Life Stages

Millennials Borrowing and Lending from the Bank of Mom and Dad October 9, 2017 12:00 AM   |  

Plenty of parents are helping their adult children financially, but there seems to be a generational disconnect about the extent of that help.

2 min read  |  Household Finances
Forget Wall Street. Trust Yourself: Use Your Trading Tools October 1, 2017 11:00 PM   |  

Are you effectively investing your money? Millennials are among the smartest investors, but not all of them follow this important process.

8 min read  |  Options Trading Basics
Kids These Days: Why Financial Literacy Should Start Early September 22, 2017 12:00 AM   |  

It’s never too early to start teaching kids financial literacy. Learn how.

4 min read  |  Household Finances
Help Wanted: Experience Required—Job-Search Tips for Older Workers September 20, 2017 12:00 AM   |  

Experience and wisdom still matter in the workforce, which can benefit older job-seekers. Follow these pointers when attempting to get that late-career job..

5 min read  |  Retirement Lifestyle
College Days: Meet Your Future Employer, Gain Financial Literacy September 15, 2017 12:00 AM   |  

Use college time to meet prospective employers and learn investing.

2 min read  |  Creating a Budget
New College Grads to Freshman: Avoid These 5 Money Mistakes September 4, 2017 12:00 AM   |  

Recent college grads shared their take on financial expectations versus reality, as well as money mistakes they made they don’t want new freshman to make.

5 min read  |  Creating a Budget
Is College Education Worth Student Loans Debt? August 11, 2017 12:00 AM   |  

Is a college degree worth the cash? Although the cost of higher education continues to rise, it’s often seen as a solid investment.

3 min read  |  College Savings Plans
More than Sun and Golf: Key Factors for Choosing a Retirement Location August 9, 2017 12:00 AM   |  

Where to retire is one of the most important decisions a person can make. How to decide?

3 min read  |  Retirement Lifestyle
Splurge on a Dream Wedding ... or Pay Down Debt and Buy a House? August 4, 2017 12:00 AM   |  

Is it worth having a big wedding when that money might be better directed elsewhere? For some, yes; others might want to think about it.

3 min read  |  Savings Goals
Downsize Upshot: Choosing a Retirement Community August 2, 2017 12:00 AM   |  

As you ease into retirement, a 55-and-over community might be a solid choice, but they’re not all the same. Here are some things to think about.

2 min read  |  Retirement Lifestyle
Why Wait? When It Comes to Social Security, Patience Can Pay July 26, 2017 12:00 AM   |  

Social Security offers extra benefits to those who delay retirement, but few do. Learn why waiting might make sense for some people.

4 min read  |  Social Security
Decided to Stop Renting and Buy a House? Time to Start Saving July 14, 2017 12:00 AM   |  

Learn how to save for a house—and how to keep your cash safe while you’re building that down payment.

2 min read  |  Savings Goals
Income in Retirement? Consider an Annuity, but Understand the Risks July 12, 2017 12:00 AM   |  

Annuities are a retirement vehicle that can ride side-saddle with Social Security income and pensions. But they’re not for everyone.

5 min read  |  Annuities
Building Better Credit: Borrowing Wisely to Get Good Debt June 30, 2017 12:00 AM   |  

Learn one way to establish healthy credit when you're young using good debt.

2 min read  |  Household Finances
Estate Planning for Special Needs Children: Trying to Be Even-Steven? June 14, 2017 12:00 AM   |  

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

4 min read  |  Estate Planning
Survey Says: Financial Tips I Wish I Knew When I Graduated College June 1, 2017 12:00 AM   |  

Millennials offer financial tips to young money: Survey says saving starts early.

2 min read  |  Creating a Budget
Got an Extra Gig? Developing a Retirement Side Hustle May 31, 2017 12:00 AM   |  

Want to boost your retirement savings by moonlighting with a side job? Here are some ideas.

