Life Stages

Smart Spoiling: Why You Should Invest in Your Grandchildren February 20, 2017 11:00 PM   |  

Being a grandparent gives you new opportunities to invest. Learn how investing for grandchildren may help you spoil them long into the future.

3 min read  |  College Savings Plans
Bumpy Porch Swings: Wants, Needs Often Shift For Retirees February 15, 2017 11:00 PM   |  

Think retirement is predictable? Actually, many retirees find their needs, wants, and wishes can change over time. It’s best to be prepared financially.

4 min read  |  Retirement Lifestyle
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
How to Make Investing and Saving for College Easier February 12, 2017 11:00 PM   |  

Parents don't have to be intimidated by the growing costs of higher education. Here are some tips for tackling the task of saving for college.

3 min read  |  College Savings Plans
Starting Out Young: The Value of Investing in Yourself February 1, 2017 11:00 PM   |  

Learn about the value of investing for early savers.

6 min read  |  Portfolio Strategy
Drawing It Down: Taming Dynamic Retirement Withdrawals January 24, 2017 11:00 PM   |  

Is a dynamic approach to retirement fund drawdowns right for you? Go beyond the 4% rule and explore other strategies.

3 min read  |  Plan Distributions
It’s Tax Time Again! Six Tips to Max Tax Savings January 12, 2017 11:04 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are six strategies that may help you lower your tax bill.

2 min read  |  Income Tax
Expecting the Unexpected: How to Create an Emergency Fund January 9, 2017 11:00 PM   |  

An emergency fund can help you get ahead of these unpredictable life circumstances and cover the costs, without having to borrow or dip into your savings.

3 min read  |  Creating a Budget
5 Tax Prep To-Dos as You Hit Retirement January 8, 2017 7:00 PM   |  

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

3 min read  |  Tax Strategy
5 Things to Get Ready for Tax Time January 5, 2017 11:00 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are five tips to help.

2 min read  |  Income Tax
Higher Interest Rates: 6 Things to Know for Retirement Planning December 29, 2016 11:00 PM   |  

How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.

4 min read  |  Bonds & Fixed Income
Time for Your Annual (Financial) Wellness Screening December 29, 2016 11:00 PM   |  

It's time for this year's financial checkup. Are your finances in good health?

4 min read  |  Creating a Budget
Find Money in Your Paycheck: Are You Saving and Investing Enough? December 28, 2016 11:00 PM   |  

Could you be saving and investing more of your paycheck? An annual financial check-up could tell you.

4 min read  |  Savings Goals
Drawing It Down: Tweaking the 4% Rule for Retirement Funds December 27, 2016 11:00 PM   |  

Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.

3 min read  |  Plan Distributions
Saving This New Year: Recommit to Your Financial Goals December 22, 2016 11:00 PM   |  

According to a recent study, when pursuing the twin savings goals of college and retirement, it pays to have a plan.

2 min read  |  Savings Goals
Late-Year Retirement Checkups = Great. Automating? Even Better December 22, 2016 7:00 PM   |  

Use the final months of the year for retirement account tune-ups, including automated steps that can help you avoid penalty risk.

4 min read  |  Tax Strategy
The Choice Is (Un)clear: Financing Big Buys vs. Paying Cash December 20, 2016 11:00 PM   |  

When making a big-ticket purchase, if you have the cash, you should use cash, right? Not necessarily.

2 min read  |  Household Finances
Financial Planning 101: How to Deal With Debt As a Young Investor December 20, 2016 11:00 PM   |  

What is good debt and bad debt, and how can investors practice good habits with credit cards and find ways to pay down debt?

4 min read  |  Creating a Budget
You've Set Your Financial Goals. Now What? December 20, 2016 11:00 PM   |  

Start the New Year off right with a saving plan: Consider automatic savings and working your credit cards to your benefit.

3 min read  |  Savings Goals
Rising Interest Rates: How a Hike Cycle Might Affect Your Finances December 18, 2016 11:00 PM   |  

Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.

