Drawdown Strategy

Social Security Age Chart: When to Start Drawing Benefits? January 18, 2019 4:00 AM   |  

About 47% of current retirees begin drawing Social Security before their full retirement age, but the benefits are generally higher the longer one waits.

3 min read  |  Social Security
Retirement Income: How to Know if You're On Track October 29, 2018 4:00 AM   |  

Are you on track to have income that lasts throughout your retirement? Learn six steps to help answer this question and create a retirement income plan.

6 min read  |  Plan Distributions
Approaching Retirement? New Financial Objectives and Mindset January 11, 2018 11:00 PM   |  

Learn four financial principles and objectives to consider as you approach your retirement years.

3 min read  |  Retirement Planning
Why Wait? When It Comes to Social Security, Patience Can Pay July 26, 2017 12:00 AM   |  

Social Security offers extra benefits to those who delay retirement, but few do. Learn why waiting might make sense for some people.

4 min read  |  Social Security
Estate Planning: Build Up, Draw Down, Distribute Balance July 19, 2017 12:00 AM   |  

Learn why estate plans aren’t just for the wealthy, and what you can do to protect yourself and your loved ones.

5 min read  |  Estate Planning
Six Retirement Planning Tips to Turn Your Goals into Action June 21, 2017 12:00 AM   |  

When retirement planning, there are many things to consider while assessing your income, expenses and assets. These 6 steps can help turn your goals into acti

7 min read  |  Goal Planning
Drawing It Down: Taming Dynamic Retirement Withdrawals January 24, 2017 11:00 PM   |  

Is a dynamic approach to retirement fund drawdowns right for you? Go beyond the 4% rule and explore other strategies.

3 min read  |  Plan Distributions
Drawing It Down: The Bucket Approach to Retirement Funds January 17, 2017 11:00 PM   |  

Learn about the “bucket approach,” a drawdown strategy that involves holding three different buckets of money, or separate asset accounts, for retirement.

3 min read  |  Plan Distributions
Drawing It Down: Think Sequentially to Limit Market Risk January 3, 2017 11:00 PM   |  

When considering how and when to draw down your retirement funds, look beyond the 4% rule and consider sequence of return risk.

2 min read  |  Retirement Planning
Drawing It Down: Tweaking the 4% Rule for Retirement Funds December 27, 2016 11:00 PM   |  

Part 1 of the 4-part "Drawing it Down" series looks at the 4% rule, and why the rule-of-thumb drawdown strategy may be in need of tweaks.

3 min read  |  Plan Distributions
Retirement Income: A Look at Annuities February 29, 2016 11:00 PM   |  

3 min read  |  Annuities
How Revamped Social Security Rules Could Impact Retirees February 14, 2016 11:01 PM   |  

New Social Security rules eliminate the double-claiming used by married couples to grow benefits. Here’s what you need to know about this change to retirement

3 min read  |  Social Security
Making the Most of IRA Withdrawals November 3, 2015 3:00 AM   |  

After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.

3 min read  |  Plan Distributions
Age-Beaters: Longevity Annuities May Be Your Income Answer October 18, 2015 8:00 PM   |  

After rule changes, deferred income annuities known as Qualified Longevity Annuity Contracts (QLACs) offer delayed income payments as late as age 85 for IRAs.

4 min read  |  Annuities
Losing Its Luster? Why the 4% Rule Isn't So Golden Anymore January 29, 2015 4:00 AM   |  

The global financial crisis and other recent market developments raise questions over the validity of the 4% withdrawal guideline for retirement funds.

5 min read  |  Plan Distributions
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