Tax Planning

Redesigned annuities are less expensive and easier to understand and buy, yet still customizable. They can be a vital hedge against outliving your assets.

If you’re concerned about the control and distribution of your assets after you’re gone, consider creating a trust as a helpful estate-planning tool.

If you have both taxable and tax-advantaged accounts and can choose which securities are held in which accounts, here are some ideas to help you decide where to invest.

If you’re looking for diversification in your portfolio, mutual funds can help you toward your goals. But the array of choices can be dizzying.

When tax time rolls around, what tax forms might you receive and what might you need to file? There are hundreds of possible forms depending on your situation, but here are some of the most common.

Learn tips for retirement tax planning.

Ready to start your tax preparation? Keep these five things in mind. And refer to the checklist as you prepare.

Dividend income is a distribution of earnings paid to shareholders and is subject to its own dividend income tax rate.

As the year ends, it’s time to get your financial footing in place for 2018 taxes and 2019 investment and savings goals.

How does cost basis reporting impact investor taxes? It depends on the securities and how long positions are held. We explain.

There are plenty of ways to save for your children’s college educations, but the Coverdell ESA lets you invest toward kindergarten, elementary, and high school costs.

How are cryptocurrency transactions taxed? How are the IRS and other taxing authorities planning to address Bitcoin taxes?

What is a tax refund and how do I get as big a one as possible? Learn the most commonly missed refund tips and tricks from TD Ameritrade.

There are numerous benefits associated with 529 plans. Learn about 529 tax deductions and whether they may be right for you.

The tax reform bill ushered in plenty of changes; capital gains taxes saw a slight shift in income thresholds. Here’s what you need to know.

The TD Ameritrade 1099 Information Guide can escort investors safely through the numbers and notations of your Consolidated Form 1099.

Consider getting an early start to estate planning, no matter what your age or financial situation.

Before you give the gift of securities, understand the gift tax rules from publication 550 & 551 and the cost basis of gifted stock to your loved ones.

As the year winds down, it’s time to assess your retirement accounts, look at your retirement plan and determine if you should make an annual contribution.

Tax planning as the year end approaches; traders, investors should know how wash sales, constructive sales, closing short positions, etc. could affect taxes.

Tax-loss harvesting available to TD Ameritrade Investment Management, LLC clients with taxable accounts invested in ETF Model portfolios.

It’s never too early to be thinking about income taxes and ways to pare down the bill.

Diversification is your safe harbor for investments, and exchange-traded funds might be one port to drop anchor.

When planning your estate allocation, a straight-even division might not be the most appropriate where there are special needs.

Waiting for the last minute to file your taxes? Check out these tips to help beat the clock.

The Social Security trust fund is projected to become insolvent by 2035. Future retirees may need to plan for a lower payout schedule.

An Individual Retirement Account (IRA) excess contribution mistake can be reversed by calculating net income attributable (NIA). Here’s how to calculate your fix.

Ready to start your tax preparation? Keep these five things in mind.

If your IRA’s gotten too plump to please Uncle Sam, don’t fear. Removal of excess contributions (ROE) can help, if you respect deadlines and calculate the net income attributable (NIA).

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

Get ready for tax-smart trading at year’s end. That means constructive sales, closing short positions, wash sales, substitute payments, index options, & more.

Women are more than twice as likely as men to lose a spouse to death. Learn how to move forward with your finances if you’re recently widowed.

It’s important to know how tax rules differ in retirement, when your income is typically lower.

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

Inherited individual retirement accounts (IRA) are truly a gift. But they pose unique challenges for beneficiaries who must follow distribution and tax rules.

The IRS three-year rule generally dictates how long you should curate your tax record clutter. Home-related records are one of the exceptions—plan to keep most of these documents, or an electronic record, as long as you live there.

Even savvy investors can’t be too careful. Tax refund fraud is expanding. Here are some tips for protecting yourself and taking quick action if suspicions rise.

Ground rules, tax tips, and more to help you keep emotions in check and manage your finances wisely through the difficult process of a divorce and life afterward.

There's good news (and bad news) about a new rule on options tax reporting for 2014.

Interest rates are going up. If you hold an annuity, or are considering one, it’s important to understand how these investments will be affected.