4 min read  |  Household Finances
Done Saving for Retirement? Great, But More Planning Ahead December 15, 2016 11:00 PM   |  

Even those who are successful at building wealth aren’t necessarily done with their investment journey. Often, investors need assistance planning how to make

5 min read  |  Goal Planning
New Year's Resolution: Create a Financial Plan to Meet Your Goals December 15, 2016 11:00 PM   |  

Get your New Year started off right with a savings plan. Here’s how to organize your financial goals.

3 min read  |  Savings Goals
It’s All in the Timing: When Should You Retire? December 12, 2016 11:00 PM   |  

It’s important to determine how much money you need to retire, but another key decision is when to retire. This article features 12 questions to ask yourself.

3 min read  |  Retirement Planning
Financial Planning 101: Emergency Funds (Pay Yourself First) December 7, 2016 11:00 PM   |  

An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to investment strategy.

4 min read  |  Creating a Budget
Good or Bad: What Type Of Debt Is On Your Balance Sheet? December 7, 2016 11:00 PM   |  

Many financial planners advocate being 100% debt-free by retirement, but some types of debt are better than others. Learn to separate good debt from bad.

4 min read  |  Household Finances
Financial Planning 101: Paying Yourself First and Other Budgeting Tips November 29, 2016 11:00 PM   |  

Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.

5 min read  |  Savings Goals
Could a Franchise Create Your New Retirement Income Stream? November 29, 2016 11:00 PM   |  

Looking for an income stream, and maybe a post-retirement career where you can be your own boss? Perhaps a franchise is in your future.

2 min read  |  Retirement Lifestyle
Sports Parents: Are Team Fees Sidelining Your Retirement Goals? November 28, 2016 11:00 PM   |  

Youth sports has become a $7 billion a year business, but a new TD Ameritrade survey finds that many parents are putting their children’s sports ahead of thei

4 min read  |  Savings Goals
Retirement Savings Goals: How Much Money Do You Really Need? November 14, 2016 11:00 PM   |  

Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off

3 min read  |  Retirement Planning
Social Security Is Strained. How It Could Affect Your Retirement November 8, 2016 11:00 PM   |  

Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you p

3 min read  |  Social Security
Get a (Part-Time) Job! The New Way To Retire? October 20, 2016 12:00 AM   |  

If your retirement plans are short on cash or long on time, consider a part-time job to ease the transition and delay the withdrawals from your nest egg.

3 min read  |  Retirement Lifestyle
Planning Ahead For Your Loved Ones? Don’t Overlook a Key Decision October 17, 2016 12:00 AM   |  

Even if your elderly parents or spouse have a living will, it’s just as important to designate an an agent for financial decisions in the case of illness.

4 min read  |  Estate Planning
Preparing for Retirement: Singles Need To Think Differently October 13, 2016 12:00 AM   |  

Here are six strategies to consider when planning for retirement on your own.

3 min read  |  Goal Planning
Approaching Retirement? Why You May Want to Consider Growth Stocks September 22, 2016 5:58 AM   |  

Growth stocks and growth mutual funds can fit into investment portfolios of people planning to retire in the coming few years, retirement experts say.

4 min read  |  Portfolio Management
ABCs of Portfolio Investing: 3 Rules for Long-Term Investors September 13, 2016 12:00 AM   |  

It’s that time of year when kids head back to school and investors brush up on the ABCs of long-term investing. Learn 3 rules that might help.

4 min read  |  Portfolio Strategy
Eye on Retirement: The Last Stretch. Get Retirement Ready September 8, 2016 12:00 AM   |  

Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.

3 min read  |  Retirement Planning
Retirement: Better to Live Rich Today than Die Rich Tomorrow September 1, 2016 12:00 AM   |  

What are you saving for and why? Here are ideas to help you plan for a retirement that’s worth living and sharing with your loved ones.

3 min read  |  Savings Goals
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
4 Ways To Prevent Boomerang Kids From Delaying Retirement August 15, 2016 12:00 AM   |  

Boomerang kids can delay retirement. Learn four ways to help out boomerang kids and still keep your retirement savings and goals on schedule.

