When seeking portfolio balance and diversification, many investors choose bonds and other fixed-income securities. But just like all investments, bonds carry risk. Learn about bonds and bond risk, and when you should consider fixed-income investing.
An emergency fund isn’t just a repository of cash to dip into when the tires wear out. Emergency dollars can actually be critical to your investment strategy.
Looking for a way to save with lower risk and higher yield? A CD account might be an investment instrument to consider.
All investments experience market volatility, which is why retirement portfolio strategies should focus on allocating assets across investments of different risk levels.
What is a bond anyway? Some financial pros recommend bonds as part of a diversified portfolio. Learn the basics, including the definition of a bond, from TD Ameritrade.
Are you making the shift from accumulation to decumulation in retirement? Learn about the difference between these stages.
Heading into October, there are several key economic events traders and investors may want to monitor. In addition to earnings, you have trade talks between U.S. and China, a possible interest rate cut, and political developments in Washington, D.C.
Fixed index annuities help balance growth and capital preservation in your portfolio. You receive a fixed interest payment from the annuity but also limit your upside and downside potential. You could consider investing in a fixed index annuity when you're close to retirement.
Though negative rates haven’t appeared to help the European and Japanese economies much, they can’t be ruled out here eventually. Here’s why, and how to consider getting prepared.
Heading into September, investors appear to be on edge about bond yields as tensions between the U.S. and China heat up. These signs, as well as uncertainty surrounding interest rate cuts, potentially point to ongoing volatility in the month ahead.
In these times of stock market volatility, many investors are looking for yield in fixed income and dividend stocks. However, there’s risk in these investments, too, so know what you’re getting into.
If you’re considering fixed-income investments as a way to diversify your portfolio and target a steady stream of income, you might want to give fixed-income mutual funds a look. Here’s what you need to know.
Redesigned annuities are less expensive and easier to understand and buy, yet still customizable. They can be a vital hedge against outliving your assets.
New to income investing? Learn about three approaches: dividends from equity holdings, interest from bonds and fixed-income securities, and income from a multi-asset portfolio. Each comes with its own potential benefits and risks.
If you’re interested in a company, its stock isn’t the only investment you might want to consider. Corporate bonds offer yield and potentially (but not always) less risk.
Baby boomers will soon start to enter retirement, and with life expectancy extending, there will be many volatile factors to consider for your own retirement.
Learn about convertible bonds, what appeal they might have for investors, and how they differ from corporate bonds.
Looking for a diversified portfolio that’s also tax efficient? Learn how the one-two punch of tax-free debt securities and tax-loss harvesting can help you pursue your goals.
Treasury bonds are boring, right? Wrong. For traders, they represent a market that can be bigger than stocks.
If you’re looking for diversification in your portfolio, mutual funds can help you toward your goals. But the array of choices can be dizzying.
Compound interest can potentially drive investment returns over a long time period, but there are a few things to consider, such as time, reinvestment and the importance of risk management.
Lifespans are increasing, potentially making fixed-income investments essential for retirees and near-retirees who need to generate reliable income.
Structural changes in the loan market over the last decade have shifted many loans from the balance sheets of big banks to those of institutional and retail investors. What risks might these loans pose to investors?
CD investing isn’t limited to walking into your local bank branch and opening an account. Learn the potential benefits and risks of brokered CDs and how they differ from bank-issued CDs.
February’s market seems poised for more possible volatility as investors watch how geopolitical issues like Brexit and U.S.-China tariff tensions unfold. Meanwhile, Q4 earnings season, now underway, is presenting a mixed bag and the government shutdown continues.
Learn how the TD Ameritrade I-Portfolio tool can help you monitor and analyze your fixed-income investments.
As investors, it’s important to understand the relationship between bonds and interest rates. Find out what happens to bonds when interest rates rise.
There are some important things to keep in mind when deciding how to invest for shorter term goals.
ETFs may be used to produce a stream of income, and offer potential benefits of portfolio diversification.
Stocks? Bonds? They're both known as securities. Learn the definitions of various securities and what sets them apart.
How might rising interest rates impact your retirement portfolio planning? Learn how rising rates can affect fixed income investments.
Years of rising interest rates appear to be raising demand for the venerable certificate of deposit (CDs). As rates tick higher, it may be time to learn about these fixed income products.
Bond and stock investors can look to the yield curve for one measure of inflation and interest rate expectations.
Bonds are typically considered a more conservative investment that can help diversify your portfolio and help you attempt to ride out stock market volatility.
What are the different assets you can use to help build your investment portfolio? Explore the major asset classes: stock, fixed income, cash, and alternatives.
So, what’s the story with U.S. savings bonds? Here’s a brief primer explaining these historically solid investment instruments.
Mutual funds are one of the most popular investment choices some people use when seeking to build a diversified portfolio. Find out why and how to pick mutual funds that align with your savings goals.
Socially responsible investing, which lets you align your portfolio with your values, has grown in popularity in recent years, bolstered by product innovation. Learn more here.
Investors adding bonds to a stock-heavy lineup may opt for securities with a shelf-life designed for today’s investing climate. That’s where duration comes in.
As the economy continues its march forward after the financial crisis of the last decade, are we finally seeing higher interest rates for CDs and other savings rates?
The Federal Reserve hiked the Fed funds rate 3 times in 2017 and projected 3 more hikes for 2018. Should you consider investing in fixed income?
Learn the nuances for calculating and reporting your adjusted cost basis for fixed income bonds on your tax return from TD Ameritrade.
What is a bond anyway? Some financial pros recommend bonds as part of a diversified portfolio. Learn the basics including bond definition from TD Ameritrade.
Learn how a charitable remainder trust may help you receive income in retirement and direct the remainder to your favorite charity.
Life has a way of happening, and investors should consider life changes as a time to assess retirement portfolios and long-term goals.
Fixed income can be a vital part of a young investor’s portfolio, helping provide risk management through diversification.
Annuities are a retirement vehicle that can ride side-saddle with Social Security income and pensions. But they’re not for everyone.
Even though the rate of inflation has been low, it still impacts interest rates, bonds, and your portfolio. Find out more before the Fed’s next meeting.
Learn how you can sign up to receive an email alert whenever an IPO that TD Ameritrade is participating in becomes available.
Markets are impacted differently by rising interest rates. Make sure you know how rising rates could impact investments.
TD Ameritrade reveals five new features in relation to their IPO and fixed-income new-issue offerings.
Learn about the “bucket approach,” a drawdown strategy that involves holding three different buckets of money, or separate asset accounts, for retirement.
How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.
Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.
What are you saving for and why? Here are ideas to help you plan for a retirement that’s worth living and sharing with your loved ones.
Investors should diversify bond portfolios like they do their stock portfolios. However, bonds portfolios have a few layers of diversification to consider.
Cash alone won’t cut it as a lingering low-rate environment challenges income investing.
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