Tax Planning

Should Setting Up a Trust Fund Be Part of Your Estate Plan? March 13, 2019 4:00 AM   |  

If you’re concerned about the control and distribution of your assets after you’re gone, consider creating a trust as a helpful estate-planning tool.

5 min read  |  Estate Planning
Tax-Efficient Investing: Ease Uncle Sam’s Bite March 11, 2019 4:00 AM   |  

If you have both taxable and tax-advantaged accounts and can choose which securities are held in which accounts, here are some ideas to help you decide where to invest.

5 min read  |  Tax Strategy
Aiming for a Diversified Portfolio: Investing in Mutual Funds February 22, 2019 4:00 AM   |  

If you’re looking for diversification in your portfolio, mutual funds can help you toward your goals. But the array of choices can be dizzying.

3 min read  |  ETFs & Mutual Funds
Tax Forms 101: Forms You Might Receive, Forms You Might File February 18, 2019 4:00 AM   |  

When tax time rolls around, what tax forms might you receive and what might you need to file? There are hundreds of possible forms depending on your situation, but here are some of the most common.

6 min read  |  Tax Forms
Nearing Retirement? 4 Ways to Prepare for Taxes January 25, 2019 4:00 AM   |  

Learn tips for retirement tax planning.

2 min read  |  Tax Strategy
Have a Stress-Free Filing: Use Our 2018 Tax Checklist January 10, 2019 4:00 AM   |  

Ready to start your tax preparation? Keep these five things in mind. And refer to the checklist as you prepare.

5 min read  |  Tax Strategy
Go Paperless: Tax Forms With E-Delivery from TD Ameritrade January 8, 2019 4:00 AM   |  

Reduce your carbon footprint and clear out your filing cabinet. Going paperless with e-delivery of your tax forms can streamline your tax season.

5 min read  |  Income Tax
1099-DIV 101: The Basics of Dividend Income Forms & Taxes December 19, 2018 4:00 AM   |  

Dividend income is a distribution of earnings paid to shareholders and is subject to its own dividend income tax rate.

5 min read  |  Tax Forms
Key Tax Strategies to Start the Year December 14, 2018 4:00 AM   |  

As the year ends, it’s time to get your financial footing in place for 2018 taxes and 2019 investment and savings goals.

5 min read  |  Tax Strategy
Matt Sadowsky April 30, 2018 8:49 PM   |  

0 min read  |  Contributors
John Jarrard's Page April 18, 2018 6:00 AM   |  

0 min read  |  Contributors
Cost Basis Reporting for Taxes: 1099-B Reporting Requirements March 21, 2018 8:00 PM   |  

How does cost basis reporting impact investor taxes? It depends on the securities and how long positions are held. We explain.

4 min read  |  Tax Forms
Coverdell ESA: Kindergarten-to-College Education Savings Plans March 19, 2018 8:00 PM   |  

There are plenty of ways to save for your children’s college educations, but the Coverdell ESA lets you invest toward kindergarten, elementary, and high school costs.

3 min read  |  College Savings Plans
How Are Gains or Losses on Cryptocurrencies Taxed? March 8, 2018 9:00 AM   |  

How are cryptocurrency transactions taxed? How are the IRS and other taxing authorities planning to address Bitcoin taxes?

4 min read  |  Tax Strategy
What Is a Tax Refund Anyway? Demystifying and Maximizing February 21, 2018 11:00 PM   |  

What is a tax refund and how do I get as big a one as possible? Learn the most commonly missed refund tips and tricks from TD Ameritrade.

3 min read  |  Income Tax
Are Your Kids College-Bound Soon? Consider 529 Plan Tax Benefits February 14, 2018 12:02 PM   |  

There are numerous benefits associated with 529 plans. Learn about 529 tax deductions and whether they may be right for you.

5 min read  |  College Savings Plans
Capital Gains and How Tax Reform Affects Long-Term Investments January 23, 2018 11:00 PM   |  

The tax reform bill ushered in plenty of changes; capital gains taxes saw a slight shift in income thresholds. Here’s what you need to know.

3 min read  |  Tax Strategy
Your Guided Tour Through the Consolidated 1099 Tax Form January 4, 2018 11:00 PM   |  

The TD Ameritrade 1099 Information Guide can escort investors safely through the numbers and notations of your Consolidated Form 1099.

2 min read  |  Tax Forms
Estate Planning At Any Age: It's Not Just for the Wealthy December 19, 2017 11:00 PM   |  

Consider getting an early start to estate planning, no matter what your age or financial situation.

4 min read  |  Estate Planning
Gift Tax Rules Simplified - Cost Basis of Gifted Stock December 14, 2017 7:00 PM   |  

Before you give the gift of securities, understand the gift tax rules from publication 550 & 551 and the cost basis of gifted stock to your loved ones.

4 min read  |  Tax Strategy
Have You Done Your Annual Retirement Planning Checkup? November 14, 2017 11:00 PM   |  

As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.

