Tax Strategy

Don't Get Blindsided: The Importance of Tax Return Estimators January 28, 2019 4:00 AM   |  

Learn how to forecast your potential tax bill or refund with a tax estimator.

5 min read  |  Income Tax
Income Tax: A Slice for Uncle Sam January 24, 2019 4:00 AM   |  

Income tax may be something most of us take for granted. But how does it work?

5 min read  |  Income Tax
How Does Social Security Work? Maximizing the Generational Contract January 23, 2019 4:00 AM   |  

Learn how Social Security works and how to maximize your benefits and retirement income.

5 min read  |  Social Security
Retirement Updates: 2019 IRA & 401(k) Contribution Limits January 17, 2019 4:00 AM   |  

The IRS has announced the new contribution limits for tax-advantaged retirement plans. Find out the IRA and 401(k) contribution limits for 2019.

5 min read  |  IRA & 401k Plans
What to Do With an Old 401(k)? 4 Choices to Consider January 11, 2019 4:00 AM   |  

Learn about the available choices on what to do with a 401(k) held at with a former employer.

6 min read  |  IRA & 401k Plans
Small Business 401(k): Helping You and Your Employees Save More For the Future January 4, 2019 4:00 AM   |  

Small business owners and self-employed workers concerned about retirement investing should consider specialized IRA plans.

4 min read  |  Small Business
529 Savings Plans: Investing Toward College & More December 25, 2018 4:00 AM   |  

What is a 529 plan? Get education savings and tax savings working in tandem for you and your college-bound family.

3 min read  |  College Savings Plans
Key Tax Strategies to Start the Year December 14, 2018 4:00 AM   |  

As the year ends, it’s time to get your financial footing in place for 2018 taxes and 2019 investment and savings goals.

5 min read  |  Tax Strategy
It's Shopping Season: Ideas to Help You Choose ETFs November 27, 2018 4:00 AM   |  

Considering exchange-traded funds (ETFs)? Understand fit, style, and value before you shop.

5 min read  |  ETFs & Mutual Funds
Max 401(k) Contributions: Consider Giving Your Retirement a Lift November 22, 2018 4:00 AM   |  

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

5 min read  |  IRA & 401k Plans
Working Toward Retirement Goals? Consider the Max IRA Contribution November 20, 2018 4:00 AM   |  

How can maxing your IRA contributions help you in the coming tax season?

5 min read  |  IRA & 401k Plans
It’s That SIMPLE: Setting Up Simple IRAs for Small Businesses November 16, 2018 4:00 AM   |  

The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.

3 min read  |  Small Business
Social Security: Will You be Taxed? Ideas to Help Minimize the Impact November 14, 2018 4:00 AM   |  

Many retirees are surprised to learn that, above a certain income threshold, Social Security can be subject to taxation. Here are some things to consider.

5 min read  |  Social Security
New Tax Laws: What They Mean for Investors November 9, 2018 4:00 AM   |  

Learn how new tax laws might impact your income, retirement and education savings plans, as well as your family's financial well-being.

5 min read  |  Tax Strategy
Five Year-End Tax Moves You Shouldn't Neglect October 16, 2018 4:00 AM   |  

As 2018 winds down, investors of all ages can consider three general categories of year-end tax planning: Reducing taxable income, increasing deductions, and taking advantage of tax credits.

5 min read  |  Tax Strategy
Investing Close to Home: The Basics of Municipal Bonds October 15, 2018 4:00 AM   |  

What are tax-free muni bonds? Learn the unique benefits and risks of this debt-security investment vehicle.

5 min read  |  Bonds & Fixed Income
Financial Aid: Understanding Expected Family Contribution (EFC) October 11, 2018 4:00 AM   |  

Expected family contribution? As the time comes to start using the college savings you've accrued, be sure to know your EFC for your financial aid worksheets.

5 min read  |  College Savings Plans
Money Smart: What Are Separately Managed Accounts? October 4, 2018 4:00 AM   |  

What are separately managed accounts (SMAs), and how do they work for investors?

