Tax Planning

Net income attributable is the gain or loss in your IRA from an excess contribution. Learn how to calculate earnings on excess Roth IRA contributions.

What happens if you contribute too much to your Roth IRA? You could be penalized for Roth IRA excess contribution. Learn more here on how to prevent penalties.

Ready to start your tax preparation? Keep these five things in mind.

Tax-loss harvesting available to TD Ameritrade Investment Management, LLC clients with taxable accounts invested in ETF Model portfolios.

Waiting for the last minute to file your taxes? Check out these tips to help beat the clock.

There's good news (and bad news) about a new rule on options tax reporting for 2014.

It’s never too early to be thinking about income taxes and ways to pare down the bill.

Ready to start your 2021 tax preparation? Keep these five things in mind and refer to this tax checklist as you prepare.

Traders have special considerations around tax time, including Form 8949 and Section 1256 contracts. Here are some instructions for tackling the extra filing.

The TD Ameritrade 1099 Information Guide can escort investors safely through the numbers and notations of your Consolidated Form 1099.

What is the 1040-SR form? If you're going to be 65 or older at the start of 2023, you can file your taxes with this form. Here's everything you need to know.

There are dividend tax terms to be aware of when you receive your 1099-DIV form in February. Learn the differences between ordinary versus qualified dividends here.

What federal documents do I need to file when tax time rolls around? Here are some of the most common forms and a tax documents checklist to help you prepare.

Depending on your level of taxable income, your capital gains rate might be lower than your income rate. Here’s a rundown of short-term versus long-term capital gains.

It’s important to know how tax rules differ in retirement, when your income is typically lower.

Inherited IRA? Here’s what you need to know about making the most of that money.

Broker-dealers and advisors are both obliged to work in your best interest but in different ways. Learn about the regulatory differences between the two, as well as several key terms.

Hoping to thrive in the gig economy? Not a participant but you like the value proposition? Perhaps you might consider investing in the gig economy.

Tax return fraud seems to be worse amid stimulus payments and COVID-19 programs. Here are some tips for protecting yourself and taking quick action if suspicions rise.

Foreigners can invest in U.S. stocks by opening a U.S.-based brokerage account. Be aware of tax documentation that may be required for an international brokerage account.

Tax planning as the year’s end approaches? Traders and investors should know how wash sales, constructive sales, short positions, and Section 1256 contracts could affect taxes.

Social Security is expected to see a shortfall in coming decades. Here’s what you need to know about protecting your golden years.

Learn tips for retirement tax planning.

Reduce your carbon footprint and clear out your filing cabinet. Going paperless with e-delivery of your tax forms can streamline your tax season.

Redesigned annuities are less expensive and easier to understand and buy, yet still customizable. They can be a vital hedge against outliving your assets.

If you’re concerned about the control and distribution of your assets after you’re gone, consider creating a trust as a helpful estate-planning tool.

If you have both taxable and tax-advantaged accounts and can choose which securities are held in which accounts, here are some ideas to help you decide where to invest.

As the year ends, it’s time to get your financial footing in place for 2018 taxes and 2019 investment and savings goals.

How does cost basis reporting impact investor taxes? It depends on the securities and how long positions are held. We explain.

There are plenty of ways to save for your children’s college educations, but the Coverdell ESA lets you invest toward kindergarten, elementary, and high school costs.

How are cryptocurrency transactions taxed? How are the IRS and other taxing authorities planning to address Bitcoin taxes?

What is a tax refund and how do I get as big a one as possible? Learn the most commonly missed refund tips and tricks from TD Ameritrade.

Consider getting an early start to estate planning, no matter what your age or financial situation.

Before you give the gift of securities, understand the gift tax rules from publication 550 & 551 and the cost basis of gifted stock to your loved ones.

As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.

Diversification is your safe harbor for investments, and exchange-traded funds might be one port to drop anchor.

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

The IRS three-year rule generally dictates how long you should curate your tax record clutter. Home-related records are one of the exceptions—plan to keep most of these documents, or an electronic record, as long as you live there.

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.