Viraj Desai, CFA, CAIA is a Director at Charles Schwab Investment Management (CSIM). He contributes to the asset allocation and manager selection of the firm’s Selective Portfolios. Before joining CSIM, Desai was a member of BlackRock’s Outsourced CIO investment team, where he designed and managed outcome-oriented multi-asset solutions for BlackRock’s largest global institutional clients. Desai earned his undergraduate degree in economics from New York University and his MBA from The Gabelli School of Business at Fordham University. He is a member of the CFA Institute, CFA Society New York, and the CAIA Association and maintains the FINRA Series 65 license.
Learn more in this guide about how to invest in mutual funds, which can help diversify your portfolio and provide exposure to many parts of the market.
Start the new year off right by making resolutions for your portfolio. Consider evaluating your portfolio regularly, trimming off unwanted assets or liabilities, learning new investing skills, saving regularly, and planning early.
For long-term investors, $0 commissions for online trades can be a double-edged sword. Cheaper trading can make it easier to diversify, but it can also be an extra reason to be cautious.
Looking for a few rules to help you plan your long-term investing? Here are five guidelines to help you keep your long-term portfolio aligned with your objectives.
What is a money market fund? Typically, they invest in higher-yield, short-term debt securities. Are they right for your portfolio? Learn more here to find out.
When ETFs lose (or make) more than the market, you might be holding an inverse or leveraged ETF. Learn what leveraged or inversed ETFs are and how to benefit.
When companies report quarterly earnings, the stakes can be high. A single earnings miss can dent an investment portfolio that’s concentrated. Here are a few ideas for managing idiosyncratic risk.
Mutual funds and exchange-traded funds incur expenses, which can be passed on to the fund’s investors. The expense ratio, expressed as a percentage, represents the annual fee a fund charges its investors or shareholders.
A good defense is the best offense, right? It’s sometimes true for investing as well. Learn more about defensive stocks and defensive sector investing.
What’s the difference between ETFs vs. mutual funds? Learn how some investors choose ETFs and mutual funds to pursue portfolio diversification.
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