Accumulator

Retirement: Better to Live Rich Today than Die Rich Tomorrow April 19, 2023 12:13 PM   |  

What are you saving for and why? Here are ideas to help you plan for a retirement that’s worth living and sharing with your loved ones.

3 min read  |  Savings Goals
Child Tax Credit 2021: Got Kids or Young Dependents? What the New Rules Mean for You April 19, 2023 11:55 AM   |  

If you have children or young dependents, you may be eligible to claim the child tax credit for 2021 and reduce your tax bill or increase your refund.

3 min read  |  Income Tax
Five Portfolio Investment Rules to Consider for Long-Term Investing April 13, 2023 10:35 AM   |  

Looking for a few rules to help you plan your long-term investing? Here are five guidelines to help you keep your long-term portfolio aligned with your objectives.

4 min read  |  Portfolio Strategy
Big Purchase Ahead? Think of Potential Short-Term Investment Strategies April 11, 2023 1:14 PM   |  

If a big expense is staring you down, here are some short-term investment strategies to carefully keep in mind when deciding how to invest to meet your goal.

5 min read  |  Savings Goals
Traditional & Roth IRA for Kids: Potential Benefits of Starting Early March 14, 2023 10:22 AM   |  

Learn about the benefits of traditional and Roth IRAs for kids. Teaching your child early on about these accounts can help them save ahead of time for retirement.

5 min read  |  IRA & 401k Plans
Caring for Your Finances When You’re Suddenly Single February 3, 2023 3:00 PM   |  

How can you make the best financial decisions when you're suddenly single? Read this guide to managing your finances in the transition.

5 min read  |  Household Finances
So You’re Starting a Small Business. What’s Your Plan? December 5, 2022 11:11 AM   |  

If you’re considering starting a small business, here are a few key points to keep in mind.

5 min read  |  Household Finances
The Job Market’s Looking Up for Teens—Are Their Money Management Skills Ready for That First Paycheck? June 21, 2022 11:21 AM   |  

The job market is looking up for teens. Learn some money management tips your teen can use for bank accounts, investing, and getting started on retirement.

2 min read  |  Household Finances
Exchange-Traded Funds: Tips to Help Narrow Down Your Choices March 29, 2022 4:03 PM   |  

Investing in exchange-traded funds (ETFs) can provide exposure to a wide variety of markets, sectors, and asset classes. Get tips to help you find ETFs that match your goals and investment style.

3 min read  |  ETFs & Mutual Funds
Social Security’s Projected Shortfall: An Age-by-Age Guide for Retirement Planning September 11, 2020 10:30 AM   |  

Social Security is expected to see a shortfall in coming decades. Here’s what you need to know about protecting your golden years.

5 min read  |  Retirement Planning
Business Cycling: The Role of Economic Cycles in Sector Investing June 26, 2020 10:30 AM   |  

Markets—and the economy in general—tend to run in cycles, and each phase tends to favor certain sectors. Learn how sector investing can help investors seek specific objectives.

5 min read  |  Stocks & Stock Sectors
Financial Fraud and Your Aging Parents: How to Help Protect Them June 12, 2020 9:44 AM   |  

Financial fraud is a $1 billion industry and often targets the elderly. Here are some ways to provide fraud protection and prevention to your aging parents.

7 min read  |  Household Finances
Your Financial Plan—A Roadmap for Life's Ups and Downs June 4, 2020 11:00 AM   |  

Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.

4 min read  |  Savings Goals
Four Tips to Help Make Investing and Saving for College Easier May 26, 2020 11:00 AM   |  

Parents don't have to be intimidated by the growing costs of higher education. Here are some tips for tackling the task of saving for college.

3 min read  |  College Savings Plans
Social Security Taxes: 3 Ideas to Help Minimize the Impact January 2, 2020 10:00 AM   |  

Many retirees are surprised to learn that, above a certain income threshold, Social Security can be subject to taxation. Here are strategies to consider.

