401(k) Plans

Income tax may be something most of us take for granted. But how does it work?

Not everyone has a retirement plan through their employer, but that shouldn’t hold you back. Here are alternative ways to save for retirement without a 401(k).

SECURE Act 2.0 is now law. With dozens of new provisions, many Americans will get to invest longer for retirement, put away more money, and take advantage of the biggest changes in years for their employer-sponsored 401(k) plans.

The IRS has announced new contribution limits for tax-advantaged retirement plans. Here's what to know about IRA and Roth 401(k) contribution limits for 2023.

If you've frequently changed jobs, you may have forgotten about your 401(k) funds. Read these choices to determine what to do with an old 401(k) held with a former employer.

Can I contribute to both my employer's 401(k) and a traditional or Roth IRA? How do I make the most of my retirement savings with more than one account?

Some pros say your early investing years are among the most critical, including whether you set up a 401(k). Learn how to work toward your financial goals.

Are you a member of the military or a federal employee? Here’s what you should know about Thrift Savings Plans.

Consider a rollover IRA if you're trying to figure out what to do with an old 401(k) retirement plan. Learn the IRA rollover rules and strategies.

Have 401(k) questions? We’ve got answers to the most frequently asked 401(k) questions to demystify the most common type of retirement plan. Explore contributions, taxes, withdrawals, and penalties for your 401(k) plan.

Understanding the basics of 401(k)s. This is an introduction to 401(k)s defining what is a 401(k).

Hoping to access your 401(k) early? With the rule of 55, you may be able to access and take early withdrawals from your 401(k). Here’s what you need to know.

If you have a retirement account, you may be eligible for a 401(k) tax deduction. Learn about contribution limits, employer contributions, and tax-deferred contributions.

People change jobs; it’s a fact of the modern workforce. But if you have a 401(k) from your old job, you need to decide what to do with it.

Understand how 401(k) fees could be affecting your retirement savings.

Learn about contributions, early withdrawal penalties, and distributions to help you avoid paying taxes on your IRA and 401(k) retirement funds.

If you work for a public service organization or government, you might be eligible for a special kind of retirement savings account. Here’s what you need to know about the 457(b) vs. 403(b) retirement plans.

New RMD rules require withdrawing funds from your IRA and 401(k) at 72. If you don’t take the required minimum distribution, you could face a tax penalty.

Hoping to thrive in the gig economy? Not a participant but you like the value proposition? Perhaps you might consider investing in the gig economy.

Financial Literacy Month is a good time to think about your financial wellness. Have you set goals, and are you on track to get there?

Trying to figure out what to do with bonus money? You don’t have to decide whether to save or spend. Here’s how to meet several goals at once.

How might the CARES Act impact your retirement accounts? Here’s what you need to know about tax and retirement relief in the time of the coronavirus.

Here are five simple ways to build a roadmap that strives to help guard and grow your assets for the future.

Dollar-cost averaging means scaling into (and out of) investments over time, rather than all at once. Learn the basics to help you decide if and when dollar-cost averaging could be appropriate for your portfolio.

Consider a three-tiered pyramid approach to creating goals for your needs, wants, and wishes.

Tax refund time can seem like a bonanza, but it’s not free money. It’s your money, and you’ve been loaning it, interest free, to Uncle Sam.

Open enrollment is an opportunity to put yourself and your financial health first. Here are five questions to help you make the most of your employee benefits.

If you’re turning 72 years old and have assets in a traditional IRA, 401(k), or 403(b), you’re subject to required minimum distributions (RMDs). Here are some things to know.

Ready to start investing, but worried about debt? Here’s how to invest even if you still have debt on the books.

Do you have an old 401(k)? You probably won't find it under the couch cushions. Learn tips on how to find an old 401(k) from a previous employer and what you could do with it once you've found it.

There are several retirement myths that could lead to mistakes in your retirement planning. Don't risk sabotaging your retirement by accepting these myths as truth.

It’s important to have a retirement plan in place, but if you have to retire early, what sources of income can you rely on?

College graduation can be an exciting time, but paying for college debt and the newfound independence can be financially and emotionally overwhelming.

Seniors are returning to the classroom to continue their education and skills for a more fulfilling and meaningful retirement.

Is someone in your family moving from lecture hall to office this year? Here are a few ways to help 2019 graduates get a head start toward a strong financial footing.

Unexpected events can get in the way as you prepare for and enter retirement. Here are some tips on how to try and mitigate their potential impact.

Small business owners and self-employed workers concerned about retirement investing should consider specialized IRA plans.

Learn about the max 401(k) contribution so you can get the biggest bang for your retirement buck.

Asset dislocation—liquidating or selling the assets in your retirement accounts—involves tax planning and budgeting, among other things. Are you ready?

The Augmented World Expo kicks off May 30. Here’s an introduction to the technology, a look at participating companies, and some thoughts on investing in virtual reality stocks.

Do I have enough to retire? Retirement planning can weigh heavily, but it doesn't need to. Follow these retirement savings guidelines to help ensure that your 401(k) and IRA contributions are maximized. Learn more with TD Ameritrade.

Life has a way of happening, and investors should consider life changes as a time to assess retirement portfolios and long-term goals.

Our busy lives leave little room to monitor the stock markets regularly. There are times when we can just ignore our retirement portfolios—for a little while.

Switching jobs and looking to save for retirement? Figuring out how much to save, avoiding high fees, and using tools and calculators can help remove the gues

Learn about the value of investing for early savers.

Going on vacation? Budget properly ahead of time and never take money out of retirement funds to pay for it.

Before getting settled into your new job, think about what to do with your 401(k). Should you leave it alone, join a new plan, or roll over to an IRA?

Tucked into President Obama’s $4 trillion fiscal 2017 budget are initiatives intended to foster employee-sponsored retirement plans. Can these changes help?

What if you get a pay hike? Use it to go down a better path for the future and stash it away. Here’s how.

Didn’t move your 401(k) when you moved jobs? From rollovers to reaping the benefits of company stock, learn ways you can incorporate your old 401(k) into your new life.

Working in retirement can stretch your budget and your mind. But there are tax, IRA withdrawal, and Social Security benefits to consider.

The Motley Fool details four big mistakes that could devastate your finances.