It's important to understand the inherited IRA rules with the latest SECURE Act change of eliminating the "stretch IRA" for most nonspouse beneficiaries. Here's how to navigate these rules.
It’s a good idea to review tax-planning strategies at the end of the year. Some of them could help reduce your tax burden or even give you a larger refund in 2022.
Considering the many disruptions and complexities of everyday life in 2020, charitable donations and tax strategy might not be top of mind. But some charities need help now more than ever. And recent legislation has changed some of the rules.
New RMD rules require withdrawing funds from your IRA and 401(k) at 72. If you don’t take the required minimum distribution, you could face a tax penalty.
Financial Literacy Month is a good time to think about your financial wellness. Have you set goals, and are you on track to get there?
Learn the rules around IRA tax deductions for 2020. What are the different types of IRAs, and how can you choose the right one for you?
Two COVID-19 stimulus bills plus new tax deductions make the 2020 tax year different. Understand these changes and how they impact your income tax before you file.
How might the CARES Act impact your retirement accounts? Here’s what you need to know about tax and retirement relief in the time of the coronavirus.
In an ideal world, you’d never need to sell any portion of your portfolio for cash, but sometimes you may have to. Here are some things to consider when selling stocks in an emergency.
Inherited IRA? Here’s what you need to know about making the most of that money.
Even if you got a late start on saving for retirement, there are ways to catch up on contributions to your 401(k) or IRA to have better chances of a successful life after work.
With the stretch IRA gone thanks to the SECURE Act, it might be time to revisit your estate plan. If you have money in a traditional IRA, you might consider a Roth IRA conversion.
If you’re turning 72 years old and have assets in a traditional IRA, 401(k), or 403(b), you’re subject to required minimum distributions (RMDs). Here are some things to know.
Retirement tax planning can help prevent taxes from chewing up retirement savings. Consider these retirement tax planning strategies, including required minimum distributions, to help protect your retirement income.
Understand Roth IRA withdrawal rules and how to avoid penalties.
The SECURE Act is included in the appropriations bill just passed by Congress. Here’s what you need to know about the changes coming to retirement.
Seniors are returning to the classroom to continue their education and skills for a more fulfilling and meaningful retirement.
Baby boomers will soon start to enter retirement, and with life expectancy extending, there will be many volatile factors to consider for your own retirement.
What's the difference between a 401(k) and a 403(b)? Find out when the 403(b) might work for you.
Learn how Social Security works and how to maximize your benefits and retirement income.
How can maxing your IRA contributions help you in the coming tax season?
The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.
As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.
You've worked hard to save for retirement, so now it's important to enjoy the fruits of your labor.
Inherited IRAs may be simple exchanges for spouses, but require a little more work for those family members and friends who aren’t.
Use the final months of the year for retirement account tune-ups, including automated steps that can help you avoid penalty risk.
Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?
It’s important to know how tax rules differ in retirement, when your income is typically lower.
Don’t get caught flat-footed when it comes to year-end tax and investing moves.
After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.
Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.
As new IRS rules on IRA rollover distributions take effect in 2015, it’s important investors understand the implications for taxes and retirement planning.
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