Certificates of Deposit

What Is a CD Account, and How Does It Work? May 18, 2023 10:17 AM   |  

What is a CD account? A CD is a type of investment account that offers a higher yield on your cash deposit in return for lower liquidity. Learn more here.

5 min read  |  Bonds & Fixed Income
What Is a Money Market Fund? Are They Right for Your Portfolio? March 30, 2023 11:30 AM   |  

What is a money market fund? Typically, they invest in higher-yield, short-term debt securities. Are they right for your portfolio? Learn more here to find out.

5 min read  |  ETFs & Mutual Funds
Under Pressure: Fed Hikes in Face of Bank Turmoil March 22, 2023 6:24 PM   |  

Despite new threats from some instability in the banking industry, the Federal Reserve hiked the fed funds rate by 25 basis points in March, while still focusing on combating inflation.

5 min read  |  Economy
Bank Turmoil: What Does It Mean for Fed Policy? March 14, 2023 11:05 AM   |  

The situation may relieve some pressure on the Federal Reserve, possibly leading to a pause or slowing in its current rate-hike cycle.

5 min read  |  Economy
How Much of an Emergency Fund Do You Need Once You Retire? It Depends November 27, 2020 10:30 AM   |  

How much of an emergency fund should you have for living in retirement? Build up a liquid emergency fund that can cover your household’s unexpected cash needs.

4 min read  |  Creating a Budget
Opportunity Cost and Fixed Income Investing: Invest Now or Wait? October 9, 2020 10:30 AM   |  

The Federal Reserve has no intention of raising the Fed funds rate until 2023. That doesn't mean you should avoid investing in fixed income. There are some advantages to investing in fixed income when interest rates are low.

2 min read  |  Bonds & Fixed Income
Business Cycling: The Role of Economic Cycles in Sector Investing June 26, 2020 10:30 AM   |  

Markets—and the economy in general—tend to run in cycles, and each phase tends to favor certain sectors. Learn how sector investing can help investors seek specific objectives.

5 min read  |  Stocks & Stock Sectors
Steady as It Gets? How Series EE Savings Bonds Work January 3, 2020 10:30 AM   |  

Series EE bonds are viewed as a stable investment with a long and storied history, although today’s savings bonds pay paltry interest rates. Here are a few facts about this perennially popular gift for the grandkids.

5 min read  |  Bonds & Fixed Income
Ask the Coach: This Volatility Is Scaring Me. Should I Be Cashing Out Stocks? October 7, 2019 1:53 PM   |  

When volatility rears its occasional head, some investors consider cashing out stocks. But are there better ways to ride out market volatility? Cameron May explains.

5 min read  |  Trading Strategies
Remember CDs? Higher CD Interest Rates Could Unlock Demand September 4, 2018 4:00 AM   |  

Years of rising interest rates appear to be raising demand for the venerable certificate of deposit (CDs). As rates tick higher, it may be time to learn about these fixed income products.

3 min read  |  Bonds & Fixed Income
CDs, Savings & Interest Rates: Are the Good Old Days Returning? February 22, 2018 11:00 PM   |  

As the economy continues its march forward after the financial crisis of the last decade, are we finally seeing higher interest rates for CDs and other savings rates?

5 min read  |  Bonds & Fixed Income
Fed Meeting Ahead: How Inflation Impacts Interest Rates and Bonds May 17, 2017 9:57 AM   |  

Even though the rate of inflation has been low, it still impacts interest rates, bonds, and your portfolio. Find out more before the Fed’s next meeting.

4 min read  |  Portfolio Strategy
Rising Interest Rates: How a Hike Cycle Might Affect Your Finances December 18, 2016 11:00 PM   |  

Interest rates may begin to rise for the first time in a while, which may be the first time some younger borrowers and savers have seen a hike in rates.

4 min read  |  Household Finances

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