for others, working with a professional money manager might make more sense. Which is for you?
Many young investors aren’t sure how to start investing and may be surprised to learn it actually begins by managing expenses and paying off loans. Discover why.
Thinking of buying a home but don't know what to expect from the changes to the tax code standard deduction? See how tax codes can impact purchasing your new home.
Either by choice or circumstances, many people, especially women, may find themselves having to manage financially on a single income. Check out this blueprint to help you meet your needs and pursue your savings goals on a one-income budget.
The cost of college is high and it's been climbing steadily. Many students rely on loans to help them through. Looking for a student loan? Here are some alternatives.
Online grocery shopping is changing the super market. See how grocery stores, online retailers, and millennial shoppers are transforming the online grocery store.
Publicly traded or private partnerships within the IRA can create UBTI or unrelated business taxable income. Learn how to report this information when filing taxes.
Learn what a tax deduction is, what items may be tax-deductible, and more tax basics you can use to potentially reduce your taxes.
It's tax season. If this is your first year, you have a lot to learn about how to file your taxes. Learn tips, tricks, and how-to at TD Ameritrade.
Create a trading checklist. Why? Because you don't want inner emotions that might not have anything to do with investing get the best of you.
Options trading volume has been resilient despite the continued low-volatility environment. Those new to options can get started with these basic strategies.
Learn four financial principles and objectives to consider as you approach your retirement years.
Feeling financially conservative at retirement age? Your golden years need not be totally devoid of growth investments.
Is a career change in your future? Learn more about how to change careers and things to consider as you make a career shift.
Having a financial plan can get you on track for life’s big events.
The decision to downsize can be either personal or financial. Consider the pros and cons of downsizing to see what's the best option for your situation.
A recent survey shows that many middle-aged and older single people are less well situated for retirement than their married counterparts. Here are ideas.
Learn how a charitable remainder trust may help you receive income in retirement and direct the remainder to your favorite charity.
Personal finance choices are not one-size-fits-all. Your situation might differ from the conventional wisdom.
The cost of debt with the physiological dangers and associated psychological shame weighs heavily among many Americans. Learn to create good debit habits.
Plenty of parents are helping their adult children financially, but there seems to be a generational disconnect about the extent of that help.
Are you effectively investing your money? Millennials are among the smartest investors, but not all of them follow this important process.
It’s never too early to start teaching kids financial literacy. Learn how.
Experience and wisdom still matter in the workforce, which can benefit older job-seekers. Follow these pointers when attempting to get that late-career job..
Use college time to meet prospective employers and learn investing.
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