Interest Rates

2024 Market Outlook: Widening the Lens December 15, 2023 12:49 PM   |  

Wondering what stocks and bonds may do next year? Schwab's experts give their opinions in the 2024 market outlook.

4 min read  |  Market Insights
Fixed Income Outlook: The Rocky Road Bond Market December 6, 2023 3:07 PM   |  

Although some volatility may continue, we believe interest rates have peaked. We expect lower Treasury yields and positive returns for investors in 2024.

6 min read  |  Market Insights
Bond Market Look: High-Yield vs. Investment-Grade Bonds September 26, 2023 1:11 PM   |  

In this guide, explore key factors for high-yield versus investment-grade bonds. Learn the importance of credit, research, and market condition in bond selection.

3 min read  |  Bonds & Fixed Income
Bond Duration: What You Need to Know About Interest Rate Risk August 1, 2023 12:06 PM   |  

Discover the importance of bond duration as interest rates continue to rise in the United States. Read about the definition and how it gauges interest rate risk.

3 min read  |  Bonds & Fixed Income
How to Identify a Zombie Company July 12, 2023 10:48 AM   |  

Learn how to identify zombie companies with key indicators like poor cash flow, problematic debt, and stagnant sales. Protect your investments with these tips.

5 min read  |  Fundamental Analysis
Barbell Strategy: Weighing the Benefits and Risks June 27, 2023 9:37 AM   |  

One common barbell strategy for fixed income investing is for investors to focus on short- and long-dated maturities and less on the intermediate term.

5 min read  |  Bonds & Fixed Income
What Is a CD Account, and How Does It Work? May 18, 2023 10:17 AM   |  

What is a CD account? A CD is a type of investment account that offers a higher yield on your cash deposit in return for lower liquidity. Learn more here.

5 min read  |  Bonds & Fixed Income
Consumer Price Index (CPI): Your Gateway to Understanding Inflation, Interest Rates, and Growth September 20, 2022 2:01 PM   |  

What is the Consumer Price Index (CPI), and how does it impact your investments? Economic growth, inflation, and interest rates are all linked to the CPI.

3 min read  |  Fundamental Analysis
Bull vs. Bear Market & Other Animals of Wall Street August 16, 2022 10:28 AM   |  

Animal terms and animal references are prominent among Wall Street slang terms. Here’s a look at bulls and bears, hawks and doves, cats and dogs, sheep and pigs, and even black swans and unicorns.

5 min read  |  Trading Basics
Higher Interest Rates: 6 Things to Know for Retirement Planning March 28, 2022 3:32 PM   |  

How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.

4 min read  |  Bonds & Fixed Income
Investment Strategies to Help Weather Rising Interest Rates March 14, 2022 1:04 PM   |  

Learn how rising interest rates may affect the investments in your portfolio and which investment strategies may lower the risks and increase the potential for growth.

3 min read  |  Portfolio Strategy
How Rising Interest Rates Could Impact Markets March 9, 2022 3:56 PM   |  

Markets are impacted differently by rising interest rates. Make sure you know how rising rates could impact investments and how you can protect your investments.

5 min read  |  Federal Reserve
It’s a Special Relationship: Intermarket Analysis in the Current Rate Environment August 6, 2021 10:15 AM   |  

Understanding the relationships between stocks, bonds, commodities, and currencies can help you identify economic trends and better manage your investments.

5 min read  |  Investing
This Summer's Economic Hits: Inflation, Demand, and Elasticity July 8, 2021 10:15 AM   |  

Inflation is in the news, but the imbalance may abate as productivity increases. To understand what's happening, consider a few basic economic concepts.

5 min read  |  Economic Trends
What Are Treasury Rates and Why Do They Matter? July 2, 2021 10:15 AM   |  

Treasury rates can be thought of as the backbone of the global economy. You can use the yield curve, which is a measure of interest rate expectations, to get an idea of economic conditions and trends.

4 min read  |  Bonds & Fixed Income
Trading Futures and Hedging Your Appetite January 4, 2021 10:30 AM   |  

Whether you're buying groceries, filling your tank with gas, or shopping for your next home, understand how different types of futures contracts could have influenced their prices.

5 min read  |  thinkMoney Magazine
The Silent Value Killer: How to Prepare Your Portfolio for Inflation December 14, 2020 10:30 AM   |  

Inflation can impact your retirement income. Get to know the different investments that could help protect your portfolio against inflation.