3 min read  |  Retirement Lifestyle
Fed Meeting Ahead: How Inflation Impacts Interest Rates and Bonds May 17, 2017 9:57 AM   |  

Even though the rate of inflation has been low, it still impacts interest rates, bonds, and your portfolio. Find out more before the Fed’s next meeting.

4 min read  |  Portfolio Strategy
Simple Ways to Save: Take Baby Steps; Keep Cash Out of Reach May 3, 2017 12:00 AM   |  

When it comes to saving for retirement, effective doesn’t need to mean difficult. Here are some simple ways to save.

3 min read  |  Savings Goals
Rescue from Emotion: Discipline Tips for Retirement Investors April 26, 2017 12:00 AM   |  

When it comes to investing for retirement, it’s best to avoid your emotions. Learn how to avoid emotional investing.

5 min read  |  Trading Psychology
Who’s Footing the College Bill? Millennial Parents and Grandparents April 24, 2017 12:00 AM   |  

Millennial parents are vowing to cover the costs of their children’s educations, often at the expense of retirement and home ownership.

3 min read  |  College Savings Plans
Strategies and Seasonality in Sector Investing April 12, 2017 12:00 AM   |  

Sector investing can help align investments to specific objectives. For investors with many years before retirement, focus on traditional growth sectors.

8 min read  |  Stocks & Stock Sectors
Baby Boomers Helping Their Millennial Adult Children Raise Kids March 17, 2017 12:00 AM   |  

How millennial parents are raising kids with help from both parents, or other support networks.

3 min read  |  Household Finances
Attention Snowbirds: Don't Get Hit With Unexpected Tax Bills March 15, 2017 12:00 AM   |  

If you split your time between two residences, proper tax planning should include certainty on your residency status and domicile.

4 min read  |  Retirement Lifestyle
Never Too Early to Have the Long-Term Care Talk with Your Parents February 28, 2017 11:00 PM   |  

It’s never too early to have “the talk” with your parents—about how they plan to spend and pay for the rest of their lives.

3 min read  |  Household Finances
Job-Hopping? Don’t Skip These Retirement Ideas February 23, 2017 11:00 PM   |  

Switching jobs and looking to save for retirement? Figuring out how much to save, avoiding high fees, and using tools and calculators can help remove the gues

4 min read  |  IRA & 401k Plans
Smart Spoiling: Why You Should Invest in Your Grandchildren February 20, 2017 11:00 PM   |  

Being a grandparent gives you new opportunities to invest. Learn how investing for grandchildren may help you spoil them long into the future.

3 min read  |  College Savings Plans
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
Starting Out Young: The Value of Investing in Yourself February 1, 2017 11:00 PM   |  

Learn about the value of investing for early savers.

6 min read  |  Portfolio Strategy
Drawing It Down: Taming Dynamic Retirement Withdrawals January 24, 2017 11:00 PM   |  

Is a dynamic approach to retirement fund drawdowns right for you? Go beyond the 4% rule and explore other strategies.

3 min read  |  Plan Distributions
It’s Tax Time Again! Six Tips to Max Tax Savings January 12, 2017 11:04 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are six strategies that may help you lower your tax bill.

2 min read  |  Income Tax
Expecting the Unexpected: How to Create an Emergency Fund January 9, 2017 11:00 PM   |  

An emergency fund can help you get ahead of these unpredictable life circumstances and cover the costs, without having to borrow or dip into your savings.

3 min read  |  Creating a Budget
5 Tax Prep To-Dos as You Hit Retirement January 8, 2017 7:00 PM   |  

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

3 min read  |  Tax Strategy
5 Things to Get Ready for Tax Time January 5, 2017 11:00 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are five tips to help.

2 min read  |  Income Tax
Find Money in Your Paycheck: Are You Saving and Investing Enough? December 28, 2016 11:00 PM   |  

Could you be saving and investing more of your paycheck? An annual financial check-up could tell you.

