Retirement Planning

Assets Shifting to Gen X and Gen Y: Is Your Financial Advisor Shifting Too? May 30, 2019 4:00 AM   |  

Gen X and millennials have been gathering investable assets, and the younger generations have different financial wants and needs from their baby boomer parents. Is your financial advisor on board?

5 min read  |  Investment Guidance
What Baby Boomers Can Do When Volatility Hits Near Retirement April 15, 2019 4:00 AM   |  

Baby boomers will soon start to enter retirement, and with life expectancy extending, there will be many volatile factors to consider for your own retirement.

5 min read  |  Retirement Planning
Rolling Over Your Nest Egg? 401(k) to IRA April 3, 2019 4:00 AM   |  

Trying to figure out what to do with an old retirement plan? Consider a rollover IRA.

4 min read  |  IRA & 401k Plans
Over the Roth IRA Income Limit? Consider a “Backdoor” Roth IRA March 25, 2019 4:00 AM   |  

Wish you could contribute to a Roth IRA, but you're above the income limit? Consider using a backdoor Roth IRA to make it happen.

5 min read  |  IRA & 401k Plans
Nearing Retirement? 4 Ways to Prepare for Taxes January 25, 2019 4:00 AM   |  

Learn tips for retirement tax planning.

2 min read  |  Tax Strategy
Social Security Age Chart: When to Start Drawing Benefits? January 18, 2019 4:00 AM   |  

About 47% of current retirees begin drawing Social Security before their full retirement age, but the benefits are generally higher the longer one waits.

3 min read  |  Social Security
4 Steps to Help Make Sure Your Retirement Plan Is On Track January 15, 2019 4:00 PM   |  

Retirement planning can be a daunting task. These four steps can help break the process down into manageable steps.

2 min read  |  Retirement Planning
Second Act: Opportunities Blooming in Retirement January 15, 2019 2:00 PM   |  

The transition from career to retirement doesn’t have to go straight from the office to the retirement community. Here’s how one woman’s retirement path took a detour through a field of flowers.

5 min read  |  Retirement Lifestyle
Retirees See 2.8% Social Security (COLA) Cost-of-Living Boost in 2019 December 5, 2018 4:00 AM   |  

The Social Security Administration announced a cost-of-living adjustment of 2.8% for 2019. But is that enough to outpace rising costs in retirement?

3 min read  |  Social Security
Grow Your Retirement Savings to Keep Up With Inflation November 26, 2018 4:00 AM   |  

Here’s why you need to keep your retirement money growing even when you’re already using it (hint: inflation and longevity).

7 min read  |  Retirement Planning
Max 401(k) Contributions: Consider Giving Your Retirement a Lift November 22, 2018 4:00 AM   |  

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

5 min read  |  IRA & 401k Plans
It’s That SIMPLE: Setting Up Simple IRAs for Small Businesses November 16, 2018 4:00 AM   |  

The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.

3 min read  |  Small Business
SEP IRA or Profit Sharing Plan? Five Small Business Considerations November 8, 2018 4:00 AM   |  

Want to provide a retirement plan for your employees? You have some great alternatives. Here’s how to choose between a SEP IRA and a profit sharing plan.

5 min read  |  Small Business
SEP Retirement Plans & More: Designed for Entrepreneurs September 18, 2018 4:00 AM   |  

Being fully committed to building your business doesn't mean you should ignore saving for retirement. Learn about available self-employed retirement plans.

4 min read  |  Small Business
Taking Social Security Early: Why It May Make Sense August 10, 2018 4:00 AM   |  

Deciding when to take Social Security can impact how much you receive, how soon you may need to tap other savings, and possibly your tax bill.

4 min read  |  Social Security
If 52 Is My 62: Is Taking Early Retirement Right for Me? July 19, 2018 4:00 AM   |  

Explore how to know when taking early retirement makes sense, and some of the things you should consider before retiring.

5 min read  |  Social Security
One Income? 5 Ways to Help Stretch Your Money June 11, 2018 4:00 AM   |  

Either by choice or circumstances, many people, especially women, may find themselves having to manage financially on a single income. Check out this blueprint to help you meet your needs and pursue your savings goals on a one-income budget.

5 min read  |  Household Finances
Social Security: Patience May Help Boost Retirement Income June 7, 2018 7:00 AM   |  

Deciding when to collect Social Security is a key part of planning for retirement. Learn how waiting to collect Social Security benefits could significantly increase your retirement income.

4 min read  |  Social Security
Pursuing a Secure Retirement in the 21st Century April 10, 2018 12:00 AM   |  

Today's workers face many challenges in their pursuit of a secure retirement. Learn what those challenges are and the benefits of using workplace retirements plans, such as 401(k)s, and IRAs to help close the retirement savings gap.

5 min read  |  Estate Planning
Can I Contribute to a 401(k) and an IRA? Yes; Here’s How February 20, 2018 11:00 PM   |  

Can I contribute to a 401(k) & a traditional or Roth IRA? Many people have more than one retirement account. Maximize your retirement savings by understanding how you can contribute to multiple tax-advantaged retirement accounts.

4 min read  |  IRA & 401k Plans
Approaching Retirement? New Financial Objectives and Mindset January 11, 2018 11:00 PM   |  

Learn four financial principles and objectives to consider as you approach your retirement years.

3 min read  |  Retirement Planning
How Your Retirement Will Be Different from Grandpa’s December 5, 2017 11:00 PM   |  

Retirement looks different now than in days of yore. Make sure you’re informed and planning ahead with specific goals—financial and personal.