5 min read  |  Portfolio Strategy
Seeking Higher Yield in a Low Interest Rate Environment? Here Are 6 Ideas November 18, 2020 10:30 AM   |  

Interest rates have been low for quite some time, and if Federal Reserve projections hold true, they’ll continue to be low for a while. How might you get a yield bump in such an environment? Here are a few ideas—but remember the risks.

5 min read  |  Portfolio Strategy
What’s It Like to Live with Negative Rates? We’re Already There, So Consider How to Position November 4, 2020 10:55 AM   |  

Although negative rates aren’t officially here, they’re here in reality due to Treasury yields falling below inflation. That means investors might want to consider how to position their portfolios, no matter what the Fed ultimately decides.

5 min read  |  Federal Reserve
Opportunity Cost and Fixed Income Investing: Invest Now or Wait? October 9, 2020 10:30 AM   |  

The Federal Reserve has no intention of raising the Fed funds rate until 2023. That doesn't mean you should avoid investing in fixed income. There are some advantages to investing in fixed income when interest rates are low.

2 min read  |  Bonds & Fixed Income
Doves, Hawks, and the Three Bears: Taming the Inflation Animal in 2020 September 2, 2020 2:46 PM   |  

After years of tepid inflation—that is, a general rise in prices—recent readings indicate it could be on the rise, helped by dovish monetary policy and fiscal stimulus. Is that good or bad? Here's a primer on inflation and what it could mean for your portfolio.

6 min read  |  Portfolio Strategy
Macro-Momentum: Is “Don’t Fight the Fed” Still a Sound Investing Strategy? August 31, 2020 10:30 AM   |  

Don't fight the Fed. It's an old Wall Street adage, but is it prudent to structure a portfolio around macroeconomic policy intentions? And how would you do it, anyway? Here's a rundown.

5 min read  |  Investment Guidance
Capiche: What’ll Negative Interest Rates Do to My Options? March 30, 2020 9:30 AM   |  

Negative interest rates may already be built into options prices. You may have experienced them without knowing it.

5 min read  |  thinkMoney Magazine
Financial Planning 101: Changing Interest Rates, Long-Term Investors January 23, 2020 9:33 AM   |  

How might interest rate increases and cuts impact long-term investing decisions? Learn strategies long-term investors might consider to help weather volatility.

4 min read  |  Investing Basics
What's the Repo Market and What Might Cause a Spike in the Overnight Lending Rate? September 25, 2019 10:15 AM   |  

Our chief market strategist breaks down the day's top business stories and offers insight on how they might impact your trading and investing.

5 min read  |  Federal Reserve
Should You Refinance Your Mortgage? Key Considerations July 24, 2019 10:00 AM   |  

How might falling interest rates affect mortgage rates, and what does it all mean for homeowners looking at refinancing?

5 min read  |  Savings Goals
I-Portfolio: Seeing the Road Ahead for Your Fixed-Income Investments December 7, 2018 4:00 AM   |  

Learn how the TD Ameritrade I-Portfolio tool can help you monitor and analyze your fixed-income investments.

5 min read  |  Web Platform
What Happens to Bonds When Interest Rates Rise? November 6, 2018 4:00 AM   |  

As investors, it’s important to understand the relationship between bonds and interest rates. Find out what happens to bonds when interest rates rise.

6 min read  |  Bonds & Fixed Income
A Day in the Life … Of a Bond Trade October 1, 2018 3:00 AM   |  

Trading bond futures may not be as risky as you think. A step-by-step guide that explains bond futures contract specs, pricing, and margin can go a long way. Walk through a 10-day bond trade and get a feel for day-to-day price action in the bond futures markets.

5 min read  |  thinkMoney Magazine
Fixed Income Investing in a Rising Rate Environment September 10, 2018 4:00 PM   |  

How might rising interest rates impact your retirement portfolio planning? Learn how rising rates can affect fixed income investments.

3 min read  |  Bonds & Fixed Income
Remember CDs? Higher CD Interest Rates Could Unlock Demand September 4, 2018 4:00 AM   |  

Years of rising interest rates appear to be raising demand for the venerable certificate of deposit (CDs). As rates tick higher, it may be time to learn about these fixed income products.

3 min read  |  Bonds & Fixed Income
Feeling Sensitive? Some "Rate Sensitive" Sectors Bucking Tradition July 16, 2018 4:00 AM   |  

Compare interest rate-sensitive stock sectors that could benefit or suffer at the hands of a Federal Reserve that’s predicted to continue to hike rates.