4 min read  |  Savings Goals
Drawing It Down: Tweaking the 4% Rule for Retirement Funds December 27, 2016 11:00 PM   |  

Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.

3 min read  |  Plan Distributions
Saving This New Year: Recommit to Your Financial Goals December 22, 2016 11:00 PM   |  

According to a recent study, when pursuing the twin savings goals of college and retirement, it pays to have a plan.

2 min read  |  Savings Goals
Late-Year Retirement Checkups = Great. Automating? Even Better December 22, 2016 7:00 PM   |  

Use the final months of the year for retirement account tune-ups, including automated steps that can help you avoid penalty risk.

4 min read  |  Tax Strategy
The Choice Is (Un)clear: Financing Big Buys vs. Paying Cash December 20, 2016 11:00 PM   |  

When making a big-ticket purchase, if you have the cash, you should use cash, right? Not necessarily.

2 min read  |  Household Finances
Rising Interest Rates: How a Hike Cycle Might Affect Your Finances December 18, 2016 11:00 PM   |  

Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.

4 min read  |  Household Finances
Done Saving for Retirement? Great, But More Planning Ahead December 15, 2016 11:00 PM   |  

Even those who are successful at building wealth aren’t necessarily done with their investment journey. Often, investors need assistance planning how to make

5 min read  |  Goal Planning
It’s All in the Timing: When Should You Retire? December 12, 2016 11:00 PM   |  

It’s important to determine how much money you need to retire, but another key decision is when to retire. This article features 12 questions to ask yourself.

3 min read  |  Retirement Planning
Financial Planning 101: Paying Yourself First and Other Budgeting Tips November 29, 2016 11:00 PM   |  

Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.

5 min read  |  Savings Goals
Could a Franchise Create Your New Retirement Income Stream? November 29, 2016 11:00 PM   |  

Looking for an income stream, and maybe a post-retirement career where you can be your own boss? Perhaps a franchise is in your future.

2 min read  |  Retirement Lifestyle
Sports Parents: Are Team Fees Sidelining Your Retirement Goals? November 28, 2016 11:00 PM   |  

Youth sports has become a $7 billion a year business, but a new TD Ameritrade survey finds that many parents are putting their children’s sports ahead of thei

4 min read  |  Savings Goals
Retirement Savings Goals: How Much Money Do You Really Need? November 14, 2016 11:00 PM   |  

Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off

3 min read  |  Retirement Planning
Social Security Is Strained. How It Could Affect Your Retirement November 8, 2016 11:00 PM   |  

Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you p

3 min read  |  Social Security
Planning Ahead For Your Loved Ones? Don’t Overlook a Key Decision October 17, 2016 12:00 AM   |  

Even if your elderly parents or spouse have a living will, it’s just as important to designate an an agent for financial decisions in the case of illness.

4 min read  |  Estate Planning
Preparing for Retirement: Singles Need To Think Differently October 13, 2016 12:00 AM   |  

Here are six strategies to consider when planning for retirement on your own.

3 min read  |  Goal Planning
Eye on Retirement: The Last Stretch. Get Retirement Ready September 8, 2016 12:00 AM   |  

Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.

3 min read  |  Retirement Planning
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
4 Ways To Prevent Boomerang Kids From Delaying Retirement August 15, 2016 12:00 AM   |  

Boomerang kids can delay retirement. Learn four ways to help out boomerang kids and still keep your retirement savings and goals on schedule.

3 min read  |  Household Finances
Income Conundrum: Retirees Seek Higher Yields but Not Risk July 28, 2016 12:00 AM   |  

For retirees, the recent dip to record low U.S. bond yields poses a challenge. Will investors be forced into more dangerous investments?

