Withdrawal

What to Do With an Old 401(k)? 4 Choices to Consider December 29, 2022 12:06 PM   |  

If you've frequently changed jobs, you may have forgotten about your 401(k) funds. Read these choices to determine what to do with an old 401(k) held with a former employer.

22 min read  |  IRA & 401k Plans
New Job? Deciding Whether to Roll Over the Old 401(k) April 14, 2022 10:50 AM   |  

People change jobs; it’s a fact of the modern workforce. But if you have a 401(k) from your old job, you need to decide what to do with it.

5 min read  |  IRA & 401k Plans
How Much of an Emergency Fund Do You Need Once You Retire? It Depends November 27, 2020 10:30 AM   |  

How much of an emergency fund should you have for living in retirement? Build up a liquid emergency fund that can cover your household’s unexpected cash needs.

4 min read  |  Creating a Budget
Retirees: Is Your Investing Plan Built for Market Volatility? March 14, 2019 4:00 AM   |  

Temporarily protect your retirement against volatility risk. Here are some retirement- planning strategies.

4 min read  |  Portfolio Management
Life Happens: Retirement Planning for the Unexpected February 11, 2019 4:00 AM   |  

Unexpected events can get in the way as you prepare for and enter retirement. Here are some tips on how to try and mitigate their potential impact.

5 min read  |  Retirement Planning
Why Wait? When It Comes to Social Security, Patience Can Pay July 26, 2017 12:00 AM   |  

Social Security offers extra benefits to those who delay retirement, but few do. Learn why waiting might make sense for some people.

4 min read  |  Social Security
Income in Retirement? Consider an Annuity, but Understand the Risks July 12, 2017 12:00 AM   |  

Annuities are a retirement vehicle that can ride side-saddle with Social Security income and pensions. But they’re not for everyone.

5 min read  |  Annuities
Drawing It Down: Taming Dynamic Retirement Withdrawals January 24, 2017 11:00 PM   |  

Is a dynamic approach to retirement fund drawdowns right for you? Go beyond the 4% rule and explore other strategies.

3 min read  |  Plan Distributions
Drawing It Down: Think Sequentially to Limit Market Risk January 3, 2017 11:00 PM   |  

When considering how and when to draw down your retirement funds, look beyond the 4% rule and consider sequence of return risk.

2 min read  |  Retirement Planning
Retirement Savings Goals: How Much Money Do You Really Need? November 14, 2016 11:00 PM   |  

Setting one’s retirement goals can be a daunting task, with many variables to consider, and lots of unknowns so many people make the mistake of putting it off

3 min read  |  Retirement Planning
Going on Vacation? Budget and Never Dip into Retirement Accounts September 13, 2016 5:40 AM   |  

Going on vacation? Budget properly ahead of time and never take money out of retirement funds to pay for it.

3 min read  |  Savings Goals
New Job: Should Your 401(k) Stay, Go, or Roll Over? A Look at IRAs August 31, 2016 12:00 AM   |  

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

3 min read  |  IRA & 401k Plans
Making the Most of IRA Withdrawals November 3, 2015 3:00 AM   |  

After years of contributing to your IRA, making withdrawals can take some getting used to. We’ve gathered some possible alternatives to help you manage your mandatory withdrawals.

3 min read  |  Plan Distributions
Retirement: Dynamic Withdrawal Theory Matures with Boomers April 26, 2015 8:00 PM   |  

Dynamic withdrawal retirement income strategy is quite a mouthful. The math is necessarily complex, too. But the concept is simple and playing an increasing role in baby boomer retirement planning.

5 min read  |  Plan Distributions
Losing Its Luster? Why the 4% Rule Isn't So Golden Anymore January 29, 2015 4:00 AM   |  

The global financial crisis and other recent market developments raise questions over the validity of the 4% withdrawal guideline for retirement funds.

5 min read  |  Plan Distributions

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