3 min read  |  Household Finances
Income Conundrum: Retirees Seek Higher Yields but Not Risk July 28, 2016 12:00 AM   |  

For retirees, the recent dip to record low U.S. bond yields poses a challenge. Will investors be forced into more dangerous investments?

7 min read  |  Bonds & Fixed Income
Think Small: A New Strategy For Financial Goal Setting July 14, 2016 12:00 AM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

3 min read  |  Savings Goals
Emptying the Nest: How To Sell Your Home After 30 Years June 15, 2016 12:00 AM   |  

Moving involves emotional, financial, and organizational challenges. If you’ve decided to plant a “For Sale” sign in your frontyard, here's how to get started

4 min read  |  Retirement Lifestyle
Suddenly Single: Financial Planning for the Newly Widowed May 26, 2016 12:01 AM   |  

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

5 min read  |  Household Finances
Getting Ready to Retire? Know The Tax Implications April 28, 2016 7:00 AM   |  

It’s important to know how tax rules differ in retirement, when your income is typically lower.

3 min read  |  Tax Strategy
Better Money Habits: Lessons Learned from Super Savers April 21, 2016 12:01 AM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

3 min read  |  Creating a Budget
Changes in Life? Volatile Markets? Time to Review Investment Plans April 13, 2016 12:00 AM   |  

Why investors may need to step back and reexamine their portfolios and investment plans to ensure they remain appropriate for new circumstances.

2 min read  |  Goal Planning
I Just Doubled My Account, Now What? A Case for Utility April 12, 2016 4:00 AM   |  

Is twice the cash twice the fun? Not if you take utility into account. Get some perspective on how much benefit you’ll get from the next dollar.

2 min read  |  Options Trading Basics
Want a Boat? Or a House? The Importance of Concrete Goals April 6, 2016 12:00 AM   |  

Investors who set concrete goals for milestones they want to achieve, whether it’s buying a boat or putting a child through college, may have more success.

2 min read  |  Savings Goals
Retirement Funds Sparse? Start Catching Up Late in the Race March 30, 2016 12:00 AM   |  

Even those approaching retirement without adequate funds can find ways to catch up and have a successful life after work.

3 min read  |  Retirement Planning
Healthy Check-Ups Extend to Retirement Portfolio February 29, 2016 5:58 AM   |  

3 min read  |  Portfolio Management
How Revamped Social Security Rules Could Impact Retirees February 14, 2016 11:01 PM   |  

New Social Security rules eliminate the double-claiming used by married couples to grow benefits. Here’s what you need to know about this change to retirement

3 min read  |  Social Security
Dropping Out of College and Other Big-Buck Blunders February 11, 2016 7:00 PM   |  

Need a do-over button on money decisions? A survey finds that dropping out of college, pricey weddings, and, yes, offspring are among the big-buck blunders.

3 min read  |  Household Finances
Student Loan Payment Plans That Keep Your Investing on Track January 5, 2016 7:00 PM   |  

Consider these steps to help with your student loan payments and invest in the rest of your life, too.

4 min read  |  Household Finances
Resolutions: Small Changes Can Bring Big Impact for Retirement December 13, 2015 7:00 PM   |  

Retirement planners: Now is the time to look at year-end strategies and adopt habits in the new year to get you a few steps closer to your goals.

2 min read  |  Goal Planning
Sudden Budget Windfall? Some Dos and Don'ts to Consider November 24, 2015 7:00 PM   |  

Find yourself with a one-time cash injection or a monthly boost to your budget? Learn spending, saving, and investing dos and don’ts that come with your sudde

4 min read  |  Creating a Budget
Retirement: Multi-Generational Housing Trends November 5, 2015 7:00 PM   |  

From boomerang kids to aging parents, let’s look at how the sandwich generation handles multi-generational living stresses and successes.