5 min read  |  Managed Portfolios
Small Business Retirement: Debunking Some Common SEP Myths September 12, 2018 4:00 AM   |  

False myths about simplified employee pensions may be keeping you from considering them. Here's why business owners should consider SEPs for employees.

8 min read  |  Small Business
Asset Location & Asset Dislocation: Cashing in Your Retirement August 27, 2018 4:00 AM   |  

Asset dislocation—liquidating or selling the assets in your retirement accounts—involves tax planning and budgeting, among other things. Are you ready?

5 min read  |  Retirement Planning
Five Questions to Help Make the Most of Your Employee Benefits August 17, 2018 4:00 AM   |  

Open enrollment is an opportunity to put yourself and your financial health first. Here are five questions to help you make the most of your employee benefits.

5 min read  |  Goal Planning
Tax Planning: Using Donor-Advised Funds for Charitable Donations August 9, 2018 4:00 AM   |  

Learn how donor-advised funds can help you amp up charitable donations and potentially offer tax benefits.

5 min read  |  Income Tax
Tax Incentives: Govt Guiding Good Choices in Savings, Investing April 2, 2018 12:00 AM   |  

Tax incentives are designed to stimulate the economy. See the popular tax deductions and tax credits aimed at education, home buying and retirement savings from TD Ameritrade.

3 min read  |  Income Tax
Education Tax Deductions: A Savings Nudge from Your Uncle Sam March 28, 2018 12:00 AM   |  

Education tax deductions and credits, offered by dear uncle Sam, contribute to college funds and assist current college students . Learn about education tax deductions and credits today.

3 min read  |  College Savings Plans
Tax Liability in an IRA? Unrelated Business Taxable Income (UBTI) March 21, 2018 8:00 PM   |  

Publicly traded or private partnerships within the IRA can create UBTI or unrelated business taxable income. Learn how to report this information when filing taxes.

2 min read  |  Tax Forms
Traditional or Roth IRA: Which is Right for You? March 8, 2018 11:00 PM   |  

What is the difference between a traditional IRA and a Roth IRA? Which one should I choose? Can I have both? TD Ameritrade can help you decide.

3 min read  |  IRA & 401k Plans
Can I Contribute to a 401(k) and an IRA? Yes; Here’s How February 20, 2018 11:00 PM   |  

Can I contribute to a 401(k) & a traditional or Roth IRA? Many people have more than one retirement account. Maximize your retirement savings by understanding how you can contribute to multiple tax-advantaged retirement accounts.

4 min read  |  IRA & 401k Plans
Sector Outlook: Seasonal Factors, Monetary Policy, Interest Rates December 17, 2017 11:00 PM   |  

The sector outlook for the weeks ahead could hinge in part on Fed rate policy and chances for a tax cut.

4 min read  |  Sector Outlooks
Retiring Early? The Rule of 55 Might Let You Begin 401(k) Withdrawals June 29, 2017 12:00 AM   |  

An IRS rule allows you to avoid the 10% penalty for early distribution on company-sponsored retirement accounts, but you must qualify.

3 min read  |  Plan Distributions
Thinking about Cashing Out Your 401(k)? You Might Have Better Options May 16, 2017 8:00 PM   |  

Today’s workers are expected to change jobs a number of times. Understand the implications of cashing out your 401k and get informed about the alternatives av

5 min read  |  IRA & 401k Plans
Boomer RMD Requirements: Mistakes to Avoid, Q&A March 22, 2017 12:00 AM   |  

Avoid stiff RMD penalties: you may begin withdrawing funds from your IRA and 401(k) accounts at age 59 1/2, but when you turn 70 1/2, it's required.

4 min read  |  Plan Distributions
Attention Snowbirds: Don't Get Hit With Unexpected Tax Bills March 15, 2017 12:00 AM   |  

If you split your time between two residences, proper tax planning should include certainty on your residency status and domicile.

