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New Tax Time Strategy: Tax-Loss Harvesting April 19, 2023 12:25 PM   |  

Tax-loss harvesting available to TD Ameritrade Investment Management, LLC clients with taxable accounts invested in ETF Model portfolios.

4 min read  |  Tax Strategy
Industry Spotlight: Options Tax Man is Looking Out for You April 19, 2023 12:11 PM   |  

There's good news (and bad news) about a new rule on options tax reporting for 2014.

1 min read  |  Tax Strategy
Tax Reform and the Alternative Minimum Tax: Farewell until 2025 April 19, 2023 11:53 AM   |  

What is the alternative minimum tax and when does it apply? Learn about this special tax situation from TD Ameritrade.

3 min read  |  Income Tax
Pass-Through Business Income and 2018 Tax Reform: Does It Affect You? April 19, 2023 11:25 AM   |  

Small businesses set up as pass-through entities might be able to take a 20% tax deduction thanks to the 2018 tax law, but the rules can be complex. Here's a general overview.

4 min read  |  Income Tax
Trade for a Living: Mark-to-Market & Trader Taxes February 7, 2023 10:19 AM   |  

Trade for a living? Get info to stay out of trouble with the IRS. Learn about mark-to-market and unique trader taxes that impact full-time traders’ bottom lines.

4 min read  |  Income Tax
It’s That Simple: Setting Up SIMPLE IRAs for Small Businesses December 19, 2022 10:42 AM   |  

The SIMPLE IRA can be an inexpensive retirement savings tool that employers may choose for their workers and themselves as well.

3 min read  |  Small Business
Tax Brackets and Marginal Tax Rates: Understanding How They Actually Work December 14, 2022 11:07 AM   |  

What are the tax brackets and how do marginal tax brackets work? Find out about tax rates as we head into income tax season.

8 min read  |  Income Tax
Traders and Taxes: Special Tax Treatment for Special Situations December 12, 2022 11:18 AM   |  

Be aware of special tax rules, such as gains, losses, and mark-to-market rules for traders and those who invest in certain derivatives.

6 min read  |  Income Tax
5 Year-End Tax-Planning Strategies to Consider Before the End of the Year November 30, 2022 3:34 PM   |  

It’s a good idea to review tax-planning strategies at the end of the year. Some strategies can even help reduce the tax burden or give yourself a larger refund.

5 min read  |  Tax Strategy
What Is Tax-Loss Harvesting? November 15, 2022 10:48 AM   |  

What is tax-loss harvesting, and how can it help your portfolio? Learn more about the rules and strategies, and see an example of tax-loss harvesting in action.

6 min read  |  Tax Strategy
Getting Ready to Retire? Know the Tax Implications November 9, 2022 10:57 AM   |  

It’s important to know how tax rules differ in retirement, when your income is typically lower.

3 min read  |  Tax Strategy
Tax-Filing Myth Buster: 1099 Deadlines for Brokerage Accounts September 6, 2022 2:10 PM   |  

Learn brokerage account tax-filing rules, including when consolidated 1099s are due and the deadline for the 2021 tax year.

2 min read  |  Tax Forms
What Happens When You Inherit an IRA? Here’s a Breakdown August 31, 2022 11:02 AM   |  

Inherited IRA? Here’s what you need to know about making the most of that money.

5 min read  |  Estate Planning
Capital Loss Deduction: Tax Season Basics for Investors August 30, 2022 4:10 PM   |  

A capital loss deduction can offset capital gains and reduce tax liability, although there are important factors to consider. Let's look at some basic questions about capital losses for taxpayers.

5 min read  |  Tax Strategy
Small Business Spotlight: Simplified Employee Pension (SEP) IRA August 24, 2022 11:17 AM   |  

What is a SEP-IRA? Designed with small businesses in mind, a SEP-IRA may be ideal for small business owners and self employed individuals. From SEP-IRA rules to contributions, TD Ameritrade can help you understand this retirement plan.

3 min read  |  Small Business
Retiring Early? 5 Things to Know About the Rule of 55 and Your 401(k) July 14, 2022 11:32 AM   |  

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here’s what you need to know.

3 min read  |  Plan Distributions
Know the Strategies When It Comes to Taxes on Options Trading March 3, 2022 12:04 PM   |  

If options and other derivatives are a part of your portfolio, you should learn about the nuances of taxes on options trading. Here are five tax options to consider when tax planning.

4 min read  |  Tax Strategy
Strategies & Rules for Capital Gains Tax on Investments March 1, 2022 11:32 AM   |  

Learn about basic capital gains tax on investment rules and tax-loss harvesting strategies to help maximize after-tax returns and potentially reduce the amount you owe.

3 min read  |  Tax Strategy
Non-U.S. Resident? How to Trade Stocks in an International Brokerage Account October 29, 2020 10:30 AM   |  

Foreigners can invest in U.S. stocks by opening a U.S.-based brokerage account. Be aware of tax documentation that may be required for an international brokerage account.

3 min read  |  Tax Forms
Wash Sales and Other Loose Ends: End-of-Year Tax Planning for Traders and Investors September 24, 2020 10:30 AM   |  

Tax planning as the year’s end approaches? Traders and investors should know how wash sales, constructive sales, short positions, and Section 1256 contracts could affect taxes.

7 min read  |  Tax Strategy
Excited About Your Tax Refund? It May Not Be Worth the Deferred Earnings March 17, 2020 10:30 AM   |  

Tax refund time can seem like a bonanza, but it’s not free money. It’s your money, and you’ve been loaning it, interest free, to Uncle Sam.