4 min read  |  Retirement Lifestyle
Starting Behind the Curve: Millennials and Money November 3, 2015 7:00 PM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

5 min read  |  Savings Goals
Saving and Investing Challenges for the Sandwich Generation (X) November 3, 2015 7:00 PM   |  

A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem

4 min read  |  Retirement Planning
Rollovers: Bring an Old 401(K) Back to Life November 3, 2015 3:00 AM   |  

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

3 min read  |  IRA & 401k Plans
Making the Most of IRA Withdrawals November 3, 2015 3:00 AM   |  

After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.

3 min read  |  Plan Distributions
Retirement: More Time to Trade, More Potential Income November 3, 2015 3:00 AM   |  

For most people, retirement means more time doing the things you enjoy. If trading is one of them, retirement could mean more opportunities to potentially generate income.

1 min read  |  Retirement Lifestyle
Retirement: Are Tiny Homes One Big Fix for Senior Housing? October 30, 2015 4:00 AM   |  

Tiny homes are trending, but will seniors choose to downsize and live small? We’ll look at the charms and challenges of the tiny lifestyle for retirees.

4 min read  |  Retirement Lifestyle
Age-Beaters: Longevity Annuities May Be Your Income Answer October 18, 2015 8:00 PM   |  

After rule changes, deferred income annuities known as Qualified Longevity Annuity Contracts (QLACs) offer delayed income payments as late as age 85 for IRAs.

4 min read  |  Annuities
Maximize Social Security Payments: Married Couples September 29, 2015 8:00 PM   |  

For some married couples, waiting until you turn 70 to collect Social Security benefits may be your smartest move.

3 min read  |  Social Security
How to Maximize Social Security Payments: Tips for Singles September 22, 2015 8:00 PM   |  

Know your Social Security benefits: Depending on whether you are single and never married, divorced, or widowed, there are different options when it comes to

3 min read  |  Social Security
More Millennials Want to Buy Their First Homes; Just Not Alone September 10, 2015 11:32 AM   |  

After camping out at Mom and Dad’s for several years, millennials are finally starting to think about buying their own homes.

3 min read  |  Savings Goals
Still Need an Emergency Fund in Retirement? You Bet August 25, 2015 8:00 PM   |  

Breathe easier in retirement by building up a liquid emergency fund that can cover your household’s unexpected needs.

4 min read  |  Creating a Budget
First Job? Develop Solid Saving and Spending Habits Now August 18, 2015 8:00 PM   |  

Just got your first “real” job? Set two financial priorities: build an emergency fund pronto, and then start to line that retirement nest egg right away.

3 min read  |  Savings Goals
College ROI: Is Higher Education Worth the Tuition and Debt? August 12, 2015 8:00 PM   |  

Calculating college ROI? Explore ways to reduce the risk that a huge student loan debt burden may gobble up your starting salary.

7 min read  |  College Savings Plans
Disruptions on the Way to Retirement? Hit Those Curveballs July 29, 2015 8:01 PM   |  

Could life’s curveballs wipe out your retirement savings? Prepare to adjust for unexpected hits to retirement plans.

4 min read  |  Goal Planning
Retirement Planning? Pay Down that Mountain of Credit Card Debt July 28, 2015 8:00 PM   |  

Reducing debt is especially important for workers who are nearing retirement. Experts say: give credit cards priority.

3 min read  |  Creating a Budget
Back to Work? When an Encore Career Just Doesn’t Pay July 14, 2015 8:00 PM   |  

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

6 min read  |  Retirement Lifestyle
Summer Jobs and Money Smarts: Teaching Teens about Finances May 26, 2015 8:00 PM   |  

Use your teen’s summer job wages as a teaching tool for money basics like saving, budgeting, and even investing.

3 min read  |  Household Finances
Renewing (and Re-evaluating) Your Financial Vows May 20, 2015 4:00 AM   |  

Have you been married awhile? If so, find out what to consider when evaluating the short- and long-term financial goals you set earlier in your marriage.

