Being a grandparent gives you new opportunities to invest. Learn how investing for grandchildren may help you spoil them long into the future.
Think retirement is predictable? Actually, many retirees find their needs, wants, and wishes can change over time. It’s best to be prepared financially.
Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.
Parents don't have to be intimidated by the growing costs of higher education. Here are some tips for tackling the task of saving for college.
Learn about the value of investing for early savers.
Is a dynamic approach to retirement fund drawdowns right for you? Go beyond the 4% rule and explore other strategies.
As the new year begins, it’s time once again to prepare for tax season. Here are six strategies that may help you lower your tax bill.
An emergency fund can help you get ahead of these unpredictable life circumstances and cover the costs, without having to borrow or dip into your savings.
The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.
As the new year begins, it’s time once again to prepare for tax season. Here are five tips to help.
How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.
It's time for this year's financial checkup. Are your finances in good health?
Could you be saving and investing more of your paycheck? An annual financial check-up could tell you.
Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.
According to a recent study, when pursuing the twin savings goals of college and retirement, it pays to have a plan.
Use the final months of the year for retirement account tune-ups, including automated steps that can help you avoid penalty risk.
When making a big-ticket purchase, if you have the cash, you should use cash, right? Not necessarily.
What is good debt and bad debt, and how can investors practice good habits with credit cards and find ways to pay down debt?
Start the New Year off right with a saving plan: Consider automatic savings and working your credit cards to your benefit.
Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.
Even those who are successful at building wealth aren’t necessarily done with their investment journey. Often, investors need assistance planning how to make
Get your New Year started off right with a savings plan. Here’s how to organize your financial goals.
It’s important to determine how much money you need to retire, but another key decision is when to retire. This article features 12 questions to ask yourself.
An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to investment strategy.
Many financial planners advocate being 100% debt-free by retirement, but some types of debt are better than others. Learn to separate good debt from bad.
Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.
Looking for an income stream, and maybe a post-retirement career where you can be your own boss? Perhaps a franchise is in your future.
Youth sports has become a $7 billion a year business, but a new TD Ameritrade survey finds that many parents are putting their children’s sports ahead of thei
Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off
Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you p
If your retirement plans are short on cash or long on time, consider a part-time job to ease the transition and delay the withdrawals from your nest egg.
Even if your elderly parents or spouse have a living will, it’s just as important to designate an an agent for financial decisions in the case of illness.
Here are six strategies to consider when planning for retirement on your own.
Growth stocks and growth mutual funds can fit into investment portfolios of people planning to retire in the coming few years, retirement experts say.
It’s that time of year when kids head back to school and investors brush up on the ABCs of long-term investing. Learn 3 rules that might help.
Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.
What are you saving for and why? Here are ideas to help you plan for a retirement that’s worth living and sharing with your loved ones.
Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?
Boomerang kids can delay retirement. Learn four ways to help out boomerang kids and still keep your retirement savings and goals on schedule.
For retirees, the recent dip to record low U.S. bond yields poses a challenge. Will investors be forced into more dangerous investments?
Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.
Moving involves emotional, financial, and organizational challenges. If you’ve decided to plant a “For Sale” sign in your frontyard, here's how to get started
Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.
It’s important to know how tax rules differ in retirement, when your income is typically lower.
Why investors may need to step back and reexamine their portfolios and investment plans to ensure they remain appropriate for new circumstances.
Is twice the cash twice the fun? Not if you take utility into account. Get some perspective on how much benefit you’ll get from the next dollar.
Investors who set concrete goals for milestones they want to achieve, whether it’s buying a boat or putting a child through college, may have more success.
Even those approaching retirement without adequate funds can find ways to catch up and have a successful life after work.
New Social Security rules eliminate the double-claiming used by married couples to grow benefits. Here’s what you need to know about this change to retirement
Need a do-over button on money decisions? A survey finds that dropping out of college, pricey weddings, and, yes, offspring are among the big-buck blunders.
Consider these steps to help with your student loan payments and invest in the rest of your life, too.
Retirement planners: Now is the time to look at year-end strategies and adopt habits in the new year to get you a few steps closer to your goals.
Find yourself with a one-time cash injection or a monthly boost to your budget? Learn spending, saving, and investing dos and don’ts that come with your sudde
From boomerang kids to aging parents, let’s look at how the sandwich generation handles multi-generational living stresses and successes.
A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem
Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.
After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.
For most people, retirement means more time doing the things you enjoy. If trading is one of them, retirement could mean more opportunities to potentially generate income.
Tiny homes are trending, but will seniors choose to downsize and live small? We’ll look at the charms and challenges of the tiny lifestyle for retirees.
After rule changes, deferred income annuities known as Qualified Longevity Annuity Contracts (QLACs) offer delayed income payments as late as age 85 for IRAs.
For some married couples, waiting until you turn 70 to collect Social Security benefits may be your smartest move.
Know your Social Security benefits: Depending on whether you are single and never married, divorced, or widowed, there are different options when it comes to
After camping out at Mom and Dad’s for several years, millennials are finally starting to think about buying their own homes.
Breathe easier in retirement by building up a liquid emergency fund that can cover your household’s unexpected needs.
Just got your first “real” job? Set two financial priorities: build an emergency fund pronto, and then start to line that retirement nest egg right away.
Calculating college ROI? Explore ways to reduce the risk that a huge student loan debt burden may gobble up your starting salary.
Could life’s curveballs wipe out your retirement savings? Prepare to adjust for unexpected hits to retirement plans.
Reducing debt is especially important for workers who are nearing retirement. Experts say: give credit cards priority.
Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.
Use your teen’s summer job wages as a teaching tool for money basics like saving, budgeting, and even investing.
Have you been married awhile? If so, find out what to consider when evaluating the short- and long-term financial goals you set earlier in your marriage.
Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation
Do you have enough money for emergencies like a year of unemployment? Consider income, expenses—including rent vs. mortgage and one car or two—and more.
Today’s couples have the freedom to choose how they approach marriage and money. Find ideas for determining how much to join and how much to keep separate.
The classic age/asset allocation formula is one place to start thinking about your retirement portfolio makeup. But the discussion shouldn’t stop there.
Several studies have found an unexpected benefit to saving for the future – greater health and happiness today.
Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.
Consumers should carefully consider several questions before buying a new car, including how much they can afford.
As the U.S. economy improves and the labor market tightens, American workers face stronger prospects for a salary increase this year.
Research indicates that people who viewed computer-generated older versions of themselves took financial planning more seriously.
As new IRS rules on IRA rollover distributions take effect in 2015, it’s important investors understand the implications for taxes and retirement planning.
Delay your retirement date but not the gratification of retirement dreams. T. Rowe Price calls it Practice Retirement®.
Where retirement planning and reality intersect, tough decisions loom. TD Ameritrade retirees share what they know now that they wish they knew then.
Estate planning can be uncomfortable, yes. But why not keep some control over your investments from beyond the grave?
The Motley Fool details four big mistakes that could devastate your finances.
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