5 min read  |  Income Tax
Get the Lowdown: How to Handle a Corrected 1099 January 10, 2020 10:00 AM   |  

Corrected 1099s typically mean there has been an income reallocation. Learn how to file a corrected 1099 from TD Ameritrade.

2 min read  |  Tax Forms
Nearing Retirement? 4 Ways to Prepare for Taxes January 3, 2020 4:00 PM   |  

Learn tips for retirement tax planning.

2 min read  |  Tax Strategy
Unexpected Early Retirement: Does Your Planning Include Plan B? July 22, 2019 10:15 AM   |  

It’s important to have a retirement plan in place, but if you have to retire early, what sources of income can you rely on?

5 min read  |  Retirement Planning
Taxable Interest Income: Forms, Exceptions and Other Info December 31, 2018 4:00 AM   |  

Yay! You have interest income but what about the taxes on the interest income? Learn about taxable interest from TD Ameritrade.

3 min read  |  Income Tax
Max 401(k) Contributions: Consider Giving Your Retirement a Lift November 22, 2018 4:00 AM   |  

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

5 min read  |  IRA & 401k Plans
Working Toward Retirement Goals? Consider the Max IRA Contribution November 20, 2018 4:00 AM   |  

How can maxing your IRA contributions help you in the coming tax season?

5 min read  |  IRA & 401k Plans
New Tax Laws: What They Mean for Investors November 9, 2018 4:00 AM   |  

Learn how new tax laws might impact your income, retirement and education savings plans, as well as your family's financial well-being.

5 min read  |  Tax Strategy
Investing Close to Home: The Basics of Municipal Bonds October 15, 2018 4:00 AM   |  

What are tax-free muni bonds? Learn the unique benefits and risks of this debt-security investment vehicle.

5 min read  |  Bonds & Fixed Income
Asset Location & Asset Dislocation: Cashing in Your Retirement August 27, 2018 4:00 AM   |  

Asset dislocation—liquidating or selling the assets in your retirement accounts—involves tax planning and budgeting, among other things. Are you ready?

5 min read  |  Retirement Planning
If 52 Is My 62: Is Taking Early Retirement Right for Me? July 19, 2018 4:00 AM   |  

Explore how to know when taking early retirement makes sense, and some of the things you should consider before retiring.

5 min read  |  Social Security
Tax Incentives: Govt Guiding Good Choices in Savings, Investing April 2, 2018 12:00 AM   |  

Tax incentives are designed to stimulate the economy. See the popular tax deductions and tax credits aimed at education, home buying and retirement savings from TD Ameritrade.

3 min read  |  Income Tax
Taxpayer, Know Thy Deductions: Tax Deductible Basics and Tips March 16, 2018 12:00 AM   |  

Learn what a tax deduction is, what items may be tax-deductible, and more tax basics you can use to potentially reduce your taxes.

5 min read  |  Income Tax
How Are Gains or Losses on Cryptocurrencies Taxed? March 8, 2018 9:00 AM   |  

How are cryptocurrency transactions taxed? How are the IRS and other taxing authorities planning to address Bitcoin taxes?

4 min read  |  Tax Strategy
How Tax-Free Investments May Benefit You, Your Kids, Charities February 11, 2018 11:00 PM   |  

We love our country but it is still hard to pay that tax bill, learn about tax free investments such as tax free bonds that can help diversify your portfolio and potentially lower your tax burden.

4 min read  |  Tax Strategy
Goodbye, Snail Mail and Paper Returns. Hello, e-Filing Your Taxes February 1, 2018 11:00 PM   |  

Tax preparation software and online tax filing services may make e-filing your taxes a breeze. Here are some tips on how to e-file taxes smoothly.

3 min read  |  Income Tax
Estate Planning At Any Age: It's Not Just for the Wealthy December 19, 2017 11:00 PM   |  

Consider getting an early start to estate planning, no matter what your age or financial situation.

4 min read  |  Estate Planning
Income in Retirement? Consider an Annuity, but Understand the Risks July 12, 2017 12:00 AM   |  

Annuities are a retirement vehicle that can ride side-saddle with Social Security income and pensions. But they’re not for everyone.

5 min read  |  Annuities
Attention Snowbirds: Don't Get Hit With Unexpected Tax Bills March 15, 2017 12:00 AM   |  

If you split your time between two residences, proper tax planning should include certainty on your residency status and domicile.

4 min read  |  Retirement Lifestyle
5 Tax Prep To-Dos as You Hit Retirement January 8, 2017 7:00 PM   |  

The complex task of preparing taxes is a priority for many people this time of year. Even if you plan to let a pro take on your taxes, it’s a good idea to brush up on the basics.

3 min read  |  Tax Strategy
Social Security Is Strained. How It Could Affect Your Retirement November 8, 2016 11:00 PM   |  

Unless changes are made in the near future, the U.S. Social Security system may become underfunded, leaving future retiree benefits in doubt. How should you p

3 min read  |  Social Security
Can You Really Set It and Forget It? Beware of Escheatment November 10, 2015 7:00 PM   |  

Did you know that your unknown, or “left alone,” investments may be in danger of tax consequences? States have some rights (and brokers the obligation) to esc

3 min read  |  Tax Strategy
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Be sure to understand all risks involved with each strategy, including commission costs, before attempting to place any trade. Clients must consider all relevant risk factors, including their own personal financial situations, before trading.

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