5 min read  |  Social Security
Focus on Women’s Finance: 5 Practices of Financially Smart Women March 13, 2019 4:00 AM   |  

Taking control of your own finances or the finances of the family often falls to the most financially fit female. Let's gear up girlfriend!

5 min read  |  Household Finances
Set Better Financial Goals for the New Year and Beyond January 1, 2019 4:00 AM   |  

Now is the time to have a money check-in and set financial goals. Meet with a consultant who can help you set investment goals for the coming year.

5 min read  |  Goal Planning
Avoid This Parent Trap: Long-Term Care for Aging Parents November 29, 2018 4:00 AM   |  

Retirement planning is no small task. As life spans increase, you may have to add caring for your aging parents to your own list of retirement concerns.

5 min read  |  Annuities
Household Budget: On the Same Page Aligning Needs, Wants & Wishes October 31, 2018 4:00 AM   |  

Creating a family budget can seem like a daunting task, but it may surprise you how a family budget can bring you together and give the family a shared sense of purpose.

5 min read  |  Creating a Budget
Part of a Multigenerational Home? Managing Household Finances September 21, 2018 4:00 AM   |  

Learn about the benefits and challenges of multigenerational household finances and get details about household financial management.

5 min read  |  Household Finances
Fly Solo or Financial Pro: Is an Investment Advisor Right For You? June 20, 2018 4:00 AM   |  

Some investors like to self-direct their portfolios, but for others, working with a professional money manager might make more sense. Which is for you?

5 min read  |  Investment Guidance
College Loan Basics: Private Student Loans, Savings & More June 8, 2018 4:00 AM   |  

The cost of college is high and it's been climbing steadily. Many students rely on loans to help them through. Looking for a student loan? Here are some alternatives.

5 min read  |  Household Finances
Taxpayer, Know Thy Deductions: Tax Deductible Basics and Tips March 16, 2018 12:00 AM   |  

Learn what a tax deduction is, what items may be tax-deductible, and more tax basics you can use to potentially reduce your taxes.

5 min read  |  Income Tax
Trade with Your Head, Not Your Heart: Develop a Trading Checklist January 22, 2018 7:00 PM   |  

Create a trading checklist. Why? Because you don't want inner emotions that might not have anything to do with investing get the best of you.

5 min read  |  Trading Psychology
Single and Middle Aged? Is It Time to Check Your Retirement Plan? November 15, 2017 11:00 PM   |  

A recent survey shows that many middle-aged and older single people are less well situated for retirement than their married counterparts. Here are ideas.

4 min read  |  Savings Goals
Debt: A Zombie of a Problem October 20, 2017 12:00 AM   |  

The cost of debt with the physiological dangers and associated psychological shame weighs heavily among many Americans. Learn to create good debit habits.

3 min read  |  Household Finances
Kids These Days: Why Financial Literacy Should Start Early September 22, 2017 12:00 AM   |  

It’s never too early to start teaching kids financial literacy. Learn how.

4 min read  |  Household Finances
Estate Planning for Special Needs Children: Trying to Be Even-Steven? June 14, 2017 12:00 AM   |  

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

4 min read  |  Estate Planning
Simple Ways to Save: Take Baby Steps; Keep Cash Out of Reach May 3, 2017 12:00 AM   |  

When it comes to saving for retirement, effective doesn’t need to mean difficult. Here are some simple ways to save.

3 min read  |  Savings Goals
Never Too Early to Have the Long-Term Care Talk with Your Parents February 28, 2017 11:00 PM   |  

It’s never too early to have “the talk” with your parents—about how they plan to spend and pay for the rest of their lives.

3 min read  |  Household Finances
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
It’s Tax Time Again! Six Tips to Max Tax Savings January 12, 2017 11:04 PM   |  

As the new year begins, it’s time once again to prepare for tax season. Here are six strategies that may help you lower your tax bill.

2 min read  |  Income Tax
Saving This New Year: Recommit to Your Financial Goals December 22, 2016 11:00 PM   |  

According to a recent study, when pursuing the twin savings goals of college and retirement, it pays to have a plan.