7 min read  |  Bonds & Fixed Income
Think Small: A New Strategy For Financial Goal Setting July 14, 2016 12:00 AM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

3 min read  |  Savings Goals
Suddenly Single: Financial Planning for the Newly Widowed May 26, 2016 12:01 AM   |  

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

5 min read  |  Household Finances
Better Money Habits: Lessons Learned from Super Savers April 21, 2016 12:01 AM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

3 min read  |  Creating a Budget
Changes in Life? Volatile Markets? Time to Review Investment Plans April 13, 2016 12:00 AM   |  

Why investors may need to step back and reexamine their portfolios and investment plans to ensure they remain appropriate for new circumstances.

2 min read  |  Goal Planning
I Just Doubled My Account, Now What? A Case for Utility April 12, 2016 4:00 AM   |  

Is twice the cash twice the fun? Not if you take utility into account. Get some perspective on how much benefit you’ll get from the next dollar.

2 min read  |  Options Trading Basics
Want a Boat? Or a House? The Importance of Concrete Goals April 6, 2016 12:00 AM   |  

Investors who set concrete goals for milestones they want to achieve, whether it’s buying a boat or putting a child through college, may have more success.

2 min read  |  Savings Goals
Healthy Check-Ups Extend to Retirement Portfolio February 29, 2016 5:58 AM   |  

3 min read  |  Portfolio Management
How Revamped Social Security Rules Could Impact Retirees February 14, 2016 11:01 PM   |  

New Social Security rules eliminate the double-claiming used by married couples to grow benefits. Here’s what you need to know about this change to retirement

3 min read  |  Social Security
Dropping Out of College and Other Big-Buck Blunders February 11, 2016 7:00 PM   |  

Need a do-over button on money decisions? A survey finds that dropping out of college, pricey weddings, and, yes, offspring are among the big-buck blunders.

3 min read  |  Household Finances
Student Loan Payment Plans That Keep Your Investing on Track January 5, 2016 7:00 PM   |  

Consider these steps to help with your student loan payments and invest in the rest of your life, too.

4 min read  |  Household Finances
Resolutions: Small Changes Can Bring Big Impact for Retirement December 13, 2015 7:00 PM   |  

Retirement planners: Now is the time to look at year-end strategies and adopt habits in the new year to get you a few steps closer to your goals.

2 min read  |  Goal Planning
Sudden Budget Windfall? Some Dos and Don'ts to Consider November 24, 2015 7:00 PM   |  

Find yourself with a one-time cash injection or a monthly boost to your budget? Learn spending, saving, and investing dos and don’ts that come with your sudde

4 min read  |  Creating a Budget
Retirement: Multi-Generational Housing Trends November 5, 2015 7:00 PM   |  

From boomerang kids to aging parents, let’s look at how the sandwich generation handles multi-generational living stresses and successes.

4 min read  |  Retirement Lifestyle
Saving and Investing Challenges for the Sandwich Generation (X) November 3, 2015 7:00 PM   |  

A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem

4 min read  |  Retirement Planning
Starting Behind the Curve: Millennials and Money November 3, 2015 7:00 PM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

5 min read  |  Savings Goals
Making the Most of IRA Withdrawals November 3, 2015 3:00 AM   |  

After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.

3 min read  |  Plan Distributions
Rollovers: Bring an Old 401(K) Back to Life November 3, 2015 3:00 AM   |  

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

3 min read  |  IRA & 401k Plans
Retirement: More Time to Trade, More Potential Income November 3, 2015 3:00 AM   |  

For most people, retirement means more time doing the things you enjoy. If trading is one of them, retirement could mean more opportunities to potentially generate income.

1 min read  |  Retirement Lifestyle
Retirement: Are Tiny Homes One Big Fix for Senior Housing? October 30, 2015 4:00 AM   |  

Tiny homes are trending, but will seniors choose to downsize and live small? We’ll look at the charms and challenges of the tiny lifestyle for retirees.

4 min read  |  Retirement Lifestyle
Maximize Social Security Payments: Married Couples September 29, 2015 8:00 PM   |  

For some married couples, waiting until you turn 70 to collect Social Security benefits may be your smartest move.