2 min read  |  Household Finances
Teach Kids How Money Grows: Everyday Economics May 19, 2015 8:00 PM   |  

Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation

3 min read  |  Household Finances
Pink Slips and Hospital Trips: Got Enough Emergency Savings? May 12, 2015 8:00 PM   |  

Do you have enough money for emergencies like a year of unemployment? Consider income, expenses—including rent vs. mortgage and one car or two—and more.

4 min read  |  Creating a Budget
Forget the Rules—Make Your Own Financial Marriage April 29, 2015 5:00 AM   |  

Today’s couples have the freedom to choose how they approach marriage and money. Find ideas for determining how much to join and how much to keep separate.

2 min read  |  Household Finances
New Math: Does the Age/Asset Allocation Rule Need an Update? April 12, 2015 8:00 PM   |  

The classic age/asset allocation formula is one place to start thinking about your retirement portfolio makeup. But the discussion shouldn’t stop there.

2 min read  |  Portfolio Management
Could Investing for the Future Make You Healthier Now? March 17, 2015 10:33 AM   |  

Several studies have found an unexpected benefit to saving for the future – greater health and happiness today.

3 min read  |  Savings Goals
Boomer Divorce and Remarriage: Money Mistakes to Avoid February 26, 2015 4:00 AM   |  

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.

3 min read  |  Household Finances
Three Questions to Ask Yourself Before Buying a New Car February 25, 2015 4:00 AM   |  

Consumers should carefully consider several questions before buying a new car, including how much they can afford.

2 min read  |  Savings Goals
Hey, Boss… Will 2015 Be the Year You Finally Get a Raise? February 11, 2015 4:00 AM   |  

As the U.S. economy improves and the labor market tightens, American workers face stronger prospects for a salary increase this year.

2 min read  |  Household Finances
Mirror, Mirror: Seeing Future Self May Shape How You Invest January 9, 2015 4:00 AM   |  

Research indicates that people who viewed computer-generated older versions of themselves took financial planning more seriously.

2 min read  |  Retirement Planning
New Year’s Resolution: Get Up to Speed on New IRA Rollover Rule December 1, 2014 7:00 PM   |  

As new IRS rules on IRA rollover distributions take effect in 2015, it’s important investors understand the implications for taxes and retirement planning.

5 min read  |  IRA & 401k Plans
Delay Your Retirement, Not Your Play Time April 5, 2013 2:30 PM   |  

Delay your retirement date but not the gratification of retirement dreams. T. Rowe Price calls it Practice Retirement®.

5 min read  |  Retirement Planning
We’ve Been There, Kid: Retirees Provide Tips for Your Future February 5, 2013 8:39 AM   |  

Where retirement planning and reality intersect, tough decisions loom. TD Ameritrade retirees share what they know now that they wish they knew then.

4 min read  |  Goal Planning
Estate Planning for the Reluctant: Tips for Making It Painless December 23, 2012 8:44 PM   |  

Estate planning can be uncomfortable, yes. But why not keep some control over your investments from beyond the grave?

4 min read  |  Estate Planning
Four Big Mistakes That Will Devastate Your Finances June 14, 2012 10:29 PM   |  

The Motley Fool details four big mistakes that could devastate your finances.

3 min read  |  Portfolio Strategy
Call Us
800-454-9272


Market volatility, volume, and system availability may delay account access and trade executions.

Past performance of a security or strategy does not guarantee future results or success.

Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. Options trading subject to TD Ameritrade review and approval. Please read Characteristics and Risks of Standardized Options before investing in options.

Supporting documentation for any claims, comparisons, statistics, or other technical data will be supplied upon request.

The information is not intended to be investment advice or construed as a recommendation or endorsement of any particular investment or investment strategy, and is for illustrative purposes only. Be sure to understand all risks involved with each strategy, including commission costs, before attempting to place any trade. Clients must consider all relevant risk factors, including their own personal financial situations, before trading.

This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Canada, Hong Kong, Japan, Saudi Arabia, Singapore, UK, and the countries of the European Union.

TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2019 TD Ameritrade.

Scroll to Top