Viraj Desai, CFA, CAIA is a Director at Charles Schwab Investment Management (CSIM). He contributes to the asset allocation and manager selection of the firm’s Selective Portfolios. Before joining CSIM, Desai was a member of BlackRock’s Outsourced CIO investment team, where he designed and managed outcome-oriented multi-asset solutions for BlackRock’s largest global institutional clients. Desai earned his undergraduate degree in economics from New York University and his MBA from The Gabelli School of Business at Fordham University. He is a member of the CFA Institute, CFA Society New York, and the CAIA Association and maintains the FINRA Series 65 license.
Market volatility and market inflation can destroy investment value. Here’s how investors can account for both in their long-term portfolio strategy.
Explore the importance of value investing in a volatile market and learn how to build a durable portfolio to help you weather the storm.
Looking for a diversified portfolio that’s also tax efficient? Learn how the one-two punch of tax-free debt securities and tax-loss harvesting can help you pursue your goals.
Many investors prefer a globally diverse strategy, but some find that a portfolio focused on U.S. stocks and assets is better for their situation. Consider your time horizon and risk tolerance as well as your long-term goals to determine which might be right for you.
Diversification has been touted by financial pros as a means of spreading out your risk. But can you be overdiversified? Here’s what you should know about overdiversification and rebalancing.
When it comes to socially responsible investing, concerns about climate change and the environment are at the front of many investors’ minds.
A company’s board of directors is responsible for providing sound guidance and a fiduciary responsibility to shareholders. Investors should learn the important basics.
Modern portfolio theory (MPT) is built on asset allocation, diversification, and portfolio rebalancing without letting human emotion interfere.
Treasury rates can be thought of as the backbone of the global economy. You can use the yield curve, which is a measure of interest rate expectations, to get an idea of economic conditions and trends.
When bonds and dividend yields can’t keep pace with inflation, how should investors plan for retirement? One idea is to take a total return approach.
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