2 min read  |  Savings Goals
Financial Planning 101: Paying Yourself First and Other Budgeting Tips November 29, 2016 11:00 PM   |  

Reaching goals means setting a budget, making sure to take daily as well as long-term expenses into account, and sometimes, being a little selfish.

5 min read  |  Savings Goals
Sports Parents: Are Team Fees Sidelining Your Retirement Goals? November 28, 2016 11:00 PM   |  

Youth sports has become a $7 billion a year business, but a new TD Ameritrade survey finds that many parents are putting their children’s sports ahead of thei

4 min read  |  Savings Goals
Retirement Savings Goals: How Much Money Do You Really Need? November 14, 2016 11:00 PM   |  

Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off

3 min read  |  Retirement Planning
Social Security Is Strained. How It Could Affect Your Retirement November 8, 2016 11:00 PM   |  

Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you p

3 min read  |  Social Security
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
4 Ways To Prevent Boomerang Kids From Delaying Retirement August 15, 2016 12:00 AM   |  

Boomerang kids can delay retirement. Learn four ways to help out boomerang kids and still keep your retirement savings and goals on schedule.

3 min read  |  Household Finances
Changes in Life? Volatile Markets? Time to Review Investment Plans April 13, 2016 12:00 AM   |  

Why investors may need to step back and reexamine their portfolios and investment plans to ensure they remain appropriate for new circumstances.

2 min read  |  Goal Planning
Healthy Check-Ups Extend to Retirement Portfolio February 29, 2016 5:58 AM   |  

3 min read  |  Portfolio Management
Retirement: Multi-Generational Housing Trends November 5, 2015 7:00 PM   |  

From boomerang kids to aging parents, let’s look at how the sandwich generation handles multi-generational living stresses and successes.

4 min read  |  Retirement Lifestyle
Saving and Investing Challenges for the Sandwich Generation (X) November 3, 2015 7:00 PM   |  

A TD Ameritrade survey finds Gen X is more worried about retirement savings than boomers or millennials. This “sandwich generation” may have more than retirem

4 min read  |  Retirement Planning
Rollovers: Bring an Old 401(K) Back to Life November 3, 2015 3:00 AM   |  

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

3 min read  |  IRA & 401k Plans
Retirement: Are Tiny Homes One Big Fix for Senior Housing? October 30, 2015 4:00 AM   |  

Tiny homes are trending, but will seniors choose to downsize and live small? We’ll look at the charms and challenges of the tiny lifestyle for retirees.

4 min read  |  Retirement Lifestyle
Disruptions on the Way to Retirement? Hit Those Curveballs July 29, 2015 8:01 PM   |  

Could life’s curveballs wipe out your retirement savings? Prepare to adjust for unexpected hits to retirement plans.

4 min read  |  Goal Planning
Teach Kids How Money Grows: Everyday Economics May 19, 2015 8:00 PM   |  

Arm your children with a common-sense approach to money, saving, spending, and investing. Talk economics to the kids daily, as part of your casual observation

3 min read  |  Household Finances
Could Investing for the Future Make You Healthier Now? March 17, 2015 10:33 AM   |  

Several studies have found an unexpected benefit to saving for the future – greater health and happiness today.

3 min read  |  Savings Goals
Hey, Boss… Will 2015 Be the Year You Finally Get a Raise? February 11, 2015 4:00 AM   |  

As the U.S. economy improves and the labor market tightens, American workers face stronger prospects for a salary increase this year.

2 min read  |  Household Finances
Mirror, Mirror: Seeing Future Self May Shape How You Invest January 9, 2015 4:00 AM   |  

Research indicates that people who viewed computer-generated older versions of themselves took financial planning more seriously.

2 min read  |  Retirement Planning
Four Big Mistakes That Will Devastate Your Finances June 14, 2012 10:29 PM   |  

The Motley Fool details four big mistakes that could devastate your finances.

3 min read  |  Portfolio Strategy

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