6 min read  |  Federal Reserve
Rising Rates? Consider a Bond Ladder June 28, 2018 9:00 AM   |  

In a rising interest rate environment, investors might consider attempting to counter their fixed-income risk by building a bond ladder.

2 min read  |  Bonds & Fixed Income
CDs, Savings & Interest Rates: Are the Good Old Days Returning? February 22, 2018 11:00 PM   |  

As the economy continues its march forward after the financial crisis of the last decade, are we finally seeing higher interest rates for CDs and other savings rates?

5 min read  |  Bonds & Fixed Income
Interest Rates Edging Higher; Is It Time to Consider Annuities? October 11, 2017 12:00 AM   |  

Annuities might be a good way to protect principal or guarantee retirement income. Learn how rising interest rates might affect annuity rates.

3 min read  |  Annuities
Is the Fed Turning Dovish? Recent Remarks May Temper Rate Hikes July 26, 2017 12:00 AM   |  

After two interest-rate hikes thus far in 2017, Fed Chair Janet Yellen sounded a dovish note in recent Congressional testimony.

3 min read  |  Federal Reserve
Fed Raising Interest Rates: How It Could Affect Your Financial Life June 26, 2017 12:00 AM   |  

As the Federal Reserve continues its rate-tightening cycle, is it time to lock in low rates for home and auto loans?

3 min read  |  Investing Basics
Fed Meeting Ahead: How Inflation Impacts Interest Rates and Bonds May 17, 2017 9:57 AM   |  

Even though the rate of inflation has been low, it still impacts interest rates, bonds, and your portfolio. Find out more before the Fed’s next meeting.

4 min read  |  Portfolio Strategy
Drawing It Down: Tweaking the 4% Rule for Retirement Funds December 27, 2016 11:00 PM   |  

Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.

3 min read  |  Plan Distributions
Rising Interest Rates: How a Hike Cycle Might Affect Your Finances December 18, 2016 11:00 PM   |  

Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.

4 min read  |  Household Finances
A New Home For Retirement? Test-Drive Before You Buy September 26, 2016 12:00 AM   |  

Who needs a huge house and yard to take care of in retirement? Learn about the new try-before-you-buy approach to retirement housing.

2 min read  |  Retirement Lifestyle
Kinahan and Laffman: Brexit Creates Cloud Of Uncertainty June 29, 2016 12:00 AM   |  

Global financial market volatility remains high in the new post-Brexit world and investors continue to rotate into more “conservative” positions.

5 min read  |  Economic Trends
Negative Interest Rates? Unlikely. Still, Investors Can Prepare May 2, 2016 12:00 AM   |  

Negative interest rate policy is a fact in the eurozone and Japan. How has it affected those economies, and what might investors expect if such policy ever ar

6 min read  |  Federal Reserve
Popping the Cork With the Fed: Cool Ideas for Rising Rates April 12, 2016 12:00 AM   |  

What you should know about rising interest rates, and practical trading strategies for dealing with them—approaching Fed decisions in four different arenas.

7 min read  |  Fundamental Analysis
Dividend Increases: An Indicator for Stock Strength? January 27, 2016 7:01 PM   |  

Looking for new ways to win in the stock market? Dividend-paying stocks can be quite attractive.

4 min read  |  Fundamental Analysis
No Market Trades in a Vacuum: Using Intermarket Analysis August 2, 2015 8:00 PM   |  

Study intermarket analysis for a more complete investing picture. Pull in bonds, currencies, and commodities with typical stock market research.

4 min read  |  Fundamental Analysis
Party With The Fed: Explore Ways to Trade Interest Rates July 1, 2015 5:43 PM   |  

Only pros care about interest-rate trading, and bonds are boring, right? Not so fast. There’s more to them than meets the eye. Pros don't have all the fun.

6 min read  |  Bonds & Fixed Income
Bond and Stock Basics: What the Heck Is the Yield Curve? May 3, 2015 8:00 PM   |  

Bond and stock investors can look to the yield curve for one measure of inflation and interest rate expectations.

3 min read  |  Bonds & Fixed Income
Trading in Retirement: To Be Feared or Revered? March 18, 2015 4:00 AM   |  

If you choose to use trading as a source of retirement income, it’s important to keep in mind the risks that come along with the potential rewards.

3 min read  |  Portfolio Management
Questions Loom for Muni Bonds Amid Rising Rate Outlook January 5, 2015 4:00 AM   |  

With benchmark U.S. interest rates poised to climb, fixed-income investors should consider the implications for muni bonds.

4 min read  |  Bonds & Fixed Income

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