About Miranda Marquit

Miranda has been covering investing and finance as a freelance journalist for more than a decade. She's contributed to Marketwatch, NPR's Morning Edition, APM's Marketplace, Forbes, and numerous other online and offline publications. In addition to writing about money and markets, Miranda is an avid podcaster with a show about investing. She's also covered science, religion, and technology, in addition to finances. Miranda grew up in Idaho and loves travel and the outdoors. She holds a master's degree in magazine, newspaper, and online journalism from Syracuse University.

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What to Know About Catch-Up Contributions September 13, 2023 11:59 AM   |  

SECURE 2.0 requires higher earners to put their catch-up retirement savings in a Roth 401(k)—but not until 2026.

5 min read  |  Retirement Strategies
What Is a CD Account, and How Does It Work? May 18, 2023 10:17 AM   |  

What is a CD account? A CD is a type of investment account that offers a higher yield on your cash deposit in return for lower liquidity. Learn more here.

5 min read  |  Bonds & Fixed Income
Can You Take Money Out of a Roth IRA? Withdrawal Rules to Know April 19, 2023 12:58 PM   |  

The Roth Individual Retirement Account (IRA) is a popular tax-advantaged retirement account. Here’s what to know about Roth IRA early withdrawal rules.

5 min read  |  IRA & 401k Plans
Near-Identical Cousin? 403(b) Plans & Tax Implications Explained April 19, 2023 12:48 PM   |  

What's the difference between a 401(k) and a 403(b)? Find out when the 403(b) might work for you.

5 min read  |  IRA & 401k Plans
Learning About Learning Costs: Making Sense of Education Expense Tax Deductions and Credits April 19, 2023 12:05 PM   |  

If you have kids, you already know that education can be expensive. But your dear Uncle Sam has offered up a number of tax deductions and tax credits to help you.

3 min read  |  College Savings Plans
Over the Roth IRA Income Limit? Considering a "Backdoor" Roth IRA? December 28, 2022 11:18 AM   |  

Wish you could contribute to a Roth IRA, but you're above the income limit? Consider using a backdoor Roth IRA to make it happen.

5 min read  |  IRA & 401k Plans
How Inflation Drives Social Security Cost-of-Living (COLA) Movements—and Ways to Plan October 27, 2022 11:45 AM   |  

The cost-of-living adjustment (COLA) for those on Social Security might be the highest it’s been in more than two decades due to recent inflation. Here’s what you need to know.

3 min read  |  Social Security
How Does a 401(k) Work? 8 Frequently Asked 401(k) Questions October 20, 2022 12:27 PM   |  

Have 401(k) questions? We’ve got answers to the most frequently asked 401(k) questions to demystify the most common type of retirement plan. Explore contributions, taxes, withdrawals, and penalties for your 401(k) plan.

5 min read  |  IRA & 401k Plans
Ready for Roth? Why Now May Be the Time to Do a Roth Conversion August 29, 2022 2:39 PM   |  

With the stretch IRA gone thanks to the SECURE Act, it might be time to revisit your estate plan. If you have money in a traditional IRA, you might consider a Roth IRA conversion.

5 min read  |  IRA & 401k Plans
Retiring Early? 5 Things to Know About the Rule of 55 and Your 401(k) July 14, 2022 11:32 AM   |  

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here’s what you need to know.

3 min read  |  Plan Distributions
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