3 min read  |  IRA & 401k Plans
No Loose Ends: End-of-Year Tax Planning for Traders and Investors November 13, 2017 11:00 PM   |  

Tax planning as the year end approaches; traders, investors should know how wash sales, constructive sales, closing short positions, etc. could affect taxes.

7 min read  |  Tax Strategy
New Tax Time Strategy: Tax-Loss Harvesting November 7, 2017 11:00 PM   |  

Tax-loss harvesting available to TD Ameritrade Investment Management, LLC clients with taxable accounts invested in ETF Model portfolios.

4 min read  |  Tax Strategy
Yes, It’s Time to Think about Income Taxes: 10 Tax Planning Tips October 23, 2017 12:00 AM   |  

It’s never too early to be thinking about income taxes and ways to pare down the bill.

4 min read  |  Tax Strategy
Here’s Another Anchor for Diversification: ETFs September 7, 2017 12:00 AM   |  

Diversification is your safe harbor for investments, and exchange-traded funds might be one port to drop anchor.

4 min read  |  ETFs & Mutual Funds
Estate Planning for Special Needs Children: Trying to Be Even-Steven? June 14, 2017 12:00 AM   |  

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

4 min read  |  Estate Planning
Hey, Procrastinators: You Still Have Time to File Your 2016 Taxes April 14, 2017 12:00 AM   |  

Waiting for the last minute to file your taxes? Check out these tips to help beat the clock.

3 min read  |  Tax Strategy
Social Security's Projected Shortfall: An Age-by-Age Guide for Planning March 30, 2017 12:00 AM   |  

The Social Security trust fund is projected to become insolvent by 2035. Future retirees may need to plan for a lower payout schedule.

5 min read  |  Retirement Planning
IRA Oops Moment: Crunch Your Net Income Attributable March 12, 2017 8:00 PM   |  

An Individual Retirement Account (IRA) excess contribution mistake can be reversed by calculating net income attributable (NIA). Here’s how to calculate your fix.

2 min read  |  Tax Strategy
Five Things to Know Before Starting Your 2016 Taxes March 2, 2017 11:00 PM   |  

Ready to start your tax preparation? Keep these five things in mind.

3 min read  |  Tax Strategy
IRA Contribution Oops Moment? Here's Your Penalty Fix February 27, 2017 7:00 PM   |  

If your IRA’s gotten too plump to please Uncle Sam, don’t fear. Removal of excess contributions (ROE) can help, if you respect deadlines and calculate the net income attributable (NIA).

2 min read  |  Tax Strategy
5 Tax Prep To-Dos as You Hit Retirement January 8, 2017 7:00 PM   |  

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

3 min read  |  Tax Strategy
Traders: Time to Think About Tax-Smart, Year-End Moves December 26, 2016 7:00 PM   |  

Get ready for tax-smart trading at year’s end. That means constructive sales, closing short positions, wash sales, substitute payments, index options, & more.

7 min read  |  Tax Strategy
Suddenly Single: Financial Planning for the Newly Widowed May 26, 2016 12:01 AM   |  

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

5 min read  |  Household Finances
Getting Ready to Retire? Know The Tax Implications April 28, 2016 7:00 AM   |  

It’s important to know how tax rules differ in retirement, when your income is typically lower.

3 min read  |  Tax Strategy
Take that Paycheck and Stash It: How to Save a Raise April 11, 2016 12:00 AM   |  

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

4 min read  |  Savings Goals
Death and Taxes: Take Inherited-IRA Consequences Head On May 31, 2015 8:00 PM   |  

Inherited individual retirement accounts (IRA) are truly a gift. But they pose unique challenges for beneficiaries who must follow distribution and tax rules.

5 min read  |  Estate Planning
Ditch the Shoebox: Tax Records You Can Safely Shred April 14, 2015 8:01 PM   |  

The IRS three-year rule generally dictates how long you should curate your tax record clutter. Home-related records are one of the exceptions—plan to keep most of these documents, or an electronic record, as long as you live there.

3 min read  |  Tax Strategy
Be Wary: Tax Time Is Prime Season for Fraud April 1, 2015 5:00 AM   |  

Even savvy investors can’t be too careful. Tax refund fraud is expanding. Here are some tips for protecting yourself and taking quick action if suspicions rise.

2 min read  |  Tax Strategy
Boomer Divorce and Remarriage: Money Mistakes to Avoid February 26, 2015 4:00 AM   |  

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.

3 min read  |  Household Finances
Industry Spotlight: Options Tax Man is Looking Out for You January 1, 2015 12:00 PM   |  

There's good news (and bad news) about a new rule on options tax reporting for 2014.

1 min read  |  Tax Strategy
Annuities and Rising Rates October 31, 2014 8:00 PM   |  

Interest rates are going up. If you hold an annuity, or are considering one, it’s important to understand how these investments will be affected.

6 min read  |  Annuities
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