Contributions

IRA Tax Deduction: Know Your IRA Types & Tax Considerations January 9, 2019 4:00 AM   |  

Learn the rules around IRA deductions for this year. What are the different types of IRAs, and how do I choose the best one for me? Learn more at TD Ameritrade.

7 min read  |  IRA & 401k Plans
529 Savings Plans: Investing Toward College & More December 25, 2018 4:00 AM   |  

What is a 529 plan? Get education savings and tax savings working in tandem for you and your college-bound family.

3 min read  |  College Savings Plans
Max 401(k) Contributions: Consider Giving Your Retirement a Lift November 22, 2018 4:00 AM   |  

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

5 min read  |  IRA & 401k Plans
Working Toward Retirement Goals? Consider the Max IRA Contribution November 20, 2018 4:00 AM   |  

How can maxing your IRA contributions help you in the coming tax season?

5 min read  |  IRA & 401k Plans
It’s That SIMPLE: Setting Up Simple IRAs for Small Businesses November 16, 2018 4:00 AM   |  

The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.

3 min read  |  Small Business
Rowing Your Own Boat: What Is a Solo 401(k) Plan? October 24, 2018 4:00 AM   |  

Being your own boss doesn’t preclude you from starting a 401(k) plan. This article outlines the pros and cons of a solo 401(k).

3 min read  |  Small Business
Five Year-End Tax Moves You Shouldn't Neglect October 16, 2018 4:00 AM   |  

As 2018 winds down, investors of all ages can consider three general categories of year-end tax planning: Reducing taxable income, increasing deductions, and taking advantage of tax credits.

5 min read  |  Tax Strategy
Financial Aid: Understanding Expected Family Contribution (EFC) October 11, 2018 4:00 AM   |  

Expected family contribution? As the time comes to start using the college savings you've accrued, be sure to know your EFC for your financial aid worksheets.

5 min read  |  College Savings Plans
Thrift Savings Plans: Retirement Investing While Serving Your Country October 8, 2018 4:00 AM   |  

Are you a member of the military or a federal employee? Here’s what you should know about Thrift Savings Plans: investment, loan, and withdrawal options.

5 min read  |  Plan Distributions
SEP Retirement Plans & More: Designed for Entrepreneurs September 18, 2018 4:00 AM   |  

Being fully committed to building your business doesn't mean you should ignore saving for retirement. Learn about available self-employed retirement plans.

4 min read  |  Small Business
Small Business Retirement: Debunking Some Common SEP Myths September 12, 2018 4:00 AM   |  

False myths about simplified employee pensions may be keeping you from considering them. Here's why business owners should consider SEPs for employees.

8 min read  |  Small Business
Coverdell ESA: Kindergarten-to-College Education Savings Plans March 19, 2018 8:00 PM   |  

There are plenty of ways to save for your children’s college educations, but the Coverdell ESA lets you invest toward kindergarten, elementary, and high school costs.

3 min read  |  College Savings Plans
Time to Check in with Your Retirement Plan February 8, 2018 7:00 PM   |  

Do I have enough to retire? Retirement planning can weigh heavily, but it doesn't need to. Follow these retirement savings guidelines to help ensure that your 401(k) and IRA contributions are maximized. Learn more with TD Ameritrade.

3 min read  |  Retirement Planning
Teaching Children to Save: The Financial Gift that Keeps Giving November 16, 2017 11:00 PM   |  

Preparing children for the future is our job as parents. Teaching children to save is crucial for their future financial well-being. Here are some ideas.

2 min read  |  College Savings Plans
Have You Done Your Annual Retirement Planning Checkup? November 14, 2017 11:00 PM   |  

As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.

3 min read  |  IRA & 401k Plans
Start Retirement Planning While Time Is on Your Side November 7, 2017 11:00 PM   |  

Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.

5 min read  |  Retirement Planning
Yes, It’s Time to Think about Income Taxes: 10 Tax Planning Tips October 23, 2017 12:00 AM   |  

It’s never too early to be thinking about income taxes and ways to pare down the bill.

4 min read  |  Tax Strategy
Social Security's Projected Shortfall: An Age-by-Age Guide for Planning March 30, 2017 12:00 AM   |  

The Social Security trust fund is projected to become insolvent by 2035. Future retirees may need to plan for a lower payout schedule.

5 min read  |  Retirement Planning
IRA Oops Moment: Crunch Your Net Income Attributable March 12, 2017 8:00 PM   |  

An Individual Retirement Account (IRA) excess contribution mistake can be reversed by calculating net income attributable (NIA). Here’s how to calculate your fix.

2 min read  |  Tax Strategy
The Rundown on IRAs: What They Mean for You February 14, 2017 11:00 PM   |  

Build your retirement nest egg with an individual retirement account. There are tax advantages of Roth, Traditional, SIMPLE and SEP IRAs.

2 min read  |  IRA & 401k Plans
Let Your Money Work For You, Avoid Tuition Sticker Shock Later October 19, 2016 12:00 AM   |  

The cost of college is rising and so is student debt. Learn how parents and grandparents can help kids pay for college with 529 college savings plans.

4 min read  |  College Savings Plans
Eye on Retirement: The Last Stretch. Get Retirement Ready September 8, 2016 12:00 AM   |  

Is retirement just around the corner? Are you worried about being financially unfit? Here are six tips to help get you retirement ready.

3 min read  |  Retirement Planning
Take that Paycheck and Stash It: How to Save a Raise April 11, 2016 12:00 AM   |  

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

4 min read  |  Savings Goals
Retirement Funds Sparse? Start Catching Up Late in the Race March 30, 2016 12:00 AM   |  

Even those approaching retirement without adequate funds can find ways to catch up and have a successful life after work.

3 min read  |  Retirement Planning
Healthy Check-Ups Extend to Retirement Portfolio February 29, 2016 5:58 AM   |  

3 min read  |  Portfolio Management
There's Still Time: 5 Tax and Investing Moves Before Year End December 9, 2015 7:01 PM   |  

Don’t get caught flat-footed when it comes to year-end tax and investing moves.

4 min read  |  Tax Strategy
How to Maximize Social Security Payments: Tips for Singles September 22, 2015 8:00 PM   |  

Know your Social Security benefits: Depending on whether you are single and never married, divorced, or widowed, there are different options when it comes to

3 min read  |  Social Security
Step Down: A Phased Approach to Retirement Stretches Savings May 17, 2015 8:00 PM   |  

The line between work and retirement is blurring, and that can be a good thing. Discover the financial and emotional benefits and risks of phased, or step-dow

5 min read  |  Retirement Lifestyle
Four Investor To-Dos Before the Ball Drops on 2015 December 29, 2014 7:00 PM   |  

Investors should consider four key questions for a year-end portfolio view, including portfolio rebalancing and retirement contributions.

2 min read  |  Portfolio Strategy
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