3 min read  |  Social Security
How to Maximize Social Security Payments: Tips for Singles September 22, 2015 8:00 PM   |  

Know your Social Security benefits: Depending on whether you are single and never married, divorced, or widowed, there are different options when it comes to

3 min read  |  Social Security
College ROI: Is Higher Education Worth the Tuition and Debt? August 12, 2015 8:00 PM   |  

Calculating college ROI? Explore ways to reduce the risk that a huge student loan debt burden may gobble up your starting salary.

7 min read  |  College Savings Plans
Disruptions on the Way to Retirement? Hit Those Curveballs July 29, 2015 8:01 PM   |  

Could life’s curveballs wipe out your retirement savings? Prepare to adjust for unexpected hits to retirement plans.

4 min read  |  Goal Planning
Retirement Planning? Pay Down that Mountain of Credit Card Debt July 28, 2015 8:00 PM   |  

Reducing debt is especially important for workers who are nearing retirement. Experts say: give credit cards priority.

3 min read  |  Creating a Budget
Back to Work? When an Encore Career Just Doesn’t Pay July 14, 2015 8:00 PM   |  

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

6 min read  |  Retirement Lifestyle
Renewing (and Re-evaluating) Your Financial Vows May 20, 2015 4:00 AM   |  

Have you been married awhile? If so, find out what to consider when evaluating the short- and long-term financial goals you set earlier in your marriage.

2 min read  |  Household Finances
Teach Kids How Money Grows: Everyday Economics May 19, 2015 8:00 PM   |  

Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation

3 min read  |  Household Finances
Pink Slips and Hospital Trips: Got Enough Emergency Savings? May 12, 2015 8:00 PM   |  

Do you have enough money for emergencies like a year of unemployment? Consider income, expenses—including rent vs. mortgage and one car or two—and more.

4 min read  |  Creating a Budget
Forget the Rules—Make Your Own Financial Marriage April 29, 2015 5:00 AM   |  

Today’s couples have the freedom to choose how they approach marriage and money. Find ideas for determining how much to join and how much to keep separate.

2 min read  |  Household Finances
New Math: Does the Age/Asset Allocation Rule Need an Update? April 12, 2015 8:00 PM   |  

The classic age/asset allocation formula is one place to start thinking about your retirement portfolio makeup. But the discussion shouldn’t stop there.

2 min read  |  Portfolio Management
Could Investing for the Future Make You Healthier Now? March 17, 2015 10:33 AM   |  

Several studies have found an unexpected benefit to saving for the future – greater health and happiness today.

3 min read  |  Savings Goals
Boomer Divorce and Remarriage: Money Mistakes to Avoid February 26, 2015 4:00 AM   |  

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.

3 min read  |  Household Finances
Three Questions to Ask Yourself Before Buying a New Car February 25, 2015 4:00 AM   |  

Consumers should carefully consider several questions before buying a new car, including how much they can afford.

2 min read  |  Savings Goals
Hey, Boss… Will 2015 Be the Year You Finally Get a Raise? February 11, 2015 4:00 AM   |  

As the U.S. economy improves and the labor market tightens, American workers face stronger prospects for a salary increase this year.

2 min read  |  Household Finances
Mirror, Mirror: Seeing Future Self May Shape How You Invest January 9, 2015 4:00 AM   |  

Research indicates that people who viewed computer-generated older versions of themselves took financial planning more seriously.

2 min read  |  Retirement Planning
We’ve Been There, Kid: Retirees Provide Tips for Your Future February 5, 2013 8:39 AM   |  

Where retirement planning and reality intersect, tough decisions loom. TD Ameritrade retirees share what they know now that they wish they knew then.

4 min read  |  Goal Planning
Four Big Mistakes That Will Devastate Your Finances June 14, 2012 10:29 PM   |  

The Motley Fool details four big mistakes that could devastate your finances.

3 min read  |  Portfolio Strategy

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