4 min read  |  Retirement Lifestyle
Want a Smooth Handoff? Consider a TOD Registration February 21, 2017 11:00 PM   |  

How adding a transfer-on-death registration to your investment accounts may help smooth the transfer of assets to your heirs.

2 min read  |  Estate Planning
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
Inherited IRAs and Complex Rules: What You Need to Know January 18, 2017 11:00 PM   |  

Inherited IRAs may be simple exchanges for spouses, but require a little more work for those family members and friends who aren’t.

4 min read  |  IRA & 401k Plans
5 Retirement Myths That Could Be Sabotaging Your Future Plans January 12, 2017 11:03 PM   |  

There are several retirement myths that could be sabotaging your future plans. Here are the myths you should avoid.

3 min read  |  Goal Planning
Final Answer: Three Estate-Planning Tax Considerations January 10, 2017 11:00 PM   |  

Estate planning could be one of the most important things you do for your family. Here are three considerations.

3 min read  |  Estate Planning
Late-Year Retirement Checkups = Great. Automating? Even Better December 22, 2016 7:00 PM   |  

Use the final months of the year for retirement account tune-ups, including automated steps that can help you avoid penalty risk.

4 min read  |  Tax Strategy
Preparing for Retirement: Singles Need To Think Differently October 13, 2016 12:00 AM   |  

Here are six strategies to consider when planning for retirement on your own.

3 min read  |  Goal Planning
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
Can Changes to MEPs Help Small Business Save for Retirement? April 25, 2016 12:00 AM   |  

Tucked into President Obama’s $4 trillion fiscal 2017 budget are initiatives intended to foster employee-sponsored retirement plans. Can these changes help?

3 min read  |  Small Business
Health Savings Account: Triple-Whammy Tax Deductions March 8, 2016 11:00 PM   |  

Got a health savings account? They’re great around tax time. Here are tips to maximize your deductions and savings.

3 min read  |  Income Tax
Retirement Income: A Look at Annuities February 29, 2016 11:00 PM   |  

3 min read  |  Annuities
Year-End Checklist: 10 Simple Income Tax Tips December 23, 2015 9:00 AM   |  

3 min read  |  Income Tax
Making the Most of IRA Withdrawals November 3, 2015 3:00 AM   |  

After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.

3 min read  |  Plan Distributions
Back to Work? When an Encore Career Just Doesn’t Pay July 14, 2015 8:00 PM   |  

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

6 min read  |  Retirement Lifestyle
Four Investor To-Dos Before the Ball Drops on 2015 December 29, 2014 7:00 PM   |  

Investors should consider four key questions for a year-end portfolio view, including portfolio rebalancing and retirement contributions.

2 min read  |  Portfolio Strategy
New Year’s Resolution: Get Up to Speed on New IRA Rollover Rule December 1, 2014 7:00 PM   |  

As new IRS rules on IRA rollover distributions take effect in 2015, it’s important investors understand the implications for taxes and retirement planning.

5 min read  |  IRA & 401k Plans
Thinking Outside the Cash Box: Take Advantage of Rising Rates April 13, 2014 9:48 AM   |  

Cash alone won’t cut it as a lingering low-rate environment challenges income investing.

7 min read  |  Portfolio Strategy
Estate Planning for the Reluctant: Tips for Making It Painless December 23, 2012 8:44 PM   |  

Estate planning can be uncomfortable, yes. But why not keep some control over your investments from beyond the grave?

4 min read  |  Estate Planning
Option Trading 101: Looking Under the Hood of Covered Calls July 14, 2012 10:41 PM   |  

Use a covered call options strategy to sell stock, collect dividends, and limit tax liability.

8 min read  |  Option Trading Basics
Discovering LEAPS: Option Strategies for the Long-Term March 14, 2012 9:03 PM   |  

Options strategy known as LEAPS creates mini “portfolios” within a portfolio, with potential tax benefits.

5 min read  |  Option Trading Basics
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