Social Security

Delay Your Retirement, Not Your Play Time April 19, 2023 12:49 PM   |  

Delay your retirement date but not the gratification of retirement dreams. T. Rowe Price calls it Practice Retirement®.

5 min read  |  Retirement Planning
Caring for Your Finances When You’re Suddenly Single February 3, 2023 3:00 PM   |  

How can you make the best financial decisions when you're suddenly single? Read this guide to managing your finances in the transition.

5 min read  |  Household Finances
Getting Ready to Retire? Know the Tax Implications November 9, 2022 10:57 AM   |  

It’s important to know how tax rules differ in retirement, when your income is typically lower.

3 min read  |  Tax Strategy
To Withdraw or Not to Withdraw: IRA & 401(k) Required Minimum Distribution (RMD) Rules & FAQs September 2, 2021 10:15 AM   |  

New RMD rules require withdrawing funds from your IRA and 401(k) at 72. If you don’t take the required minimum distribution, you could face a tax penalty.

4 min read  |  Plan Distributions
Taking Social Security Early: Why (and When) It May Make Sense August 25, 2021 10:15 AM   |  

It seems like a no-brainer to delay taking Social Security, but it might work better to claim your benefits early. Here are five reasons it may make sense.

4 min read  |  Social Security
Social Security’s Projected Shortfall: An Age-by-Age Guide for Retirement Planning September 11, 2020 10:30 AM   |  

Social Security is expected to see a shortfall in coming decades. Here’s what you need to know about protecting your golden years.

5 min read  |  Retirement Planning
Dreaming of Retiring Abroad? 5 Factors to Consider August 14, 2020 10:30 AM   |  

There are some big differences between traveling abroad versus retiring abroad. If you’re thinking about changing your country of domicile when you retire, remember to consider taxes, foreign exchange, health care, and some other things.

5 min read  |  Retirement Lifestyle
Could Divorce Derail Your Retirement? What You Need to Know February 19, 2020 10:30 AM   |  

Going through a divorce? Its effect on your retirement might not be your first consideration. But it’s important to understand how post-divorce finances could impact your retirement.

5 min read  |  Retirement Planning
Social Security Taxes: 3 Ideas to Help Minimize the Impact January 2, 2020 10:00 AM   |  

Many retirees are surprised to learn that, above a certain income threshold, Social Security can be subject to taxation. Here are strategies to consider.

5 min read  |  Social Security
“Unretirees” Rising: Top Side-Hustles for Growing Group December 20, 2019 10:30 AM   |  

According to a recent survey conducted on behalf of TD Ameritrade, a majority of Americans over age 40 plan to keep working after their retirement age. Perhaps it’s time to get a fun side hustle.

5 min read  |  Retirement Income
Unexpected Early Retirement: Does Your Planning Include Plan B? July 22, 2019 10:15 AM   |  

It’s important to have a retirement plan in place, but if you have to retire early, what sources of income can you rely on?

5 min read  |  Retirement Planning
Social Security: How It Works and Strategies to Maximize Your Benefits January 23, 2019 4:00 AM   |  

Learn how Social Security works and how to maximize your benefits and retirement income.

5 min read  |  Social Security
Investing Close to Home: The Basics of Municipal Bonds October 15, 2018 4:00 AM   |  

What are tax-free muni bonds? Learn the unique benefits and risks of this debt-security investment vehicle.

5 min read  |  Bonds & Fixed Income
Hard Rowing Ahead? The Future of Social Security & Your Retirement August 21, 2018 4:00 AM   |  

Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you prepare?

3 min read  |  Social Security
If 52 Is My 62: Is Taking Early Retirement Right for Me? July 19, 2018 4:00 AM   |  

Explore how to know when taking early retirement makes sense, and some of the things you should consider before retiring.

5 min read  |  Social Security
Social Security: Patience May Help Boost Retirement Income June 7, 2018 7:00 AM   |  

Deciding when to collect Social Security is a key part of planning for retirement. Learn how waiting to collect Social Security benefits could significantly increase your retirement income.

4 min read  |  Social Security
Estate Planning for Special Needs Children: Trying to Be Even-Steven? June 14, 2017 12:00 AM   |  

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

4 min read  |  Estate Planning
Done Saving for Retirement? Great, But More Planning Ahead December 15, 2016 11:00 PM   |  

Even those who are successful at building wealth aren’t necessarily done with their investment journey. Often, investors need assistance planning how to make

5 min read  |  Goal Planning
It’s All in the Timing: When Should You Retire? December 12, 2016 11:00 PM   |  

It’s important to determine how much money you need to retire, but another key decision is when to retire. This article features 12 questions to ask yourself.

3 min read  |  Retirement Planning
Preparing for Retirement: Singles Need To Think Differently October 13, 2016 12:00 AM   |  

Here are six strategies to consider when planning for retirement on your own.

3 min read  |  Goal Planning
Eye on Retirement: The Last Stretch. Get Retirement Ready September 8, 2016 12:00 AM   |  

Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.

3 min read  |  Retirement Planning
Suddenly Single: Financial Planning for the Newly Widowed May 26, 2016 12:01 AM   |  

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

5 min read  |  Household Finances
Resolutions: Small Changes Can Bring Big Impact for Retirement December 13, 2015 7:00 PM   |  

Retirement planners: Now is the time to look at year-end strategies and adopt habits in the new year to get you a few steps closer to your goals.

2 min read  |  Goal Planning
Back to Work? When an Encore Career Just Doesn’t Pay July 14, 2015 8:00 PM   |  

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

6 min read  |  Retirement Lifestyle
Step Down: A Phased Approach to Retirement Stretches Savings May 17, 2015 8:00 PM   |  

The line between work and retirement is blurring, and that can be a good thing. Discover the financial and emotional benefits and risks of phased, or step-dow

5 min read  |  Retirement Lifestyle
Boomer Divorce and Remarriage: Money Mistakes to Avoid February 26, 2015 4:00 AM   |  

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.

3 min read  |  Household Finances
Losing Its Luster? Why the 4% Rule Isn't So Golden Anymore January 29, 2015 4:00 AM   |  

The global financial crisis and other recent market developments raise questions over the validity of the 4% withdrawal guideline for retirement funds.

5 min read  |  Plan Distributions

Do Not Sell or Share My Personal Information

Content intended for educational/informational purposes only. Not investment advice, or a recommendation of any security, strategy, or account type.

Be sure to understand all risks involved with each strategy, including commission costs, before attempting to place any trade. Clients must consider all relevant risk factors, including their own personal financial situations, before trading.

adChoicesAdChoices

Market volatility, volume, and system availability may delay account access and trade executions.

Past performance of a security or strategy does not guarantee future results or success.

Options are not suitable for all investors as the special risks inherent to options trading may expose investors to potentially rapid and substantial losses. Options trading subject to TD Ameritrade review and approval. Please read Characteristics and Risks of Standardized Options before investing in options.

Supporting documentation for any claims, comparisons, statistics, or other technical data will be supplied upon request.

This is not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Canada, Hong Kong, Japan, Saudi Arabia, Singapore, UK, and the countries of the European Union.

TD Ameritrade, Inc., member FINRA/SIPC, a subsidiary of The Charles Schwab Corporation. © 2024 Charles Schwab & Co. Inc. All rights reserved.

Scroll to Top