Insurance

Can Life Insurance Be Used for Retirement? Yes, but Consider the Alternatives August 20, 2019 10:15 AM   |  

Some financial professionals have recommended life insurance policies as a retirement funding source. While it’s true that some policies can offer protection and act as a retirement savings vehicle, such a strategy might not be the most effective. Here are three alternatives.

5 min read  |  Retirement Planning
HSA and Retirement: How to Use Your Health Savings Account August 19, 2019 10:15 AM   |  

Your HSA can be used during retirement. Learning about contribution limits, withdrawal rules and tax implications can help you be strategic in deciding how your HSA might fit into retirement planning.

5 min read  |  Retirement Planning
It’s an Insurance Thing: A Fresh (or First) Look at Annuities July 25, 2019 10:15 AM   |  

Redesigned annuities are less expensive and easier to understand and buy, yet still customizable. They can be a vital hedge against outliving your assets.

6 min read  |  Annuities
Caring for Your Finances When You’re Suddenly Single June 11, 2019 12:00 AM   |  

How can you make the best financial decisions when you're suddenly single? Read this guide to managing your finances in the transition.

3 min read  |  Household Finances
Financial Planning for Baby: What It Costs to Raise a Child February 21, 2019 4:00 AM   |  

Having children can be costly, but the family budget can be flexible to pay for them if you plan ahead.

3 min read  |  Household Finances
Simple Steps to Building a Retirement Budget December 10, 2018 4:00 AM   |  

Planning for your retirement? Here are nine things to consider for your budget checklist.

4 min read  |  Creating a Budget
Avoid This Parent Trap: Long-Term Care for Aging Parents November 29, 2018 4:00 AM   |  

Retirement planning is no small task. As life spans increase, you may have to add caring for your aging parents to your own list of retirement concerns.

5 min read  |  Annuities
Healthcare in Retirement: Know Your Options and Plan Ahead for Costs October 10, 2018 4:00 AM   |  

Healthcare funding is among the most underestimated costs in retirement. Learn about three ways to help plan for costs: Medicare, health savings accounts (HSAs), and long-term care insurance.

5 min read  |  Retirement Lifestyle
Never Too Early to Have the Long-Term Care Talk with Your Parents February 28, 2017 11:00 PM   |  

It’s never too early to have “the talk” with your parents—about how they plan to spend and pay for the rest of their lives.

3 min read  |  Household Finances
Drawing It Down: Think Sequentially to Limit Market Risk January 3, 2017 11:00 PM   |  

When considering how and when to draw down your retirement funds, look beyond the 4% rule and consider sequence of return risk.

2 min read  |  Retirement Planning
Higher Interest Rates: 6 Things to Know for Retirement Planning December 29, 2016 11:00 PM   |  

How might rising interest rates impact long-term investing decisions? Discuss the impact of a rate hike on long-term savings: fixed income, long-term care.

4 min read  |  Bonds & Fixed Income
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