401(k) Plans

Financial Literacy Month is a good time to think about your financial wellness. Throughout the month, TD Ameritrade will be sharing education ideas and resources to help grow investors’ financial literacy.

Tax refund time can seem like a bonanza, but it’s not free money. It’s your money, and you’ve been loaning it, interest free, to Uncle Sam.

Open enrollment is an opportunity to put yourself and your financial health first. Here are five questions to help you make the most of your employee benefits.

Is your 401(k) balance on track? Trying to figure out how you stack up? Here’s information on the average 401(k) balance by age.

Learn about contributions, withdrawals, and distributions to help you avoid paying tax penalties on your retirement accounts.

If you work for a public service organization or government, you might be eligible for a special kind of retirement plan. Here’s what you need to know about the 457(b) versus 403(b) retirement savings account.

If you’re turning 72 years old and have assets in a traditional IRA, 401(k), or 403(b), you’re subject to required minimum distributions (RMDs). Here are some things to know.

Ready to start investing, but worried about debt? Here’s how to invest even if you still have debt on the books.

People change jobs; it’s a fact of the modern workforce. But if you have a 401(k) from your old job, you need to decide what to do with it.

Are you a member of the military or a federal employee? Here’s what you should know about Thrift Savings Plans. Plus, new changes just went into effect in September 2019.

The IRS has announced new contribution limits for tax-advantaged retirement plans. Learn the IRA and 401(k) contribution limits for 2020.

If you have a retirement account, you might be eligible for a 401(k) tax deduction. Here's what you should know about contribution limits, employer contributions, and tax-deferred contributions.

Do you have an old 401(k)? You probably won't find it under the couch cushions. Learn tips on how to find an old 401(k) from a previous employer and what you could do with it once you've found it.

There are several retirement myths that could lead to mistakes in your retirement planning. Don't risk sabotaging your retirement by accepting these myths as truth.

Have 401(k) questions? We’ve got answers to the most frequently asked 401(k) questions to demystify the most common type of retirement plan. Explore contributions, taxes, withdrawals, and penalties for your 401(k) plan.

Can I contribute to a 401(k) and a traditional or Roth IRA? Many people have more than one retirement account. Maximize your retirement savings by understanding how you can contribute to multiple tax-advantaged retirement accounts.

Some financial professionals have recommended life insurance policies as a retirement funding source. While it’s true that some policies can offer protection and act as a retirement savings vehicle, such a strategy might not be the most effective. Here are three alternatives.

Many people put their bonus check into savings, while others opt to invest it in a retirement account. Some consider it "free money" to spend on something they want. Find out how you could do all of the above.

It’s important to have a retirement plan in place, but if you have to retire early, what sources of income can you rely on?

College graduation can be an exciting time, but paying for college debt and the newfound independence can be financially and emotionally overwhelming.

Seniors are returning to the classroom to continue their education and skills for a more fulfilling and meaningful retirement.

Understanding the basics of 401(k)s. This is an introduction to 401(k)s defining what is a 401(k).

Trying to figure out what to do with an old retirement plan? Consider a rollover IRA.

Is someone in your family moving from lecture hall to office this year? Here are a few ways to help 2019 graduates get a head start toward a strong financial footing.

Unexpected events can get in the way as you prepare for and enter retirement. Here are some tips on how to try and mitigate their potential impact.

What's the difference between a 401(k) and a 403(b)? Find out when the 403(b) might work for you.

Income tax may be something most of us take for granted. But how does it work?

Learn about the available choices on what to do with a 401(k) held at with a former employer.

Small business owners and self-employed workers concerned about retirement investing should consider specialized IRA plans.

Many investors don’t know what fees they’re paying for their retirement accounts. TD Ameritrade now offers a tool that helps investors compare costs.

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

Pension plans and other defined-benefit plans may be going by the wayside, in favor of defined-contribution plans such as 401(k)s and IRAs. Learn why and what to do.

Asset dislocation—liquidating or selling the assets in your retirement accounts—involves tax planning and budgeting, among other things. Are you ready?

The Augmented World Expo kicks off May 30. Here’s an introduction to the technology, a look at participating companies, and some thoughts on investing in virtual reality stocks.

Do I have enough to retire? Retirement planning can weigh heavily, but it doesn't need to. Follow these retirement savings guidelines to help ensure that your 401(k) and IRA contributions are maximized. Learn more with TD Ameritrade.

Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.

Retirement looks different now than in days of yore. Make sure you’re informed and planning ahead with specific goals—financial and personal.

Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.

Life has a way of happening, and investors should consider life changes as a time to assess retirement portfolios and long-term goals.

Our busy lives leave little room to monitor the stock markets regularly. There are times when we can just ignore our retirement portfolios—for a little while.

An IRS rule allows you to avoid the 10% penalty for early distribution on company-sponsored retirement accounts, but you must qualify.

Today’s workers are expected to change jobs a number of times. Understand the implications of cashing out your 401k and get informed about the alternatives av

Switching jobs and looking to save for retirement? Figuring out how much to save, avoiding high fees, and using tools and calculators can help remove the gues

Learn about the value of investing for early savers.

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

Tucked into President Obama’s $4 trillion fiscal 2017 budget are initiatives intended to foster employee-sponsored retirement plans. Can these changes help?

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

The Motley Fool details four big mistakes that could devastate your finances.