The COVID-19 pandemic has made this an interesting year for investors—particularly for those in or near retirement. But is it fair to call 2020 a “game changer” for retirement planning?
High costs and an uncertain job future have some parents weighing the idea of college.
Before the year ends, it’s a good idea to set aside some time to review tax-planning strategies. Some of them could help reduce your tax burden or even give you a larger refund in 2021.
Social Security is expected to see a shortfall in coming decades. Here’s what you need to know about protecting your golden years.
Saving for college? The 529 plan is one of the most common college savings tools. Learn how a 529 plan can help you invest and save for higher education.
Even if you got a late start on saving for retirement, there are ways to catch up on contributions to your 401(k) or IRA to have better chances of a successful life after work.
As a freelancer, being fully committed to your business doesn’t mean you should ignore saving for retirement. Learn about self-employed retirement plans.
Are you a member of the military or a federal employee? Here’s what you should know about Thrift Savings Plans. Plus, new changes just went into effect in September 2019.
If you have a retirement account, you might be eligible for a 401(k) tax deduction. Here's what you should know about contribution limits, employer contributions, and tax-deferred contributions.
What's the difference between a 401(k) and a 403(b)? Find out when the 403(b) might work for you.
Learn about the available choices on what to do with a 401(k) held at with a former employer.
Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.
How can maxing your IRA contributions help you in the coming tax season?
The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.
Being your own boss doesn’t preclude you from starting a 401(k) plan. This article outlines the pros and cons of a solo 401(k).
Expected family contribution? As the time comes to start using the college savings you've accrued, be sure to know your EFC for your financial aid worksheets.
False myths about simplified employee pensions may be keeping you from considering them. Here's why business owners should consider SEPs for employees.
There are plenty of ways to save for your children’s college educations, but the Coverdell ESA lets you invest toward kindergarten, elementary, and high school costs.
Do I have enough to retire? Retirement planning can weigh heavily, but it doesn't need to. Follow these retirement savings guidelines to help ensure that your 401(k) and IRA contributions are maximized. Learn more with TD Ameritrade.
Preparing children for the future is our job as parents. Teaching children to save is crucial for their future financial well-being. Here are some ideas.
As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.
Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.
It’s never too early to be thinking about income taxes and ways to pare down the bill.
An Individual Retirement Account (IRA) excess contribution mistake can be reversed by calculating net income attributable (NIA). Here’s how to calculate your fix.
Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.
The cost of college is rising and so is student debt. Learn how parents and grandparents can help kids pay for college with 529 college savings plans.
Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.
What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.
Don’t get caught flat-footed when it comes to year-end tax and investing moves.
Know your Social Security benefits: Depending on whether you are single and never married, divorced, or widowed, there are different options when it comes to
The line between work and retirement is blurring, and that can be a good thing. Discover the financial and emotional benefits and risks of phased, or step-dow
Investors should consider four key questions for a year-end portfolio view, including portfolio rebalancing and retirement contributions.
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