2 min read  |  Retirement Lifestyle
Parents Getting Older? Consider the Effect on Your Retirement July 6, 2017 12:00 AM   |  

As you save for your own retirement, it’s important to take into account the possibility that you’ll need to help take care of your elderly parents.

5 min read  |  Goal Planning
A Guide to Collecting Social Security on an Ex’s Record June 28, 2017 12:00 AM   |  

If you’ve been divorced for at least two years, you can collect from a spouse’s Social Security benefits as early as age 62, so long as you stay single.

4 min read  |  Social Security
Five Ingredients to the Secret Sauce of Happiness in Retirement May 10, 2017 12:00 AM   |  

What will keep you happy in retirement? Money, sure, but other things may be more important.

6 min read  |  Retirement Lifestyle
Beyond the Green: Happiness in Retirement Isn't Just About Money May 4, 2017 12:00 AM   |  

For grandparents, retirement is not all about the money. They equate joy in retirement with time spent with loved ones.

3 min read  |  Retirement Lifestyle
It's Your Time—How to Shed the Worry and Guilt in Retirement March 7, 2017 11:00 PM   |  

You've worked hard to save for retirement, so now it's important to enjoy the fruits of your labor.

4 min read  |  Retirement Lifestyle
Never Too Early to Have the Long-Term Care Talk with Your Parents February 28, 2017 11:00 PM   |  

It’s never too early to have “the talk” with your parents—about how they plan to spend and pay for the rest of their lives.

3 min read  |  Household Finances
5 Retirement Myths That Could Be Sabotaging Your Future Plans January 12, 2017 11:03 PM   |  

There are several retirement myths that could be sabotaging your future plans. Here are the myths you should avoid.

3 min read  |  Goal Planning
Drawing It Down: Tweaking the 4% Rule for Retirement Funds December 27, 2016 11:00 PM   |  

Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.

3 min read  |  Plan Distributions
Women, Retirement Savings, and Longevity’s Double-Edged Sword December 19, 2016 11:00 PM   |  

Women may be more likely to face challenges later in life due to a number of factors.

3 min read  |  Household Finances
It’s All in the Timing: When Should You Retire? December 12, 2016 11:00 PM   |  

It’s important to determine how much money you need to retire, but another key decision is when to retire. This article features 12 questions to ask yourself.

3 min read  |  Retirement Planning
Sports Parents: Are Team Fees Sidelining Your Retirement Goals? November 28, 2016 11:00 PM   |  

Youth sports has become a $7 billion a year business, but a new TD Ameritrade survey finds that many parents are putting their children’s sports ahead of thei

4 min read  |  Savings Goals
Retirement Savings Goals: How Much Money Do You Really Need? November 14, 2016 11:00 PM   |  

Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off

3 min read  |  Retirement Planning
Preparing for Retirement: Singles Need To Think Differently October 13, 2016 12:00 AM   |  

Here are six strategies to consider when planning for retirement on your own.

3 min read  |  Goal Planning
Approaching Retirement? Why You May Want to Consider Growth Stocks September 22, 2016 5:58 AM   |  

Growth stocks and growth mutual funds can fit into investment portfolios of people planning to retire in the coming few years, retirement experts say.

4 min read  |  Portfolio Management
Retirement: Better to Live Rich Today than Die Rich Tomorrow September 1, 2016 12:00 AM   |  

What are you saving for and why? Here are ideas to help you plan for a retirement that’s worth living and sharing with your loved ones.

3 min read  |  Savings Goals
Saving and Investing Challenges for the Sandwich Generation (X) November 3, 2015 7:00 PM   |  

A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem

4 min read  |  Retirement Planning
Disruptions on the Way to Retirement? Hit Those Curveballs July 29, 2015 8:01 PM   |  

Could life’s curveballs wipe out your retirement savings? Prepare to adjust for unexpected hits to retirement plans.

4 min read  |  Goal Planning
Step Down: A Phased Approach to Retirement Stretches Savings May 17, 2015 8:00 PM   |  

The line between work and retirement is blurring, and that can be a good thing. Discover the financial and emotional benefits and risks of phased, or step-dow

5 min read  |  Retirement Lifestyle
Trading in Retirement: To Be Feared or Revered? March 18, 2015 4:00 AM   |  

If you choose to use trading as a source of retirement income, it’s important to keep in mind the risks that come along with the potential rewards.

3 min read  |  Portfolio Management
Could Investing for the Future Make You Healthier Now? March 17, 2015 10:33 AM   |  

Several studies have found an unexpected benefit to saving for the future – greater health and happiness today.

3 min read  |  Savings Goals
Be Your Own Driving Force: Trading in an IRA March 10, 2015 8:42 AM   |  

Actively trading in an IRA may be a way for some people to manage risk and potentially increase their income stream in retirement—while enjoying certain tax-deferred benefits.

3 min read  |  IRA & 401k Plans
Annuities and Rising Rates October 31, 2014 8:00 PM   |  

Interest rates are going up. If you hold an annuity, or are considering one, it’s important to understand how these investments will be affected.

6 min read  |  Annuities
Delay Your Retirement, Not Your Play Time April 5, 2013 2:30 PM   |  

Delay your retirement date but not the gratification of retirement dreams. T. Rowe Price calls it Practice Retirement®.

5 min read  |  Retirement Planning
We’ve Been There, Kid: Retirees Provide Tips for Your Future February 5, 2013 8:39 AM   |  

Where retirement planning and reality intersect, tough decisions loom. TD Ameritrade retirees share what they know now that they wish they knew then.

4 min read  |  Goal Planning
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